Bridgewater Bancshares Inc Reports Increased Profit in Q3
Earnings Growth: Bridgewater Bancshares Inc reported a third-quarter net income of $10.58 million, up from $7.66 million the previous year, translating to earnings per share of $0.38 compared to $0.27 last year.
Adjusted Earnings: The company’s adjusted earnings for the quarter were $10.94 million, or $0.39 per share, when excluding certain items.
Revenue Increase: Revenue for the period rose significantly by 33.2%, reaching $34.09 million, compared to $25.59 million in the same quarter last year.
Financial Highlights: Key financial metrics include earnings of $10.58 million, EPS of $0.38, and revenue of $34.09 million, all showing positive growth compared to the previous year.
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Bridgewater Bancshares Q4 2025 Earnings Call Highlights
- Loan and Deposit Growth: Bridgewater Bancshares reported a 9% year-over-year growth in both loans and core deposits for Q4 2025, indicating strong market demand and customer trust, which further solidifies its market position in the Minneapolis-St. Paul area.
- Net Interest Margin Expansion: The net interest margin increased by 12 basis points to 2.75% in Q4 due to lower deposit costs, with expectations to reach 3% by the end of 2026, significantly enhancing the bank's profitability and competitive edge.
- Non-Interest Income Rebound: Non-interest income rose 32% year-over-year in Q4, including $651,000 in swap fee income, demonstrating positive progress in diversifying revenue sources and enhancing financial stability.
- Expense Control and Risk Management: Management emphasized that expense growth will align with asset growth, expected to revert to historical patterns, reflecting ongoing focus on risk management and operational efficiency to ensure sustainable growth in the future.
Bridgewater Bancshares Q4 Earnings Exceed Expectations
- Earnings Beat: Bridgewater Bancshares reported a Q4 non-GAAP EPS of $0.44, exceeding market expectations of $0.41, indicating a sustained improvement in profitability.
- Significant Revenue Growth: The company achieved Q4 revenue of $38.8 million, a 31.5% year-over-year increase, which not only surpassed expectations by $2.7 million but also reflects strong business expansion and market demand.
- Market Reaction Discrepancy: Despite the strong performance, the management expressed disagreement with the market's decision to push shares higher, suggesting a cautious outlook on future market performance.
- Historical Performance Data: The company’s historical financial data further supports its ongoing growth trend, providing investors with a more comprehensive performance background.
Bridgewater Bancshares Schedules Q4 2025 Earnings Release and Conference Call
- Earnings Release Schedule: Bridgewater Bancshares will release its Q4 2025 financial results after market close on January 27, 2026, demonstrating the company's commitment to financial transparency.
- Conference Call Details: The company will host a conference call on January 28, 2026, at 8:00 a.m. Central Time to discuss the earnings, enhancing communication with investors.
- Replay Service: A replay of the conference call will be available until February 4, 2026, ensuring that investors who cannot attend live can access key information, thereby improving information accessibility.
- Company Background: Founded in 2005, Bridgewater Bancshares has total assets of $5.4 billion as of September 30, 2025, highlighting its market position and scale in Minnesota's banking sector.
Daily Upgrade Report for Validea Motley Fool Strategy - November 26, 2025
Validea's Small-Cap Growth Investor Model: The model, based on Motley Fool's strategy, identifies small-cap growth stocks with strong fundamentals and price performance, highlighting recent upgrades for specific stocks.
BANKINTER SA - ADR: This large-cap value stock's rating improved from 65% to 72% due to its solid fundamentals and valuation, indicating moderate interest from the investment strategy.
BANKWELL FINANCIAL GROUP INC: The small-cap value stock's rating increased from 53% to 80%, reflecting strong fundamentals and valuation, suggesting significant interest from the investment strategy.
BRIDGEWATER BANCSHARES INC: Similar to Bankwell, this small-cap value stock also saw its rating rise from 53% to 80%, indicating strong fundamentals and valuation, which aligns with the investment strategy's criteria.
Bridgewater Bancshares Inc Reports Increased Profit in Q3
Earnings Growth: Bridgewater Bancshares Inc reported a third-quarter net income of $10.58 million, up from $7.66 million the previous year, translating to earnings per share of $0.38 compared to $0.27 last year.
Adjusted Earnings: The company’s adjusted earnings for the quarter were $10.94 million, or $0.39 per share, when excluding certain items.
Revenue Increase: Revenue for the period rose significantly by 33.2%, reaching $34.09 million, compared to $25.59 million in the same quarter last year.
Financial Highlights: Key financial metrics include earnings of $10.58 million, EPS of $0.38, and revenue of $34.09 million, all showing positive growth compared to the previous year.
Daily Upgrade Report for Validea Motley Fool Strategy - September 13, 2025
Validea's Small-Cap Growth Investor Model: Today's upgrades include REX American Resources Corp, which saw its rating increase from 63% to 76%, indicating improved fundamentals and valuation in the chemical manufacturing sector.
IBEX Ltd and Bridgewater Bancshares Inc Ratings: IBEX Ltd's rating rose from 65% to 72% in the software industry, while Bridgewater Bancshares Inc's rating improved from 53% to 80% in the banking sector, both reflecting stronger underlying fundamentals and stock valuations.
Bridgewater Bancshares Q4 2025 Earnings Call Highlights
- Loan and Deposit Growth: Bridgewater Bancshares reported a 9% year-over-year growth in both loans and core deposits for Q4 2025, indicating strong market demand and customer trust, which further solidifies its market position in the Minneapolis-St. Paul area.
- Net Interest Margin Expansion: The net interest margin increased by 12 basis points to 2.75% in Q4 due to lower deposit costs, with expectations to reach 3% by the end of 2026, significantly enhancing the bank's profitability and competitive edge.
- Non-Interest Income Rebound: Non-interest income rose 32% year-over-year in Q4, including $651,000 in swap fee income, demonstrating positive progress in diversifying revenue sources and enhancing financial stability.
- Expense Control and Risk Management: Management emphasized that expense growth will align with asset growth, expected to revert to historical patterns, reflecting ongoing focus on risk management and operational efficiency to ensure sustainable growth in the future.
Bridgewater Bancshares Q4 Earnings Exceed Expectations
- Earnings Beat: Bridgewater Bancshares reported a Q4 non-GAAP EPS of $0.44, exceeding market expectations of $0.41, indicating a sustained improvement in profitability.
- Significant Revenue Growth: The company achieved Q4 revenue of $38.8 million, a 31.5% year-over-year increase, which not only surpassed expectations by $2.7 million but also reflects strong business expansion and market demand.
- Market Reaction Discrepancy: Despite the strong performance, the management expressed disagreement with the market's decision to push shares higher, suggesting a cautious outlook on future market performance.
- Historical Performance Data: The company’s historical financial data further supports its ongoing growth trend, providing investors with a more comprehensive performance background.
Bridgewater Bancshares Schedules Q4 2025 Earnings Release and Conference Call
- Earnings Release Schedule: Bridgewater Bancshares will release its Q4 2025 financial results after market close on January 27, 2026, demonstrating the company's commitment to financial transparency.
- Conference Call Details: The company will host a conference call on January 28, 2026, at 8:00 a.m. Central Time to discuss the earnings, enhancing communication with investors.
- Replay Service: A replay of the conference call will be available until February 4, 2026, ensuring that investors who cannot attend live can access key information, thereby improving information accessibility.
- Company Background: Founded in 2005, Bridgewater Bancshares has total assets of $5.4 billion as of September 30, 2025, highlighting its market position and scale in Minnesota's banking sector.
Daily Upgrade Report for Validea Motley Fool Strategy - November 26, 2025
Validea's Small-Cap Growth Investor Model: The model, based on Motley Fool's strategy, identifies small-cap growth stocks with strong fundamentals and price performance, highlighting recent upgrades for specific stocks.
BANKINTER SA - ADR: This large-cap value stock's rating improved from 65% to 72% due to its solid fundamentals and valuation, indicating moderate interest from the investment strategy.
BANKWELL FINANCIAL GROUP INC: The small-cap value stock's rating increased from 53% to 80%, reflecting strong fundamentals and valuation, suggesting significant interest from the investment strategy.
BRIDGEWATER BANCSHARES INC: Similar to Bankwell, this small-cap value stock also saw its rating rise from 53% to 80%, indicating strong fundamentals and valuation, which aligns with the investment strategy's criteria.
Bridgewater Bancshares Inc Reports Increased Profit in Q3
Earnings Growth: Bridgewater Bancshares Inc reported a third-quarter net income of $10.58 million, up from $7.66 million the previous year, translating to earnings per share of $0.38 compared to $0.27 last year.
Adjusted Earnings: The company’s adjusted earnings for the quarter were $10.94 million, or $0.39 per share, when excluding certain items.
Revenue Increase: Revenue for the period rose significantly by 33.2%, reaching $34.09 million, compared to $25.59 million in the same quarter last year.
Financial Highlights: Key financial metrics include earnings of $10.58 million, EPS of $0.38, and revenue of $34.09 million, all showing positive growth compared to the previous year.
Daily Upgrade Report for Validea Motley Fool Strategy - September 13, 2025
Validea's Small-Cap Growth Investor Model: Today's upgrades include REX American Resources Corp, which saw its rating increase from 63% to 76%, indicating improved fundamentals and valuation in the chemical manufacturing sector.
IBEX Ltd and Bridgewater Bancshares Inc Ratings: IBEX Ltd's rating rose from 65% to 72% in the software industry, while Bridgewater Bancshares Inc's rating improved from 53% to 80% in the banking sector, both reflecting stronger underlying fundamentals and stock valuations.
