FICO Recognized in Gartner's Decision Intelligence Platforms Report
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 30 2026
0mins
Should l Buy FICO?
Source: Yahoo Finance
- Industry Recognition: FICO ranked 2nd in the 2026 Gartner® Critical Capabilities report for Decision Intelligence Platforms, showcasing its excellence across Decision Analysis, Decision Engineering, Decision Science, and Decision Stewardship, thereby reinforcing its market leadership.
- Strategic Validation: Nikhil Behl, FICO's president, stated that this recognition validates the vision for the FICO Platform, underscoring the company's significance in shaping the future of intelligent enterprises and enhancing customer trust in FICO.
- Technological Advantage: The FICO Platform enables customers to compose and operationalize scalable decision services through a business-centric approach, leveraging world-class AI and data streaming capabilities, which enhances decision-making efficiency and business agility.
- Market Impact: Following this report, FICO was also recognized as a Leader in the 2026 Gartner® Magic Quadrant for Decision Intelligence Platforms, further elevating its influence and competitive edge in the global decision intelligence market.
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Analyst Views on FICO
Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is 2070 USD with a low forecast of 1700 USD and a high forecast of 2400 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
8 Buy
3 Hold
0 Sell
Moderate Buy
Current: 1357.340
Low
1700
Averages
2070
High
2400
Current: 1357.340
Low
1700
Averages
2070
High
2400
About FICO
Fair Isaac Corporation is an applied analytics software company. The Company is focused on using predictive analytics and data science to improve operational decisions. The Company operates through two segments: Scores and Software. The Scores segment includes the Company's business-to-business scoring solutions and services which give its clients access to predictive credit and other scores. This segment includes its business-to-consumer scoring solutions, including its myFICO.com subscription offerings. The Company’s Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection and marketing as well as associated professional services. This segment includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases as well as stand-alone analytic and decisioning software.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Increased Credit Accessibility: Grab Finance has implemented over 22 decision workflows, resulting in nearly a 50% increase in credit eligibility rates for users, enabling 46 million consumers and millions of merchants and drivers to access formal credit more rapidly, significantly improving credit access in Southeast Asia.
- Innovative Technology Application: The solution leverages user behavioral data, such as ride frequency and merchant revenues, combined with the advanced capabilities of the FICO Platform to enable automated pre-approved credit offers, aligning with regional laws and Grab's privacy commitments, thereby promoting financial inclusion.
- Rapid Implementation Results: In less than eight months, FICO successfully delivered phase one of the project across six countries where Grab operates, automating key processes like credit eligibility assessment, showcasing Grab's innovative capabilities in regional credit services.
- Economic Transformation Impact: The success of Grab Finance allows previously 'invisible' drivers and merchants to obtain credit based on their everyday digital behaviors, driving economic transformation, and earning recognition with the 2026 FICO Decision Award for its achievements in financial inclusion.
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- Innovative Credit Assessment: By leveraging user behavioral data, such as ride frequency and merchant revenues, Grab Finance developed alternative risk models that enable credit access for users previously invisible to traditional banks, driving economic transformation.
- Industry Recognition: Grab Finance received the 2026 FICO® Decision Award for its achievements in financial inclusion, highlighting its capability to effectively integrate compliance requirements at a regional scale, further solidifying its leadership position in the fintech sector.
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- Event Highlights: FICO World will take place from May 19-22, 2026, in Orlando, Florida, expected to attract over 1,500 business leaders from more than 50 countries to explore the latest breakthroughs in AI and applied intelligence, driving customer management and digital transformation.
- Psychology Meets Business: Oz Pearlman will demonstrate how reading customer signals can enhance authentic connections between businesses and customers, emphasizing the importance of psychology in customer management to improve satisfaction and loyalty.
- AI-Driven Decision Making: Nikhil Behl, President of FICO, noted that AI is reshaping the rules in financial services, with FICO World providing a platform for global leaders to learn from each other and discover new strategies, advancing what is termed the
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