Business First Bancshares Q4 Non-GAAP EPS Beats Expectations, Announces $30M Stock Repurchase Program
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 22 2026
0mins
Should l Buy BFST?
Source: seekingalpha
- Earnings Beat: Business First Bancshares reported a Q4 Non-GAAP EPS of $0.79, exceeding expectations by $0.08, which reflects the company's ongoing profitability enhancement and strengthens investor confidence.
- Revenue Growth: The company achieved Q4 revenue of $83.09 million, a 7.1% year-over-year increase, surpassing expectations by $1.68 million, indicating robust business growth and strong market demand, thereby enhancing future growth potential.
- Repurchase Program: Business First Bancshares announced a $30 million stock repurchase program aimed at boosting EPS by reducing the number of outstanding shares, demonstrating the company's confidence in its value and commitment to shareholder returns.
- Positive Market Reaction: Following the earnings report, the market reacted positively to Business First Bancshares, which is expected to further drive stock price appreciation and enhance the company's competitiveness in the financial services sector.
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Analyst Views on BFST
Wall Street analysts forecast BFST stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BFST is 32.33 USD with a low forecast of 31.00 USD and a high forecast of 34.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
3 Buy
0 Hold
0 Sell
Strong Buy
Current: 29.700
Low
31.00
Averages
32.33
High
34.00
Current: 29.700
Low
31.00
Averages
32.33
High
34.00
About BFST
Business First Bancshares, Inc., through its banking subsidiary b1BANK, operates banking centers and loan production offices in markets across Louisiana and Texas, providing commercial and personal banking products and services. The Company's personal banking products and services include personal checking, personal savings, digital banking, long term savings, personal lending and additional services. Its commercial products and services include commercial checking, commercial savings, commercial lending, online banking, and treasury management. The Company's wealth management products and services include investments, financial planning, and insurance. It also provides private client banking products and services. Its personal checking products include MAX Checking and FLEX Checking. Its personal savings products include MAX Money Market, FLEX Savings and AIM Savings. Its commercial checking products include Essential Business Checking, Aspire Checking, and MAX Business Checking.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Business First Bancshares (BFST) Declares $0.15 Quarterly Dividend with 2.13% Yield
- Dividend Declaration: Business First Bancshares has declared a quarterly dividend of $0.15 per share, maintaining the previous level, which demonstrates the company's stable cash flow and commitment to shareholder returns.
- Yield Metrics: The forward yield of 2.13% not only attracts income-seeking investors but also reflects the company's financial health in the current market environment, indicating a solid investment opportunity.
- Shareholder Arrangement: The dividend is payable on February 18, with a record date of February 15 and an ex-dividend date of February 13, ensuring timely returns for shareholders and boosting investor confidence.
- Stock Repurchase Program: The company has also announced a $30 million stock repurchase program aimed at enhancing earnings per share by reducing the number of shares outstanding, thereby further increasing shareholder value.
See More
Business First Bancshares (BFST) Reports Q4 Earnings Growth to $21.01 Million
- Significant Earnings Growth: Business First Bancshares, Inc. reported fourth-quarter earnings of $21.01 million, or $0.71 per share, marking a substantial increase from last year's $15.14 million and $0.51 per share, indicating strong growth in profitability.
- Exceeding Market Expectations: The adjusted earnings of $23.52 million, or $0.79 per share, surpassed analysts' expectations of $0.68 per share, reflecting the company's better-than-expected performance in its core business and boosting investor confidence.
- Continued Revenue Growth: The company's revenue rose 7.1% year-over-year to $83.09 million, compared to $77.59 million last year, showcasing the company's competitive position and increased customer demand in the market.
- Improved Financial Health: With both earnings and revenue growth, Business First Bancshares' financial health has improved, potentially providing more funding support for future expansion and investments.
See More
Business First Bancshares (BFST) Reports 14% EPS Growth in Q4 2025 and Initiates Stock Buyback
- Strong Earnings Performance: Business First Bancshares reported a net income of $21 million and EPS of $0.71 in Q4 2025, reflecting a 20% year-over-year increase, which significantly enhances market confidence in the company's profitability.
- Stock Buyback Initiative: The company initiated a stock repurchase for the first time in nearly six years, buying back approximately 150,000 shares at around $24.70, indicating management's confidence in future prospects and helping to boost EPS.
- Loan and Deposit Growth: Total loans increased by $168.4 million, with an annualized growth rate of 11.1%, while total deposits rose by $191.7 million, primarily due to a net increase in interest-bearing deposits, showcasing the company's competitive edge and customer appeal.
- Positive Future Outlook: Management expects to focus on optimizing existing systems in 2026, targeting mid-single-digit loan growth, and anticipates non-interest income to remain in the $13 million to $14 million range, demonstrating a clear strategy for sustained growth and risk management.
See More
Business First Bancshares Q4 Non-GAAP EPS Beats Expectations, Announces $30M Stock Repurchase Program
- Earnings Beat: Business First Bancshares reported a Q4 Non-GAAP EPS of $0.79, exceeding expectations by $0.08, which reflects the company's ongoing profitability enhancement and strengthens investor confidence.
- Revenue Growth: The company achieved Q4 revenue of $83.09 million, a 7.1% year-over-year increase, surpassing expectations by $1.68 million, indicating robust business growth and strong market demand, thereby enhancing future growth potential.
- Repurchase Program: Business First Bancshares announced a $30 million stock repurchase program aimed at boosting EPS by reducing the number of outstanding shares, demonstrating the company's confidence in its value and commitment to shareholder returns.
- Positive Market Reaction: Following the earnings report, the market reacted positively to Business First Bancshares, which is expected to further drive stock price appreciation and enhance the company's competitiveness in the financial services sector.
See More
Business First Bancshares to Release Q4 2025 Earnings on January 22
- Earnings Release Schedule: Business First Bancshares is set to release its Q4 2025 earnings after market close on January 22, 2026, which is expected to provide critical financial data for assessing the company's performance.
- Management Conference Call: On the same day, management will host a conference call and webcast at 4:00 p.m. CDT to discuss the earnings results with investors and analysts, enhancing transparency and communication.
- Asset Overview: As of September 30, 2025, Business First Bancshares reported $8.0 billion in assets and $5.7 billion in assets under management, indicating robust growth in its markets across Louisiana and Texas.
- Industry Recognition: b1BANK has been awarded the 2024 Mastercard “Innovation Award” and has been a multi-year winner of American Banker Magazine’s “Best Banks to Work For,” reflecting its competitiveness and appeal in the industry.
See More
DA Davidson Initiates Coverage on Business First Bancshares with a Buy Rating, Keeps Price Target at $32
Real-time Intelligence: Benzinga Pro offers the fastest news alerts for traders, helping them stay informed and make timely decisions in the stock market.
Exclusive Content: Subscribers gain access to unique stories and insights generated by Benzinga reporters, enhancing their trading strategies.
Community Engagement: Over 10,000 serious traders are part of the Benzinga Pro community, fostering a collaborative environment for sharing market intelligence.
Market Success: The platform is designed to help traders win in the markets every day by providing accurate and immediate stock market information.
See More
Business First Bancshares (BFST) Declares $0.15 Quarterly Dividend with 2.13% Yield
- Dividend Declaration: Business First Bancshares has declared a quarterly dividend of $0.15 per share, maintaining the previous level, which demonstrates the company's stable cash flow and commitment to shareholder returns.
- Yield Metrics: The forward yield of 2.13% not only attracts income-seeking investors but also reflects the company's financial health in the current market environment, indicating a solid investment opportunity.
- Shareholder Arrangement: The dividend is payable on February 18, with a record date of February 15 and an ex-dividend date of February 13, ensuring timely returns for shareholders and boosting investor confidence.
- Stock Repurchase Program: The company has also announced a $30 million stock repurchase program aimed at enhancing earnings per share by reducing the number of shares outstanding, thereby further increasing shareholder value.
See More
Business First Bancshares (BFST) Reports Q4 Earnings Growth to $21.01 Million
- Significant Earnings Growth: Business First Bancshares, Inc. reported fourth-quarter earnings of $21.01 million, or $0.71 per share, marking a substantial increase from last year's $15.14 million and $0.51 per share, indicating strong growth in profitability.
- Exceeding Market Expectations: The adjusted earnings of $23.52 million, or $0.79 per share, surpassed analysts' expectations of $0.68 per share, reflecting the company's better-than-expected performance in its core business and boosting investor confidence.
- Continued Revenue Growth: The company's revenue rose 7.1% year-over-year to $83.09 million, compared to $77.59 million last year, showcasing the company's competitive position and increased customer demand in the market.
- Improved Financial Health: With both earnings and revenue growth, Business First Bancshares' financial health has improved, potentially providing more funding support for future expansion and investments.
See More
Business First Bancshares (BFST) Reports 14% EPS Growth in Q4 2025 and Initiates Stock Buyback
- Strong Earnings Performance: Business First Bancshares reported a net income of $21 million and EPS of $0.71 in Q4 2025, reflecting a 20% year-over-year increase, which significantly enhances market confidence in the company's profitability.
- Stock Buyback Initiative: The company initiated a stock repurchase for the first time in nearly six years, buying back approximately 150,000 shares at around $24.70, indicating management's confidence in future prospects and helping to boost EPS.
- Loan and Deposit Growth: Total loans increased by $168.4 million, with an annualized growth rate of 11.1%, while total deposits rose by $191.7 million, primarily due to a net increase in interest-bearing deposits, showcasing the company's competitive edge and customer appeal.
- Positive Future Outlook: Management expects to focus on optimizing existing systems in 2026, targeting mid-single-digit loan growth, and anticipates non-interest income to remain in the $13 million to $14 million range, demonstrating a clear strategy for sustained growth and risk management.
See More
Business First Bancshares Q4 Non-GAAP EPS Beats Expectations, Announces $30M Stock Repurchase Program
- Earnings Beat: Business First Bancshares reported a Q4 Non-GAAP EPS of $0.79, exceeding expectations by $0.08, which reflects the company's ongoing profitability enhancement and strengthens investor confidence.
- Revenue Growth: The company achieved Q4 revenue of $83.09 million, a 7.1% year-over-year increase, surpassing expectations by $1.68 million, indicating robust business growth and strong market demand, thereby enhancing future growth potential.
- Repurchase Program: Business First Bancshares announced a $30 million stock repurchase program aimed at boosting EPS by reducing the number of outstanding shares, demonstrating the company's confidence in its value and commitment to shareholder returns.
- Positive Market Reaction: Following the earnings report, the market reacted positively to Business First Bancshares, which is expected to further drive stock price appreciation and enhance the company's competitiveness in the financial services sector.
See More
Business First Bancshares to Release Q4 2025 Earnings on January 22
- Earnings Release Schedule: Business First Bancshares is set to release its Q4 2025 earnings after market close on January 22, 2026, which is expected to provide critical financial data for assessing the company's performance.
- Management Conference Call: On the same day, management will host a conference call and webcast at 4:00 p.m. CDT to discuss the earnings results with investors and analysts, enhancing transparency and communication.
- Asset Overview: As of September 30, 2025, Business First Bancshares reported $8.0 billion in assets and $5.7 billion in assets under management, indicating robust growth in its markets across Louisiana and Texas.
- Industry Recognition: b1BANK has been awarded the 2024 Mastercard “Innovation Award” and has been a multi-year winner of American Banker Magazine’s “Best Banks to Work For,” reflecting its competitiveness and appeal in the industry.
See More
DA Davidson Initiates Coverage on Business First Bancshares with a Buy Rating, Keeps Price Target at $32
Real-time Intelligence: Benzinga Pro offers the fastest news alerts for traders, helping them stay informed and make timely decisions in the stock market.
Exclusive Content: Subscribers gain access to unique stories and insights generated by Benzinga reporters, enhancing their trading strategies.
Community Engagement: Over 10,000 serious traders are part of the Benzinga Pro community, fostering a collaborative environment for sharing market intelligence.
Market Success: The platform is designed to help traders win in the markets every day by providing accurate and immediate stock market information.
See More
