LexinFintech Non-GAAP EPADS of $0.42, revenue of $500.78M; reaffirms FY outlook
Financial Performance: LexinFintech reported a Q2 Non-GAAP EPADS of $0.42 and revenue of $500.78 million, reflecting a slight year-over-year decline of 1.5%. Loan origination increased to RMB53 billion, with a total of 236 million registered users as of June 30, 2025.
Growth Indicators: The number of active users utilizing loan products rose by 12.6% to 4.7 million, while cumulative borrowers reached 35.2 million, marking an 8.2% increase. The company anticipates significant year-over-year net income growth for the full year 2025 despite market challenges.
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LexinFintech Reports Q3 Revenue of CNY 3.42 Billion with 240 Million Users
- Revenue Growth: LexinFintech reported Q3 revenue of CNY 3.42 billion, reflecting a 1.5% quarter-on-quarter increase, demonstrating the company's resilience amid macroeconomic challenges and solidifying its market position.
- User Base Expansion: The total user count reached 240 million in Q3, representing a 7.7% year-on-year increase, which not only enhances the company's market coverage but also strengthens its competitive edge in the fintech sector.
- Asset Quality Improvement: The overall 90-day-plus non-performing loan ratio decreased by 15 basis points quarter-on-quarter and 74 basis points year-on-year, continuing to showcase solid asset quality performance, which helps boost investor confidence.
- Increased Shareholder Returns: Lexin raised its dividend payout ratio from 25% to 30% in Q3 and has executed over $60 million of its share repurchase plan, reflecting the company's commitment to shareholder returns and confidence in its financial health.
Key Stocks Reporting Earnings This Week: Alibaba, CleanSpark, and Others
Earnings Reports Overview: The earnings season is nearing its end, with notable companies like WeRide Inc. and LexinFintech Holdings reporting positive results before the market opens on November 24.
Key Earnings to Watch: Zoom Communications, Alibaba Group, and several retailers including Kohl's and Best Buy are set to release their earnings reports, with analysts expecting significant insights into consumer behavior.
Market Schedule: U.S. stock markets will be closed on November 27 for Thanksgiving, and will have an early closure at 1 p.m. ET on November 28.
Company Performance: Deere & Co. has consistently exceeded analyst expectations for 12 consecutive quarters, highlighting its strong performance in the market.
Today's Options Volatility and Implied Earnings Changes - November 24, 2025
Earnings Reports Today: Major companies such as Agilent, Zoom Video Communications, and Semtech are set to report their earnings today, with expected significant stock movements based on options prices.
Options Activity Insights: Investors are closely monitoring options activity prior to earnings announcements, as it can provide insights into potential stock price movements following the reports.
Implied Moves Before Market Open: Companies like Bioline RX and Lexinfintech are expected to have substantial implied moves of +/- 187.69% and +/- 30.33%, respectively, before the market opens.
Implied Moves After Market Close: Other companies reporting after market close, including Agilent and Zoom, have implied moves ranging from +/- 8.20% to +/- 29.35%, indicating varying levels of expected volatility.
LexinFintech Shares Surge Over 15%; Check Out 20 Stocks Making Moves in Premarket Trading
LexinFintech Holdings Performance: LexinFintech Holdings Ltd reported a significant increase in quarterly earnings, rising to 43 cents per share from 28 cents a year ago, despite a drop in sales to $367.580 million from $521.851 million. The stock surged 15.3% in pre-market trading.
Other Gainers in Pre-Market Trading: Several stocks saw notable increases in pre-market trading, including Inspire Veterinary Partners Inc (+54.4%), VisionSys AI Inc (+43.4%), and JX Luxventure Group Inc (+36.2%).
Losers in Pre-Market Trading: Conversely, stocks like Clearside Biomedical Inc (-50.3%), Shuttle Pharmaceuticals Holdings Inc (-15%), and XChange TEC.INC (-14%) experienced significant declines in pre-market trading.
Market Overview: The article provides a snapshot of various stocks' performances in pre-market trading, highlighting both gainers and losers, along with specific percentage changes.
LexinFintech Reports Q3 2025 Financial Results
- Financial Performance: Q3 2025 net income reached RMB 521 million, a 68% increase year-over-year and a 2% increase quarter-over-quarter.
- Loan Originations: Total loan originations were RMB 50.9 billion, a slight decrease of 0.2% from Q3 2024.
- Shareholder Returns: The company increased its dividend payout ratio from 25% to 30% and repurchased approximately $25 million worth of ADSs.
LexinFintech Holdings Ltd. Announces Unaudited Financial Results for Q3 2025
Financial Performance: LexinFintech reported a net income of RMB521 million for Q3 2025, a 68% increase year-over-year, with total loan originations of RMB50.9 billion and operating revenue of RMB3.4 billion, despite a challenging regulatory environment.
Regulatory Compliance: The company successfully adjusted its operations to comply with new regulations, implementing a maximum annual interest rate of 24% on new loans starting October 1, 2025, while focusing on risk management and operational resilience.
User Growth: Lexin's registered user base grew to 240 million, with active users using loan products increasing to 4.4 million, reflecting a 2.7% year-over-year growth.
Shareholder Returns: The company increased its dividend payout ratio from 25% to 30% of net profit and repurchased approximately US$25 million worth of its American Depositary Shares (ADSs) as part of its commitment to enhancing shareholder value.
LexinFintech Reports Q3 Revenue of CNY 3.42 Billion with 240 Million Users
- Revenue Growth: LexinFintech reported Q3 revenue of CNY 3.42 billion, reflecting a 1.5% quarter-on-quarter increase, demonstrating the company's resilience amid macroeconomic challenges and solidifying its market position.
- User Base Expansion: The total user count reached 240 million in Q3, representing a 7.7% year-on-year increase, which not only enhances the company's market coverage but also strengthens its competitive edge in the fintech sector.
- Asset Quality Improvement: The overall 90-day-plus non-performing loan ratio decreased by 15 basis points quarter-on-quarter and 74 basis points year-on-year, continuing to showcase solid asset quality performance, which helps boost investor confidence.
- Increased Shareholder Returns: Lexin raised its dividend payout ratio from 25% to 30% in Q3 and has executed over $60 million of its share repurchase plan, reflecting the company's commitment to shareholder returns and confidence in its financial health.
Key Stocks Reporting Earnings This Week: Alibaba, CleanSpark, and Others
Earnings Reports Overview: The earnings season is nearing its end, with notable companies like WeRide Inc. and LexinFintech Holdings reporting positive results before the market opens on November 24.
Key Earnings to Watch: Zoom Communications, Alibaba Group, and several retailers including Kohl's and Best Buy are set to release their earnings reports, with analysts expecting significant insights into consumer behavior.
Market Schedule: U.S. stock markets will be closed on November 27 for Thanksgiving, and will have an early closure at 1 p.m. ET on November 28.
Company Performance: Deere & Co. has consistently exceeded analyst expectations for 12 consecutive quarters, highlighting its strong performance in the market.
Today's Options Volatility and Implied Earnings Changes - November 24, 2025
Earnings Reports Today: Major companies such as Agilent, Zoom Video Communications, and Semtech are set to report their earnings today, with expected significant stock movements based on options prices.
Options Activity Insights: Investors are closely monitoring options activity prior to earnings announcements, as it can provide insights into potential stock price movements following the reports.
Implied Moves Before Market Open: Companies like Bioline RX and Lexinfintech are expected to have substantial implied moves of +/- 187.69% and +/- 30.33%, respectively, before the market opens.
Implied Moves After Market Close: Other companies reporting after market close, including Agilent and Zoom, have implied moves ranging from +/- 8.20% to +/- 29.35%, indicating varying levels of expected volatility.
LexinFintech Shares Surge Over 15%; Check Out 20 Stocks Making Moves in Premarket Trading
LexinFintech Holdings Performance: LexinFintech Holdings Ltd reported a significant increase in quarterly earnings, rising to 43 cents per share from 28 cents a year ago, despite a drop in sales to $367.580 million from $521.851 million. The stock surged 15.3% in pre-market trading.
Other Gainers in Pre-Market Trading: Several stocks saw notable increases in pre-market trading, including Inspire Veterinary Partners Inc (+54.4%), VisionSys AI Inc (+43.4%), and JX Luxventure Group Inc (+36.2%).
Losers in Pre-Market Trading: Conversely, stocks like Clearside Biomedical Inc (-50.3%), Shuttle Pharmaceuticals Holdings Inc (-15%), and XChange TEC.INC (-14%) experienced significant declines in pre-market trading.
Market Overview: The article provides a snapshot of various stocks' performances in pre-market trading, highlighting both gainers and losers, along with specific percentage changes.
LexinFintech Reports Q3 2025 Financial Results
- Financial Performance: Q3 2025 net income reached RMB 521 million, a 68% increase year-over-year and a 2% increase quarter-over-quarter.
- Loan Originations: Total loan originations were RMB 50.9 billion, a slight decrease of 0.2% from Q3 2024.
- Shareholder Returns: The company increased its dividend payout ratio from 25% to 30% and repurchased approximately $25 million worth of ADSs.
LexinFintech Holdings Ltd. Announces Unaudited Financial Results for Q3 2025
Financial Performance: LexinFintech reported a net income of RMB521 million for Q3 2025, a 68% increase year-over-year, with total loan originations of RMB50.9 billion and operating revenue of RMB3.4 billion, despite a challenging regulatory environment.
Regulatory Compliance: The company successfully adjusted its operations to comply with new regulations, implementing a maximum annual interest rate of 24% on new loans starting October 1, 2025, while focusing on risk management and operational resilience.
User Growth: Lexin's registered user base grew to 240 million, with active users using loan products increasing to 4.4 million, reflecting a 2.7% year-over-year growth.
Shareholder Returns: The company increased its dividend payout ratio from 25% to 30% of net profit and repurchased approximately US$25 million worth of its American Depositary Shares (ADSs) as part of its commitment to enhancing shareholder value.
