HMN Earnings

HMN reported its earnings on 2026-02-03, showcasing a revenue of 434.80M against an estimate of 443.70M, resulting in a -2.01% surprise. The EPS was 1.21, surpassing the expected 1.18 by 2.54% . The stock experienced a -3.76% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following HMN's earnings announcement on 2026-02-03, the stock price moved by -3.76% on the day of the release. Over the subsequent five days, it saw a % change. Historically, HMN's stock price tends to shift by an average of -2.40% in the 10 days leading up to earnings and +1.39% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate HMN’s annual revenue to reach 451.15M, while the EPS is projected at 1.23. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates Revise Upward by 0.53% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between HMN's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved Revise Upward by 0.53% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, HMN's stock price typically moves by -2.40% in the 10 days before its earnings and +1.39% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 1.23 and revenue of 451.15M.

The earnings call highlights strong financial performance, with improvements in combined ratios, increased net written premiums, and strong persistency rates. The Q&A section reinforces positive momentum with strong EPS growth targets, successful distribution initiatives, and strategic partnerships. Despite some unclear responses, the overall sentiment is positive, supported by raised EPS guidance and strategic partnerships. Considering the company's market cap, the stock price is likely to experience a positive movement in the 2% to 8% range over the next two weeks.