Recent quarter results: reported Q4 net interest income of ~$27.87M and EPS around ~$1.74 (news) alongside solid YoY growth in the financial snapshot.
Analyst note (Piper Sandler) highlighted strong net interest income / margin expansion and well-controlled expenses.
Technicals remain in a confirmed uptrend (bullish moving averages + positive MACD).
Neutral/Negative Catalysts
with an extreme overbought RSI, increasing near-term pullback risk.
may keep some investors focused on credit normalization.
Financial Performance
Latest quarter: 2025/Q4.
Revenue: 39.60M, +8.78% YoY (growth positive).
Net income: 18.39M, +5.40% YoY (profit growth, but slower than revenue).
EPS: 1.87, +6.86% YoY (steady per-share growth).
Overall: solid growth quarter with improving operating performance, consistent with the bullish longer-term trend.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
2026-01-26: Piper Sandler raised price target to $150 from $142; maintained Neutral.
Takeaway: Wall Street view is that BFC is high quality operationally (pros: strong NII/NIM, expense control, balance sheet growth), but is already priced at a “deserved premium” (cons: valuation limits upside unless there’s a pullback).
Wall Street analysts forecast BFC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BFC is 142 USD with a low forecast of 142 USD and a high forecast of 142 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast BFC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BFC is 142 USD with a low forecast of 142 USD and a high forecast of 142 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
1 Hold
0 Sell
Hold
Current: 148.270
Low
142
Averages
142
High
142
Current: 148.270
Low
142
Averages
142
High
142
Piper Sandler
Neutral
maintain
$142 -> $150
AI Analysis
2026-01-26
Reason
Piper Sandler
Price Target
$142 -> $150
AI Analysis
2026-01-26
maintain
Neutral
Reason
Piper Sandler raised the firm's price target on Bank First to $150 from $142 and keeps a Neutral rating on the shares. The firm continues to view Bank First as an attractive long-term holding following another impressive quarter that included 6% PPNR upside largely driven by stronger net interest income with greater net interest margin expansion, solid balance sheet growth and continued well-controlled operating expenses. Piper would become more constructive on this top tier institution with a pull-back in Bank First's current deserved premium valuation.
Piper Sandler
Nathan Race
Neutral
maintain
$137 -> $142
2025-10-23
Reason
Piper Sandler
Nathan Race
Price Target
$137 -> $142
2025-10-23
maintain
Neutral
Reason
Piper Sandler analyst Nathan Race raised the firm's price target on Bank First to $142 from $137 and keeps a Neutral rating on the shares. The firm notes that the company again generated top tier results in Q3 with 3% PPNR upside largely via stronger core fee income.
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