SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR THIRD QUARTER OF FISCAL 2025; DECLARES QUARTERLY DIVIDEND OF $0.23 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR TUESDAY, APRIL 22, AT 8:30 AM CENTRAL TIME
Financial Performance: Southern Missouri Bancorp, Inc. reported a preliminary net income of $15.7 million for Q3 2025, marking a 38.7% increase from the previous year, with earnings per share rising to $1.39. The growth was driven by higher net interest and noninterest income despite increased expenses and credit loss provisions.
Balance Sheet Highlights: As of March 31, 2025, total assets reached $5.0 billion, reflecting an 8.1% increase from June 30, 2024. Deposits also grew by 8.1%, while nonperforming loans rose to $22 million, indicating challenges in certain commercial loan segments.
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Southern Missouri Bancorp (SMBC) Reports $18.2M Q2 Net Income and Announces 550,000 Share Buyback
- Profitability Improvement: Southern Missouri Bancorp reported a net income of $18.2 million for Q2, reflecting quarter-over-quarter growth driven by a reduction in credit loss provisions and an increase in loan balances, indicating sustained improvement in profitability.
- Record Loan Originations: The bank achieved nearly $312 million in loan originations this quarter, the highest in several years, with gross loan balances increasing by $35 million, showcasing strong growth in residential and commercial lending sectors.
- Share Buyback Program: The board approved a new share repurchase program allowing for the buyback of up to 550,000 shares, approximately 5% of outstanding shares, demonstrating management's confidence in the company's future and flexibility in capital allocation.
- Asset Quality Management: Although non-performing loans and classified assets have slightly increased, management emphasized that overall problem assets remain manageable, and they plan to continue improving credit quality to support future profitability.
Southern Missouri (SMBC) Declares $0.25 Quarterly Dividend with 1.57% Yield
- Quarterly Dividend Declaration: Southern Missouri Bank has declared a quarterly dividend of $0.25 per share, consistent with previous distributions, reflecting the company's stable cash flow and shareholder return strategy.
- Yield Performance: The forward yield of 1.57% for this dividend offers a relatively attractive return in the current market environment, potentially drawing more investor interest towards the stock.
- Financial Performance: Southern Missouri reported a preliminary net income of $18.2 million for Q2, indicating sustained growth in profitability, which enhances its ability to maintain dividend payments.
- Shareholder Rights Assurance: The dividend will be payable on February 27, with a record date of February 13 and an ex-dividend date also on February 13, ensuring shareholders receive timely returns and further solidifying investor confidence.
Southern Missouri Bancorp Reports $18.2M Q2 Net Income, Up 23.9%
- Net Income Growth: Southern Missouri Bancorp reported preliminary net income of $18.2 million for Q2 2026, reflecting a $3.5 million increase or 23.9% year-over-year, indicating a significant enhancement in the company's profitability.
- Earnings Per Share Increase: The diluted earnings per share for the quarter reached $1.62, up from $1.30 in the same period last year, exceeding the consensus estimate of $1.54, showcasing the company's strong financial performance.
- Dividend Declaration: On January 20, 2026, the Board declared a quarterly cash dividend of $0.25 per share, payable on February 27, 2026, to shareholders of record as of February 13, 2026, further enhancing shareholder returns.
- Share Repurchase Authorization: The Board also approved a new authorization to repurchase up to 550,000 shares, approximately 5.0% of outstanding shares, aimed at boosting earnings per share and shareholder value.
Southern Missouri Bancorp Reports $18.2M Q2 Net Income, Up 23.9% YoY
- Net Income Growth: Southern Missouri Bancorp reported a net income of $18.2 million for Q2 2026, reflecting a $3.5 million increase or 23.9% year-over-year, primarily driven by higher net interest income, indicating a significant enhancement in profitability.
- Earnings Per Share Increase: The earnings per share for the quarter reached $1.62, up $0.32 or 24.6% compared to the same quarter last year, showcasing the company's ongoing commitment to enhancing shareholder value.
- Improved Return on Assets: The annualized return on average assets (ROAA) stood at 1.42%, up from 1.20% in the same quarter last year, demonstrating effective asset management and improved profitability.
- Share Repurchase Authorization: The Board of Directors authorized a new share repurchase program for up to 5% of outstanding shares, reflecting the company's confidence in future growth and aiming to enhance shareholder returns.
Essential Information on Southern Missouri Bancorp (SMBC) Rating Increase to Buy
Zacks Rank Upgrade: Southern Missouri Bancorp (SMBC) has been upgraded to a Zacks Rank #2 (Buy), indicating a positive outlook on its earnings estimates, which are crucial for stock price movements.
Earnings Estimate Revisions: The Zacks Consensus Estimate for SMBC has increased by 7.9% over the past three months, reflecting analysts' growing confidence in the company's earnings potential.
Investment Strategy: The Zacks rating system, which maintains a balanced approach to stock ratings, positions SMBC in the top 20% of covered stocks, suggesting it could yield market-beating returns in the near term.
Historical Performance: Zacks Rank #1 stocks have historically generated an average annual return of +25% since 1988, highlighting the effectiveness of the Zacks rating system in identifying strong investment opportunities.
3 Japanese Stocks Poised for Over 20% Growth Worth Investing In Now
Japanese Stocks as Investment: Japanese companies have become a popular investment choice globally, with Warren Buffett's Berkshire Hathaway increasing its investments in Japanese stocks to over $30 billion, including a stake in Mitsubishi above 10%.
Mizuho Financial (MFG): Mizuho, a major financial institution in Japan, has a price target of $39.22 set by DBS analyst Lim Rui Wen, indicating a potential upside of 500.20%.
Sumitomo Mitsui (SMFG): Sumitomo, a holding company for Sumitomo Mitsui Banking Corporation, has a price target of $32.79 from another DBS analyst, suggesting a 93.93% upside.
Takeda Pharmaceutical Company (TAK): Takeda, Japan's leading pharmaceutical firm, has a reaffirmed price target of $18 by TD Cowen analyst Michael Nedelcovych, indicating a 27.75% upside potential.
Southern Missouri Bancorp (SMBC) Reports $18.2M Q2 Net Income and Announces 550,000 Share Buyback
- Profitability Improvement: Southern Missouri Bancorp reported a net income of $18.2 million for Q2, reflecting quarter-over-quarter growth driven by a reduction in credit loss provisions and an increase in loan balances, indicating sustained improvement in profitability.
- Record Loan Originations: The bank achieved nearly $312 million in loan originations this quarter, the highest in several years, with gross loan balances increasing by $35 million, showcasing strong growth in residential and commercial lending sectors.
- Share Buyback Program: The board approved a new share repurchase program allowing for the buyback of up to 550,000 shares, approximately 5% of outstanding shares, demonstrating management's confidence in the company's future and flexibility in capital allocation.
- Asset Quality Management: Although non-performing loans and classified assets have slightly increased, management emphasized that overall problem assets remain manageable, and they plan to continue improving credit quality to support future profitability.
Southern Missouri (SMBC) Declares $0.25 Quarterly Dividend with 1.57% Yield
- Quarterly Dividend Declaration: Southern Missouri Bank has declared a quarterly dividend of $0.25 per share, consistent with previous distributions, reflecting the company's stable cash flow and shareholder return strategy.
- Yield Performance: The forward yield of 1.57% for this dividend offers a relatively attractive return in the current market environment, potentially drawing more investor interest towards the stock.
- Financial Performance: Southern Missouri reported a preliminary net income of $18.2 million for Q2, indicating sustained growth in profitability, which enhances its ability to maintain dividend payments.
- Shareholder Rights Assurance: The dividend will be payable on February 27, with a record date of February 13 and an ex-dividend date also on February 13, ensuring shareholders receive timely returns and further solidifying investor confidence.
Southern Missouri Bancorp Reports $18.2M Q2 Net Income, Up 23.9%
- Net Income Growth: Southern Missouri Bancorp reported preliminary net income of $18.2 million for Q2 2026, reflecting a $3.5 million increase or 23.9% year-over-year, indicating a significant enhancement in the company's profitability.
- Earnings Per Share Increase: The diluted earnings per share for the quarter reached $1.62, up from $1.30 in the same period last year, exceeding the consensus estimate of $1.54, showcasing the company's strong financial performance.
- Dividend Declaration: On January 20, 2026, the Board declared a quarterly cash dividend of $0.25 per share, payable on February 27, 2026, to shareholders of record as of February 13, 2026, further enhancing shareholder returns.
- Share Repurchase Authorization: The Board also approved a new authorization to repurchase up to 550,000 shares, approximately 5.0% of outstanding shares, aimed at boosting earnings per share and shareholder value.
Southern Missouri Bancorp Reports $18.2M Q2 Net Income, Up 23.9% YoY
- Net Income Growth: Southern Missouri Bancorp reported a net income of $18.2 million for Q2 2026, reflecting a $3.5 million increase or 23.9% year-over-year, primarily driven by higher net interest income, indicating a significant enhancement in profitability.
- Earnings Per Share Increase: The earnings per share for the quarter reached $1.62, up $0.32 or 24.6% compared to the same quarter last year, showcasing the company's ongoing commitment to enhancing shareholder value.
- Improved Return on Assets: The annualized return on average assets (ROAA) stood at 1.42%, up from 1.20% in the same quarter last year, demonstrating effective asset management and improved profitability.
- Share Repurchase Authorization: The Board of Directors authorized a new share repurchase program for up to 5% of outstanding shares, reflecting the company's confidence in future growth and aiming to enhance shareholder returns.
Essential Information on Southern Missouri Bancorp (SMBC) Rating Increase to Buy
Zacks Rank Upgrade: Southern Missouri Bancorp (SMBC) has been upgraded to a Zacks Rank #2 (Buy), indicating a positive outlook on its earnings estimates, which are crucial for stock price movements.
Earnings Estimate Revisions: The Zacks Consensus Estimate for SMBC has increased by 7.9% over the past three months, reflecting analysts' growing confidence in the company's earnings potential.
Investment Strategy: The Zacks rating system, which maintains a balanced approach to stock ratings, positions SMBC in the top 20% of covered stocks, suggesting it could yield market-beating returns in the near term.
Historical Performance: Zacks Rank #1 stocks have historically generated an average annual return of +25% since 1988, highlighting the effectiveness of the Zacks rating system in identifying strong investment opportunities.
3 Japanese Stocks Poised for Over 20% Growth Worth Investing In Now
Japanese Stocks as Investment: Japanese companies have become a popular investment choice globally, with Warren Buffett's Berkshire Hathaway increasing its investments in Japanese stocks to over $30 billion, including a stake in Mitsubishi above 10%.
Mizuho Financial (MFG): Mizuho, a major financial institution in Japan, has a price target of $39.22 set by DBS analyst Lim Rui Wen, indicating a potential upside of 500.20%.
Sumitomo Mitsui (SMFG): Sumitomo, a holding company for Sumitomo Mitsui Banking Corporation, has a price target of $32.79 from another DBS analyst, suggesting a 93.93% upside.
Takeda Pharmaceutical Company (TAK): Takeda, Japan's leading pharmaceutical firm, has a reaffirmed price target of $18 by TD Cowen analyst Michael Nedelcovych, indicating a 27.75% upside potential.
