Do you have too much of your money in the stock market?
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 11 2025
0mins
Should l Buy JPM?
Source: MarketWatch
Market Reaction to Tariff Announcements: The S&P 500 experienced significant volatility, rising 9.5% after President Trump announced a 90-day pause on tariffs, following a previous decline of 12.1%. However, the index fell again by 3.5% the next day, ending with a total decline of 10.1% for the year.
Historical Performance Overview: The S&P 500's performance has fluctuated over recent years, showing gains of 23.3% in 2024 and 24.2% in 2023, contrasted with a decline of 19.4% in 2022, excluding dividends.
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Analyst Views on JPM
Wall Street analysts forecast JPM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for JPM is 341.38 USD with a low forecast of 260.00 USD and a high forecast of 400.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
19 Analyst Rating
11 Buy
7 Hold
1 Sell
Moderate Buy
Current: 322.400
Low
260.00
Averages
341.38
High
400.00
Current: 322.400
Low
260.00
Averages
341.38
High
400.00
About JPM
JPMorgan Chase & Co. is a financial holding company. The Company is engaged in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing and asset management. The Company operates through three segments: Consumer & Community Banking (CCB), Commercial & Investment Bank (CIB), and Asset & Wealth Management (AWM). Its CCB segment offers products and services to consumers and small businesses through bank branches, ATMs, digital and telephone banking. Its CIB segment consists of banking and payments and markets and securities services, and offers a suite of investment banking, lending, payments, market-making, financing, custody and securities products and services to a global base of corporate and institutional clients. AWM segment offers investment and wealth management solutions. It offers multi-asset investment management solutions, retirement products and services, brokerage, custody, estate planning, and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
JPMorgan Chase Upgraded to Neutral by Baird After Strong Q4 Earnings
- Rating Upgrade: Baird analyst David George upgraded JPMorgan Chase from Underperform to Neutral while maintaining a price target of $280, citing the bank's 'enviable capital position' as a key factor supporting this revision.
- Strong Earnings Report: In its Q4 2025 earnings report, JPMorgan posted an adjusted EPS of $5.23, surpassing the $5.00 consensus, with revenue reaching $46.77 billion, exceeding the $46.20 billion estimate, indicating robust profitability.
- Valuation Concerns: Despite the strong earnings, George noted that JPMorgan's stock trades near 3x tangible book value, suggesting limited margin for disappointment, thus making the risk/reward profile more reasonable but unattractive for new investments.
- Investment Banking Outlook: TD Cowen reiterated its Buy rating on JPMorgan with a price target of $400, despite a 4% drop in shares post-earnings, which analysts deemed 'unwarranted', highlighting a positive outlook for investment banking activity and loan growth in 2026.
See More
Trump Proposes Cap on Credit Card Interest Rates
- Proposed Interest Rate Cap: President Trump has proposed a cap on credit card interest rates at 10% as part of his initiative to improve affordability for Americans, which could negatively impact revenue for credit card issuers like JPMorgan Chase and Capital One.
- Market Size and Impact: With over $1.2 trillion in credit card debt held by Americans and current rates often between 25% and 30%, the proposal could restrict credit to only the most creditworthy borrowers, potentially affecting popular points and rewards systems.
- Legislative Hurdles and Industry Pushback: The proposal faces significant legislative hurdles and is unlikely to gain bipartisan support, compounded by the powerful lobbying efforts of the banking industry aimed at protecting their interests.
- Visa and Mastercard's Competitive Edge: Unlike credit card issuers, Visa and Mastercard do not assume credit risk, and while the proposal may reduce credit card spending, these companies continue to earn fees from transactions, benefiting from a strong network effect and maintaining high profit margins.
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- Investor Sentiment: The firm suggests that investors should not be alarmed by Alphabet's spending plans.
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- SoFi Technologies Earnings Report: SoFi Technologies experienced a decline in its stock price following the release of its latest quarterly earnings report.
- Insider Transactions: The drop in shares was compounded by a series of insider transactions that occurred after the earnings announcement.
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- Rich Agenda: The forum will feature multiple panels, fireside chats, and networking opportunities, with a reception at 5:00 PM offering cocktails and hors d’oeuvres, enhancing relationship-building among attendees.
- Digital Report Publication: The event will be filmed with multiple 4K cameras and professionally edited, resulting in a report that will be published by CorpGov and its content partners like Yahoo Finance and Bloomberg, ensuring broad dissemination and impact of the insights shared.
- First Forum Recap: The inaugural LA CorpGov Forum took place on September 4, 2025, in Los Angeles, attracting over 100 institutional investors and corporate executives to discuss critical topics such as IPOs and shareholder activism, underscoring the forum's significance and influence within the industry.
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How Hershey, United Airlines, and Others Surpassed AI to Become the New Favorites in the Stock Market
Emergence of IoT: The article discusses the growing significance of the Internet of Things (IoT) and how interconnected devices are becoming integral to daily life.
Impact on Industries: It highlights the transformative effects of IoT on various industries, enhancing efficiency and creating new business opportunities.
Consumer Adoption: The piece notes an increase in consumer adoption of smart devices, indicating a shift in how people interact with technology.
Future Prospects: It concludes with insights on the future potential of IoT, suggesting that it will continue to evolve and shape the technological landscape.
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JPMorgan Chase Upgraded to Neutral by Baird After Strong Q4 Earnings
- Rating Upgrade: Baird analyst David George upgraded JPMorgan Chase from Underperform to Neutral while maintaining a price target of $280, citing the bank's 'enviable capital position' as a key factor supporting this revision.
- Strong Earnings Report: In its Q4 2025 earnings report, JPMorgan posted an adjusted EPS of $5.23, surpassing the $5.00 consensus, with revenue reaching $46.77 billion, exceeding the $46.20 billion estimate, indicating robust profitability.
- Valuation Concerns: Despite the strong earnings, George noted that JPMorgan's stock trades near 3x tangible book value, suggesting limited margin for disappointment, thus making the risk/reward profile more reasonable but unattractive for new investments.
- Investment Banking Outlook: TD Cowen reiterated its Buy rating on JPMorgan with a price target of $400, despite a 4% drop in shares post-earnings, which analysts deemed 'unwarranted', highlighting a positive outlook for investment banking activity and loan growth in 2026.
See More
Trump Proposes Cap on Credit Card Interest Rates
- Proposed Interest Rate Cap: President Trump has proposed a cap on credit card interest rates at 10% as part of his initiative to improve affordability for Americans, which could negatively impact revenue for credit card issuers like JPMorgan Chase and Capital One.
- Market Size and Impact: With over $1.2 trillion in credit card debt held by Americans and current rates often between 25% and 30%, the proposal could restrict credit to only the most creditworthy borrowers, potentially affecting popular points and rewards systems.
- Legislative Hurdles and Industry Pushback: The proposal faces significant legislative hurdles and is unlikely to gain bipartisan support, compounded by the powerful lobbying efforts of the banking industry aimed at protecting their interests.
- Visa and Mastercard's Competitive Edge: Unlike credit card issuers, Visa and Mastercard do not assume credit risk, and while the proposal may reduce credit card spending, these companies continue to earn fees from transactions, benefiting from a strong network effect and maintaining high profit margins.
See More
Alphabet Stock Remains a Top Pick as the Company Capitalizes on AI Opportunities.
- J.P. Morgan's Advice: J.P. Morgan reassures Alphabet investors regarding the company's ongoing significant capital expenditures.
- Investor Sentiment: The firm suggests that investors should not be alarmed by Alphabet's spending plans.
See More
SoFi Shares Drop 14% Post-Earnings, Insiders Increasing Their Holdings.
- SoFi Technologies Earnings Report: SoFi Technologies experienced a decline in its stock price following the release of its latest quarterly earnings report.
- Insider Transactions: The drop in shares was compounded by a series of insider transactions that occurred after the earnings announcement.
See More
2nd LA CorpGov Forum Set for September 18 Featuring Sports, Entertainment & M&A
- Event Date and Venue: The 2nd LA CorpGov Forum is scheduled for September 18, 2026, at 2:30 PM at The Huntington Library in San Marino, California, aiming to attract numerous institutional investors and corporate executives to foster industry networking and collaboration.
- Rich Agenda: The forum will feature multiple panels, fireside chats, and networking opportunities, with a reception at 5:00 PM offering cocktails and hors d’oeuvres, enhancing relationship-building among attendees.
- Digital Report Publication: The event will be filmed with multiple 4K cameras and professionally edited, resulting in a report that will be published by CorpGov and its content partners like Yahoo Finance and Bloomberg, ensuring broad dissemination and impact of the insights shared.
- First Forum Recap: The inaugural LA CorpGov Forum took place on September 4, 2025, in Los Angeles, attracting over 100 institutional investors and corporate executives to discuss critical topics such as IPOs and shareholder activism, underscoring the forum's significance and influence within the industry.
See More
How Hershey, United Airlines, and Others Surpassed AI to Become the New Favorites in the Stock Market
Emergence of IoT: The article discusses the growing significance of the Internet of Things (IoT) and how interconnected devices are becoming integral to daily life.
Impact on Industries: It highlights the transformative effects of IoT on various industries, enhancing efficiency and creating new business opportunities.
Consumer Adoption: The piece notes an increase in consumer adoption of smart devices, indicating a shift in how people interact with technology.
Future Prospects: It concludes with insights on the future potential of IoT, suggesting that it will continue to evolve and shape the technological landscape.
See More
