Not a good buy right now for an impatient trader: near-term pattern/quant read points to downside risk over the next week/month despite a broader uptrend.
Price (49.7) is slightly above the pivot (49.427) and below key resistance (51.687), suggesting limited immediate upside unless it breaks and holds above ~51.7.
Earnings (2026-02-11 after hours) is the next clear catalyst; without a strong proprietary buy signal, risk/reward is not compelling to chase immediately.
Trend: Bullish structure with SMA_5 > SMA_20 > SMA_200, indicating the intermediate/long trend is up.
Momentum: MACD histogram at 0.21 is above zero but positively contracting, implying bullish momentum is weakening (risk of a pullback/consolidation).
RSI (6): 63.13 (neutral-to-warm), not overbought, but not a fresh oversold entry either.
Key levels: Pivot 49.427 (price slightly above); resistance at R1 51.687 then R2 53.083; supports at S1 47.168 then S2 45.772.
Pattern-based forward odds: 40% chance of +2.65% next day, but modeled -9.39% next week and -4.49% next month—skews the short-term setup against an immediate buy.
Positive Catalysts
with EPS and net income up double-digits YoY.
Neutral/Negative Catalysts
Momentum is fading (MACD histogram contracting), often preceding consolidation or a pullback.
Near-term statistical/pattern outlook is negative for the next week/month (-9.39% / -4.49%).
Limited help from flow/sentiment: hedge funds neutral, insiders neutral; no supportive news catalysts in the last week.
Analyst price target referenced ($48 at JPMorgan) is below the current price (~49.7), implying capped upside versus that benchmark.
Overall: fundamentals look healthy, but the current decision is more constrained by near-term technical/entry timing and lack of bullish trading signals.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent change: (2025-12-16) JPMorgan raised price target to $48 from $42 and maintained Overweight.
Trend/interpretation: rating remains positive, but the updated target is still below the current price, which reduces immediate upside appeal.
Wall Street pros: improving fundamentals, maintained Overweight stance.
Wall Street cons: price already above the cited target, making it harder to justify an aggressive buy right now without a catalyst-driven rerating.
Wall Street analysts forecast IFS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for IFS is 48 USD with a low forecast of 48 USD and a high forecast of 48 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
Wall Street analysts forecast IFS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for IFS is 48 USD with a low forecast of 48 USD and a high forecast of 48 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 49.920
Low
48
Averages
48
High
48
Current: 49.920
Low
48
Averages
48
High
48
JPMorgan
NULL -> Overweight
upgrade
$42 -> $48
AI Analysis
2025-12-16
Reason
JPMorgan
Price Target
$42 -> $48
AI Analysis
2025-12-16
upgrade
NULL -> Overweight
Reason
JPMorgan raised the firm's price target on Intercorp Financial to $48 from $42 and keeps an Overweight rating on the shares.
BofA
Buy
maintain
$40 -> $43
2025-05-09
Reason
BofA
Price Target
$40 -> $43
2025-05-09
maintain
Buy
Reason
BofA raised the firm's price target on Intercorp Financial to $43 from $40 and keeps a Buy rating on the shares after Q1 results exceeded expectations and the insurance unit "took the spotlight." After a "strong" Q1 earnings beat, the firm believes the earnings recovery is on track, the analyst tells investors.
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