Should I Buy SHFS? SHFS 2026 Analysis

Should You Buy SHF Holdings Inc (SHFS) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

0.990

1 Day change

12.29%

52 Week Range

9.190

Analysis Updated At

2026/01/30

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Not a good buy right now. Price action is only mildly constructive and sits below the key pivot (1.198), Intellectia has no actionable buy signals today, and the latest quarter (2025/Q3) shows steep YoY declines in revenue, earnings, and EPS. With no option-market confirmation and no notable insider/hedge/congress accumulation signals, the risk/reward does not favor an impatient entry at $1.13.

Intellectia Proprietary Trading Signals:

AI Stock Picker: no signal on given stock today.
SwingMax: No signal on given stock recently.

Politicians / influential figures: No recent congress trading data available (last 90 days).

Technical Analysis

Trend/Setup: Mixed-to-slightly bullish but not a high-conviction breakout.

MACD: Histogram above 0 (0.0241) but positively contracting, suggesting upside momentum exists but is fading rather than accelerating.
RSI(6): 51.275 (neutral), no overbought/oversold edge.
Moving averages: Converging, consistent with consolidation/chop rather than a strong trend.
Key levels: Current $1.13 is below Pivot 1.198 (bearish/neutral bias until reclaimed). Near-term support S1 1.045 (then S2 0.951). Resistance levels: R1 1.351 then R2 1.445.
Pattern-based forecast (similar candlesticks): modest positive drift (next day +0.27%, next week +2.83%, next month +8.45%), but this is not strong enough to override weak fundamentals and lack of trading signals.

Positive Catalysts

News sentiment: Positive/constructive.
- Safe Harbor expanding payment solutions via partnerships (Lx15t and GreenCard) to add ACH debit, cashless ATM, and closed-loop payments for cannabis businesses.
- Operational benefit angle: improved transaction flow during high-traffic periods and integrated payment infrastructure across retail/delivery/e-commerce, which can support client retention and wallet share if adoption scales.
Trading trends: Hedge funds neutral; insiders neutral (no negative pressure indicated).

Neutral/Negative Catalysts

and momentum is not strengthening (MACD contracting).

Financial Performance

Latest quarter: 2025/Q3.

Revenue: 1,833,770 (down -47.35% YoY)
Net Income: 179,508 (down -49.27% YoY)
EPS: 0.06 (down -53.85% YoY)
Gross Margin: 100 (flat YoY per data provided) Overall: growth trend is negative; the business is shrinking materially YoY, which makes the stock less attractive for an immediate buy despite positive partnership news.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating / price target change data provided, so the current Wall Street pro/con view cannot be verified from this dataset. Based on the available data only: pros are product/partner expansion in cannabis payments; cons are steep YoY financial declines and lack of strong technical/trading-signal confirmation.

Analyst Rating

Wall Street analysts forecast SHFS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SHFS is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold

Sell

Current: 0.879

Low

Averages

High