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Not a good buy right now for an impatient investor. SBFG has solid fundamentals and bullish longer-term moving averages, but there are no Intellectia buy signals today and the near-term pattern study implies a drift lower (next week/month). With price sitting just below the pivot (22.10), the risk/reward for buying immediately isn’t attractive versus waiting for a pullback closer to support (21.35).
Trend/structure: Bullish moving-average stack (SMA_5 > SMA_20 > SMA_200) suggests an established uptrend on a multi-week/month basis. Momentum: MACD histogram is positive (0.0381) but “positively contracting,” implying upside momentum is fading rather than accelerating. RSI(6) ~50.2 is neutral, consistent with consolidation. Key levels: Current price 21.91 is below Pivot 22.102; near-term resistance is R1 22.858 then R2 23.326. Support is S1 21.345 then S2 20.878. With price under the pivot and momentum cooling, the setup looks more like ‘wait for support’ than ‘buy the breakout.’
Intellectia Proprietary Trading Signals
Quant/pattern read: Similar-candlestick projection shows a 70% chance of -0.32% next day, -3.02% next week, and -5.63% next month—skewing near-term odds against buying immediately.
Q4 non-GAAP EPS of $0.65 beat estimates by $0.01 (2026-01-29). Revenue of $16.42M grew 6.3% YoY and beat expectations by $4.12M. Narrative in news flow is constructive: consistent revenue growth and stable profitability, likely supportive of sentiment. Trading trends show insiders are buying aggressively (buying amount up ~443.8% over the last month), a notable confidence signal.
No options market sentiment to confirm bullish positioning. Near-term technical momentum is not strengthening (MACD contracting, RSI neutral) and price is below the pivot, increasing odds of chop/pullback. Pattern-based forecast points to modest downside over the next week/month. As a small financial institution, sentiment can be sensitive to rate expectations and credit-cycle concerns (not directly flagged in the feed, but a common overhang for the group).
Latest quarter season in the news: Q4 results reported 2026-01-29 showed non-GAAP EPS $0.65 (beat) and revenue $16.42M (+6.3% YoY), indicating continued growth with stable profitability. Provided financial snapshot (2025/Q3): Revenue $15.448M (+18.51% YoY), Net Income $4.04M (+72.21% YoY), EPS $0.64 (+82.86% YoY). Overall: strong YoY growth in earnings and EPS across the reported periods, supportive for the longer-term trend even if the entry timing isn’t ideal today.
No analyst rating/price target change data was provided, and small-cap banks like SBFG often have limited Wall Street coverage. Pros the Street would likely emphasize: earnings/revenue beats, strong YoY EPS growth, and meaningful insider buying. Cons: limited liquidity/coverage, sensitivity to macro rates/credit conditions, and (based on current data) a near-term technical setup that looks more consolidative than breakout-ready. Politicians/congress: No recent congress trading data available; no politician transaction data provided.
