Zacks Industry Outlook S&P Global, Verisk Analytics and Intertek
Industry Growth: The Zacks Business – Information Services industry is experiencing growth due to increased demand for risk mitigation and productivity solutions, driven by the work-from-home trend and technology adoption. Key players include S&P Global, Verisk Analytics, and Intertek Group.
Stock Performance: Despite a positive long-term outlook, the industry has underperformed compared to the broader market over the past year, with notable stocks like Verisk, S&P Global, and Intertek showing significant gains in their respective earnings estimates and stock prices.
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- Leadership Change: Verisk has announced the immediate appointment of Steven Kauderer as president of its Claims Solutions business, leveraging his over 30 years of experience in the insurance industry to enhance the accuracy and efficiency of the claims process.
- Rich Industry Background: Kauderer previously served as a senior partner at EY-Parthenon, where he led the transformation practice that aids financial services organizations in increasing value and driving profitable growth, showcasing his deep expertise in the insurance sector.
- Strategic Impact: Kauderer's arrival is expected to strengthen Verisk's strategic dialogue with clients, particularly in enhancing claims experiences and business performance, ultimately delivering superior service to customers.
- Transition Management: Prior to Kauderer's appointment, CFO Elizabeth Mann served as interim president, successfully advancing the Claims division's business priorities and ensuring a smooth leadership transition.

AI's Impact on the Stock Market: Investors are concerned that artificial intelligence, initially seen as a positive force, may now be causing instability in the stock market.
Dow Jones Milestone: Despite the concerns surrounding AI, the Dow Jones Industrial Average has reached a significant milestone, trading above 50,000 for the first time.
- Underwriting Gain Surge: The U.S. insurance industry reported a $35.3 billion underwriting gain through the first nine months of 2025, a significant increase from the $4 billion gain in the same period of 2024, indicating a robust recovery and improved market confidence.
- Premium Revenue Growth: Net written premiums rose by 5.1% to $740.7 billion, reflecting stable demand across commercial and personal lines, which is expected to enhance insurers' profitability and market share moving forward.
- Loss Expense Control: Incurred losses and loss adjustment expenses increased by only 0.6%, significantly lower than the 2.7% rise in 2024, with the combined ratio improving to 94%, marking the first time in a decade it has fallen below 95, thus indicating stronger underwriting performance and financial stability in the industry.
- Policyholders' Surplus Increase: Policyholders' surplus grew from $1.12 trillion in 2024 to $1.20 trillion, demonstrating enhanced capital management and risk-bearing capacity among insurers, which is likely to bolster their competitive position in the market.
- Loss Estimates: Verisk estimates that Winter Storm Fern could lead to insured losses of up to $4 billion for property and auto, primarily driven by freeze impacts, with additional losses from wind and snow.
- Widespread Impact: The storm affected the Midwest, Northeast, South, Tennessee Valley, and Mid-Atlantic from January 23 to 26, causing widespread power outages in Georgia, the Carolinas, and Virginia, with ice accumulation reported up to 1 inch in some areas.
- Historical Significance: If the loss estimates hold, Fern would rank as the third costliest winter storm in U.S. history, following Winter Storm Elliott in 2022 and Winter Storm Uri in 2021, highlighting its unusual intensity and complex regional impacts.
- Model Enhancements: Verisk's updated U.S. Winter Storm Model, set for release in June 2026, includes enhanced modeling of freezing rain and its downstream impacts, improving the ability to capture vulnerabilities in U.S. power interconnections and their effects on damage and loss.
- Earnings Release Schedule: Verisk will report its fourth quarter and fiscal year 2025 financial results on February 18, 2026, before market open, showcasing its capabilities as a strategic data analytics partner in the insurance industry.
- Live Webcast Discussion: The management team will host a live audio webcast at 8:30 a.m. ET on the same day to discuss financial results and business highlights, aiming to enhance investor understanding of the company's operational efficiency and risk management capabilities.
- Diverse Participation Options: Interested parties can listen to the live event via the Verisk investor website, with dial-in numbers provided for U.S./Canada and international participants, reflecting the company's commitment to transparency and communication.
- Replay Availability: A replay of the webcast will be accessible for 30 days on the Verisk investor website, further enhancing information accessibility and helping investors better understand the company's financial performance and future strategies.
- Earnings Release Schedule: Verisk plans to report its Q4 and FY 2025 financial results on February 18, 2026, before market open, showcasing its capabilities in data analytics and technology partnerships within the insurance industry.
- Live Webcast Discussion: The management team will host a live audio webcast on the same day at 8:30 AM ET to discuss financial results and business highlights, which is expected to attract significant attention from investors and analysts, enhancing market transparency.
- Replay Availability: The webcast discussion will be available for replay for 30 days on the Verisk investor website, ensuring that investors who cannot participate live can access key information, thereby increasing information accessibility.
- Global Impact: As a leading strategic data analytics and technology partner to the global insurance industry, Verisk is committed to enhancing operational efficiency and addressing global risks through its teams across more than 20 countries, demonstrating its leadership position in the industry.







