SYF reported its earnings on 2026-01-27, showcasing a revenue of 5.73B against an estimate of 4.79B, resulting in a 19.71% surprise. The EPS was 2.18, surpassing the expected 2.02 by 7.92% . The stock experienced a -5.82% price change on the earnings day and a -6.3% change over the next five days, reflecting market reactions to the results.