Intercorp Financial Services Q4 Earnings Highlights
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 4 days ago
0mins
Should l Buy IFS?
Source: seekingalpha
- Earnings Per Share: Intercorp Financial Services reported a Q4 GAAP EPS of 4.25, indicating stable profitability despite a complex market environment, which may attract investor interest.
- Net Interest Income Growth: The net interest and similar income after impairment losses reached $826.8 million, reflecting an improvement from the previous quarter and showcasing effective asset management and risk control strategies.
- Significant Increase in Other Income: Profits rose by S/ 5.1 million quarter-over-quarter, primarily due to a S/ 58.0 million increase in other income, largely driven by enhanced property valuations in the insurance sector, demonstrating success in diversifying revenue streams.
- Optimized Cost of Risk: Intercorp's performance in insurance impairment costs exceeded expectations, indicating ongoing efforts in risk management and financial stability, which could bolster investor confidence moving forward.
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Analyst Views on IFS
Wall Street analysts forecast IFS stock price to fall
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 49.280
Low
48.00
Averages
48.00
High
48.00
Current: 49.280
Low
48.00
Averages
48.00
High
48.00
About IFS
Intercorp Financial Services Inc is a Peru-based holding company and a provider of financial services. The Business is managed in four segments operated through subsidiaries: banking, insurance, wealth management and payments. The banking segment is run through Interbank with strategic focus on retail banking. The insurance segment operates through Interseguro, which is an insurance company with key focus on life and annuities in Peru. The wealth management segment operates through Inteligo Bank, Inteligo SAB and Interfondos, which together provide wealth management, private banking, financing, brokerage, advisory and other investment services focused on emerging investors. The payments are conducted via Izipay, which is a pillar for building payments ecosystem.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Intercorp Financial Services Q4 Earnings Highlights
- Earnings Per Share: Intercorp Financial Services reported a Q4 GAAP EPS of 4.25, indicating stable profitability despite a complex market environment, which may attract investor interest.
- Net Interest Income Growth: The net interest and similar income after impairment losses reached $826.8 million, reflecting an improvement from the previous quarter and showcasing effective asset management and risk control strategies.
- Significant Increase in Other Income: Profits rose by S/ 5.1 million quarter-over-quarter, primarily due to a S/ 58.0 million increase in other income, largely driven by enhanced property valuations in the insurance sector, demonstrating success in diversifying revenue streams.
- Optimized Cost of Risk: Intercorp's performance in insurance impairment costs exceeded expectations, indicating ongoing efforts in risk management and financial stability, which could bolster investor confidence moving forward.
See More
Intercorp Financial Services Schedules Q4 2025 Earnings Call
- Earnings Call Scheduled: Intercorp Financial Services will host its Q4 2025 earnings conference call on February 12, 2026, at 9:00 a.m. E.T., featuring CEO Luis Felipe Castellanos and other executives to communicate the company's latest financial status to investors.
- Earnings Release Date: The company will release its Q4 2025 financial results on February 11, 2026, after market close, providing essential data for the earnings call and enabling analysts and investors to better assess the company's performance.
- Quiet Period Policy: In accordance with corporate disclosure policy, IFS's Quiet Period began on January 20, 2026, and will end after the earnings release, during which the company will not disclose any financial information, ensuring confidentiality and compliance.
- Diverse Business Structure: IFS, through its subsidiaries, offers comprehensive financial services, including full banking services from Interbank, insurance products from Interseguro, and wealth management from Inteligo, demonstrating its leadership position in the Peruvian financial market.
See More
Intercorp Financial Services Schedules Q4 2025 Earnings Call
- Earnings Call Announcement: Intercorp Financial Services will host its Q4 2025 earnings conference call on February 12, 2026, at 9:00 AM ET, featuring multiple executives to provide the latest financial insights to investors.
- Pre-earnings Release: The company will release its Q4 2025 financial results on February 11, 2026, after market close, ensuring investors have the latest data for analysis prior to the earnings call.
- Quiet Period Policy: In accordance with corporate disclosure policies, Intercorp entered a quiet period on January 20, 2026, during which no financial information will be disclosed, maintaining confidentiality and compliance.
- Company Background: Intercorp Financial Services is a leading provider of comprehensive financial services in Peru, with key subsidiaries including Interbank, Interseguro, and Inteligo, showcasing its leadership across banking, insurance, and wealth management sectors.
See More
One Year into Trump's Presidency, Peru and South Korea Markets Outperform S&P 500 by 90 Percentage Points
- Peru's Market Surge: The iShares MSCI Peru ETF (EPU) soared by 106% over the past year, driven by rising global commodity prices, highlighting the sensitivity of Peru's economy to resource demand, particularly in basic materials and precious metals.
- Metal Price Boost: Gold prices increased by over 75%, silver by about 210%, and copper by roughly 33% in the past year, directly fueling the growth of Peru's stock market, where materials companies saw significant stock price increases.
- South Korea's Semiconductor Rise: The iShares MSCI South Korea ETF (EWY) climbed nearly 100% in the past year, primarily due to strong demand for AI-related semiconductors, particularly high-bandwidth and advanced memory, which significantly boosted the stock prices of Samsung Electronics and SK Hynix.
- Market Performance Comparison: Despite Trump's promise of a
See More
IFS Partners with Cadillac Formula 1 Team for Strategic Technology Integration
- Strategic Partnership Initiation: IFS's collaboration with Cadillac Formula 1 Team commenced even before the team's formal entry into F1, encompassing multiple areas such as finance, procurement, and supply chain, ensuring critical parts are available when needed, thereby enhancing operational efficiency and decision-making capabilities.
- Technology Empowering Decisions: IFS's technology optimizes resource allocation and supports real-time decision-making, enabling Cadillac Formula 1 Team to make smarter choices in car design and race operations, helping the team maintain competitiveness under strict cost caps and technical regulations.
- Operational Efficiency Enhancement: By reducing manual processes and enabling automation, IFS's solutions allow the team to improve performance under extreme conditions, ensuring outstanding track performance and further solidifying IFS's central role in data-driven sports.
- Brand Exposure Opportunities: This partnership not only involves technical support but also features IFS branding on race cars and team apparel, enhancing brand visibility and attracting more attention, thereby aiding IFS's promotion in global markets.
See More
IFS Partners with Cadillac Formula 1 Team for Strategic Innovation
- Strategic Partnership Launch: IFS's collaboration with Cadillac Formula 1 Team commenced even before the team's formal entry into F1, covering core areas like finance and procurement to ensure critical resources are available when needed.
- Technology Empowerment: IFS's technology optimizes inventory and engineering management, enabling real-time decision-making that enhances operational efficiency under F1's strict cost cap and technical regulations, ensuring peak performance on the track.
- Accelerated Innovation: By implementing IFS software, Cadillac Formula 1 Team can rapidly scale operations, establish best practices, and manage complexity, thereby accelerating innovation and focusing on building a competitive car.
- Enhanced Brand Exposure: IFS branding will feature across various team assets, including race cars and official apparel, further elevating IFS's brand presence in one of the world's premier sporting platforms.
See More
Intercorp Financial Services Q4 Earnings Highlights
- Earnings Per Share: Intercorp Financial Services reported a Q4 GAAP EPS of 4.25, indicating stable profitability despite a complex market environment, which may attract investor interest.
- Net Interest Income Growth: The net interest and similar income after impairment losses reached $826.8 million, reflecting an improvement from the previous quarter and showcasing effective asset management and risk control strategies.
- Significant Increase in Other Income: Profits rose by S/ 5.1 million quarter-over-quarter, primarily due to a S/ 58.0 million increase in other income, largely driven by enhanced property valuations in the insurance sector, demonstrating success in diversifying revenue streams.
- Optimized Cost of Risk: Intercorp's performance in insurance impairment costs exceeded expectations, indicating ongoing efforts in risk management and financial stability, which could bolster investor confidence moving forward.
See More
Intercorp Financial Services Schedules Q4 2025 Earnings Call
- Earnings Call Scheduled: Intercorp Financial Services will host its Q4 2025 earnings conference call on February 12, 2026, at 9:00 a.m. E.T., featuring CEO Luis Felipe Castellanos and other executives to communicate the company's latest financial status to investors.
- Earnings Release Date: The company will release its Q4 2025 financial results on February 11, 2026, after market close, providing essential data for the earnings call and enabling analysts and investors to better assess the company's performance.
- Quiet Period Policy: In accordance with corporate disclosure policy, IFS's Quiet Period began on January 20, 2026, and will end after the earnings release, during which the company will not disclose any financial information, ensuring confidentiality and compliance.
- Diverse Business Structure: IFS, through its subsidiaries, offers comprehensive financial services, including full banking services from Interbank, insurance products from Interseguro, and wealth management from Inteligo, demonstrating its leadership position in the Peruvian financial market.
See More
Intercorp Financial Services Schedules Q4 2025 Earnings Call
- Earnings Call Announcement: Intercorp Financial Services will host its Q4 2025 earnings conference call on February 12, 2026, at 9:00 AM ET, featuring multiple executives to provide the latest financial insights to investors.
- Pre-earnings Release: The company will release its Q4 2025 financial results on February 11, 2026, after market close, ensuring investors have the latest data for analysis prior to the earnings call.
- Quiet Period Policy: In accordance with corporate disclosure policies, Intercorp entered a quiet period on January 20, 2026, during which no financial information will be disclosed, maintaining confidentiality and compliance.
- Company Background: Intercorp Financial Services is a leading provider of comprehensive financial services in Peru, with key subsidiaries including Interbank, Interseguro, and Inteligo, showcasing its leadership across banking, insurance, and wealth management sectors.
See More
One Year into Trump's Presidency, Peru and South Korea Markets Outperform S&P 500 by 90 Percentage Points
- Peru's Market Surge: The iShares MSCI Peru ETF (EPU) soared by 106% over the past year, driven by rising global commodity prices, highlighting the sensitivity of Peru's economy to resource demand, particularly in basic materials and precious metals.
- Metal Price Boost: Gold prices increased by over 75%, silver by about 210%, and copper by roughly 33% in the past year, directly fueling the growth of Peru's stock market, where materials companies saw significant stock price increases.
- South Korea's Semiconductor Rise: The iShares MSCI South Korea ETF (EWY) climbed nearly 100% in the past year, primarily due to strong demand for AI-related semiconductors, particularly high-bandwidth and advanced memory, which significantly boosted the stock prices of Samsung Electronics and SK Hynix.
- Market Performance Comparison: Despite Trump's promise of a
See More
IFS Partners with Cadillac Formula 1 Team for Strategic Technology Integration
- Strategic Partnership Initiation: IFS's collaboration with Cadillac Formula 1 Team commenced even before the team's formal entry into F1, encompassing multiple areas such as finance, procurement, and supply chain, ensuring critical parts are available when needed, thereby enhancing operational efficiency and decision-making capabilities.
- Technology Empowering Decisions: IFS's technology optimizes resource allocation and supports real-time decision-making, enabling Cadillac Formula 1 Team to make smarter choices in car design and race operations, helping the team maintain competitiveness under strict cost caps and technical regulations.
- Operational Efficiency Enhancement: By reducing manual processes and enabling automation, IFS's solutions allow the team to improve performance under extreme conditions, ensuring outstanding track performance and further solidifying IFS's central role in data-driven sports.
- Brand Exposure Opportunities: This partnership not only involves technical support but also features IFS branding on race cars and team apparel, enhancing brand visibility and attracting more attention, thereby aiding IFS's promotion in global markets.
See More
IFS Partners with Cadillac Formula 1 Team for Strategic Innovation
- Strategic Partnership Launch: IFS's collaboration with Cadillac Formula 1 Team commenced even before the team's formal entry into F1, covering core areas like finance and procurement to ensure critical resources are available when needed.
- Technology Empowerment: IFS's technology optimizes inventory and engineering management, enabling real-time decision-making that enhances operational efficiency under F1's strict cost cap and technical regulations, ensuring peak performance on the track.
- Accelerated Innovation: By implementing IFS software, Cadillac Formula 1 Team can rapidly scale operations, establish best practices, and manage complexity, thereby accelerating innovation and focusing on building a competitive car.
- Enhanced Brand Exposure: IFS branding will feature across various team assets, including race cars and official apparel, further elevating IFS's brand presence in one of the world's premier sporting platforms.
See More
