Should I Buy TIPT? TIPT 2026 Analysis

Should You Buy Tiptree Inc (TIPT) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

17.740

1 Day change

0.45%

52 Week Range

27.410

Analysis Updated At

2026/01/30

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TIPT is not a good buy right now for an impatient buyer. Price is pressing near short-term resistance (R1~~17.84, R2~~18.04) while the broader trend remains bearish (SMA200 > SMA20 > SMA5) and RSI is elevated (~71.8), implying upside is likely limited near-term without a pullback. With no fresh news catalysts and no proprietary buy signals today, the risk/reward at ~17.9 looks unfavorable for an immediate entry.

Technical Analysis

Trend/structure: Mixed-to-bearish. Moving averages are stacked bearishly (SMA_200 > SMA_20 > SMA_5), which typically signals the prevailing trend is down/weak despite recent stabilization. Momentum: Improving short-term—MACD histogram is positive (0.0556) and expanding, indicating a recent bullish momentum pickup. Overbought/entry timing: RSI_6 at ~71.8 is elevated, suggesting the stock is stretched in the near term (less attractive for an immediate chase). Levels: Pivot 17.506. Immediate resistance R1 17.839 (already exceeded in post-market ~17.91) with next resistance R2 18.044—price is close to a likely supply zone. Supports: S1 17.174 then S2 16.969. Pattern-based expectation (similar candlesticks): ~50% chance of +1.66% next day, ~-0.05% next week, and ~+5.31% next month—positive month bias, but near-term edge is not compelling at resistance.

Intellectia Proprietary Trading Signals

AI Stock Picker: No signal on given stock today.
SwingMax: No signal on given stock today.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Sentiment from positioning: OI put/call at 0.73 suggests relatively more call open interest than puts (mildly bullish positioning). Sentiment from activity: Option volume is extremely light (total volume 1; put volume 0), so today’s tape provides little actionable sentiment. Volatility: IV (30D) ~48.27 vs historical vol ~29.46, but IV percentile is 2 and IV rank ~10.65—implying current IV is low relative to its own history/peers in distribution terms, despite being higher than realized. Net: options market is not signaling a strong near-term directional conviction today.

Technical Summary

Sell

Buy

Positive Catalysts

showed revenue up +16.17% YoY, supporting a growth narrative.

Neutral/Negative Catalysts

and elevated RSI (~71.
increase odds of a pullback rather than a clean continuation.

Financial Performance

Latest quarter: 2025/Q3. Growth: Revenue rose to ~$395.38M (+16.17% YoY), indicating solid top-line growth. Earnings quality: Net income fell to ~$6.38M (-46% YoY) and EPS to $0.13 (-55.17% YoY), showing meaningful margin/profit pressure. Margins: Gross margin ~97.3 (slightly down YoY), consistent with profitability softening. Takeaway: Strong revenue growth but weakening earnings power—mixed fundamental backdrop into the next earnings event (2026-02-25).

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating / price target change data was provided, so a recent trend assessment cannot be confirmed. Wall Street pro view cannot be scored from the supplied dataset.

Analyst Rating

Wall Street analysts forecast TIPT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TIPT is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy