Bank First Completes Acquisition of Centre 1 Bancorp, Assets Reach $6 Billion
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 02 2026
0mins
Should l Buy BFC?
Bank First Corporation completed its acquisition of Centre 1 Bancorp. Effective immediately, Bank First is expanding its services to include trust and wealth management, integrating a skilled team from First National Bank and Trust. Customers now have access to a comprehensive suite of wealth planning, trust administration, and investment management services, provided by a team of professionals with deep expertise and a strong commitment to delivering personalized solutions. First National Bank and Trust will continue to operate as a division of Bank First until the planned system conversion in May 2026. At that time, all locations will transition to the unified Bank First brand and digital banking platform. Throughout this process, customers will continue to work with familiar local teams, ensuring personalized service and a smooth transition as we move forward together. The combined organization will operate 38 branch locations across Wisconsin and the Stateline area of Illinois, with approximately $6B in assets, strengthening its ability to serve individuals, businesses, and communities throughout the region.
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Analyst Views on BFC
Wall Street analysts forecast BFC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BFC is 142.00 USD with a low forecast of 142.00 USD and a high forecast of 142.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
0 Buy
1 Hold
0 Sell
Hold
Current: 151.510
Low
142.00
Averages
142.00
High
142.00
Current: 151.510
Low
142.00
Averages
142.00
High
142.00
About BFC
Bank First Corporation provides financial services through its subsidiary, Bank First, N.A. (the Bank). The Bank operates as a full-service financial institution. The Bank operates at approximately 38 branch locations across Wisconsin and the Stateline area of Illinois, to serve individuals, businesses, and communities throughout the region. The Bank’s products and services include personal, business, wealth, cards and other services. The Bank’s personal products include checking accounts, money market accounts, savings accounts, personal loans, mortgages, military and veteran products, electronic banking, certificate of deposit accounts, and student products. Its business products include business checking, business loans, business money market accounts, business savings, electronic banking for business, and treasury management. Its wealth products include trust and wealth management and brokerage services. Its card products include debit cards, credit cards and business credit cards.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
BANKFIRST Reports Q4 Earnings Per Share of USD 1.74
- Bank Performance: The bank reported a significant performance in Q4, with earnings per share (EPS) reaching $1.74.
- Financial Highlights: The financial results indicate strong growth and stability, reflecting the bank's effective management and strategic initiatives.
See More
BANKFIRST REPORTS Q4 PRETAX PROFIT OF USD 13.384 MILLION
- Financial Performance: Bank First reported a pre-tax profit of $13.384 million for the fourth quarter.
- Quarterly Results: The financial results indicate a strong performance in the bank's operations during the specified quarter.
See More
BANKFIRST REPORTS Q4 CREDIT LOSS PROVISION OF USD -2.595 MILLION
- Credit Loss Provision: Bank First has reported a provision for credit losses amounting to $2.595 million for the fourth quarter.
- Financial Impact: This provision reflects the bank's strategy to manage potential credit risks and ensure financial stability.
See More
BANKFIRST REPORTS Q4 NET INCOME OF USD 10.165 MILLION
- Bank First Q4 Net Income: Bank First reported a net income of USD 10.165 million for the fourth quarter.
- Financial Performance: The reported figure reflects the bank's financial performance during the specified quarter.
See More
BANKFIRST REPORTS Q4 NET INTEREST INCOME OF USD 27.869 MILLION
- Bank First's Q4 Performance: Bank First reported a net interest income of USD 27.869 million for the fourth quarter.
- Financial Highlights: The financial results indicate a strong performance in net interest income, reflecting the bank's operational efficiency and growth strategies.
See More
Bank First (BFC) Declares $0.50 Quarterly Dividend, 11.1% Increase
- Dividend Increase: Bank First has declared a quarterly dividend of $0.50 per share, marking an 11.1% increase from the previous $0.45, which reflects the company's ongoing profitability and boosts investor confidence.
- Yield Metrics: The forward yield of 1.47% provides shareholders with a stable cash flow, enhancing the company's attractiveness in a competitive financial market.
- Payment Schedule: The dividend is payable on April 8, with a record date of March 25 and an ex-dividend date also on March 25, ensuring timely returns for shareholders and demonstrating the company's commitment to shareholder value.
- Financial Health Indicators: The dividend growth aligns with Bank First's historical earnings data, indicating that the company can provide higher returns to shareholders based on sustained profitability, thereby enhancing its long-term investment appeal.
See More
BANKFIRST Reports Q4 Earnings Per Share of USD 1.74
- Bank Performance: The bank reported a significant performance in Q4, with earnings per share (EPS) reaching $1.74.
- Financial Highlights: The financial results indicate strong growth and stability, reflecting the bank's effective management and strategic initiatives.
See More
BANKFIRST REPORTS Q4 PRETAX PROFIT OF USD 13.384 MILLION
- Financial Performance: Bank First reported a pre-tax profit of $13.384 million for the fourth quarter.
- Quarterly Results: The financial results indicate a strong performance in the bank's operations during the specified quarter.
See More
BANKFIRST REPORTS Q4 CREDIT LOSS PROVISION OF USD -2.595 MILLION
- Credit Loss Provision: Bank First has reported a provision for credit losses amounting to $2.595 million for the fourth quarter.
- Financial Impact: This provision reflects the bank's strategy to manage potential credit risks and ensure financial stability.
See More
BANKFIRST REPORTS Q4 NET INCOME OF USD 10.165 MILLION
- Bank First Q4 Net Income: Bank First reported a net income of USD 10.165 million for the fourth quarter.
- Financial Performance: The reported figure reflects the bank's financial performance during the specified quarter.
See More
BANKFIRST REPORTS Q4 NET INTEREST INCOME OF USD 27.869 MILLION
- Bank First's Q4 Performance: Bank First reported a net interest income of USD 27.869 million for the fourth quarter.
- Financial Highlights: The financial results indicate a strong performance in net interest income, reflecting the bank's operational efficiency and growth strategies.
See More
Bank First (BFC) Declares $0.50 Quarterly Dividend, 11.1% Increase
- Dividend Increase: Bank First has declared a quarterly dividend of $0.50 per share, marking an 11.1% increase from the previous $0.45, which reflects the company's ongoing profitability and boosts investor confidence.
- Yield Metrics: The forward yield of 1.47% provides shareholders with a stable cash flow, enhancing the company's attractiveness in a competitive financial market.
- Payment Schedule: The dividend is payable on April 8, with a record date of March 25 and an ex-dividend date also on March 25, ensuring timely returns for shareholders and demonstrating the company's commitment to shareholder value.
- Financial Health Indicators: The dividend growth aligns with Bank First's historical earnings data, indicating that the company can provide higher returns to shareholders based on sustained profitability, thereby enhancing its long-term investment appeal.
See More
