UNTY Should I Buy
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$
0.000
0.000(0.000%)
At close0.000(0.000%)Aft-market
ET
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UNTY is not a good buy right now for an impatient investor. Price is sitting just below near-term resistance (R1 ~54.83) with weakening momentum (MACD still negative), while insider selling has surged. Despite strong fundamentals and a bullish analyst/news catalyst, the setup is not clean enough at this exact level to justify an immediate chase.
Trend/momentum is mixed. RSI(6) ~59.7 is mildly bullish but still neutral. MACD histogram is negative (-0.0927) though contracting, suggesting downside pressure is easing but not yet flipped to a clear uptrend. Moving averages are converging, consistent with consolidation rather than a strong trend. Key levels: Pivot ~53.27 (price is above it, modestly constructive); near resistance R1 ~54.83 (price ~54.06 post-market) and R2 ~55.80; supports S1 ~51.71 then S2 ~50.74. With price below R1 and momentum not fully confirmed, risk/reward is less attractive for an immediate entry.
Intellectia Proprietary Trading Signals
News/analyst catalyst: Piper Sandler named Unity Bancorp a top bank investment idea for 2026, citing strong loan growth, superior net interest margin, robust capital strength, and disciplined M&A strategy. Fundamentals (latest quarter) also reinforce the bull case with strong YoY growth in revenue, earnings, and EPS.
Insider activity is a key negative: insiders are selling, with the selling amount up ~2042% over the last month—this often caps near-term upside or signals management sees less immediate upside at current prices. Technically, momentum is not yet in a clean uptrend (MACD still below zero) and price is approaching resistance near ~54.83, raising the odds of a stall/pullback.
Latest quarter: 2025/Q4. Revenue grew to $33.78M (+24.41% YoY), net income to $15.47M (+34.48% YoY), and EPS to $1.52 (+35.71% YoY). Overall, growth trends are strong and accelerating on profits vs revenue, which is a clear fundamental positive.
Recent tone is positive: Piper Sandler highlighted UNTY as a top 2026 bank idea (effectively a bullish endorsement), emphasizing loan growth, NIM strength, capital, and M&A discipline. Wall Street bull view: strong profitability and balance-sheet/capital narrative with a credible catalyst from the callout. Bear view: insider selling spike and a not-yet-confirmed technical breakout suggest limited near-term upside from current levels.
Politicians/Congress: No recent congress trading data available in the last 90 days.
