SASR Earnings

SASR reported its FY2024Q4 earnings on 2025-01-28, showcasing a revenue of 108.83M against an estimate of 104.08M, resulting in a 4.57% surprise. The EPS was 0.47, surpassing the expected 0.48 by -2.08% . The stock experienced a -0.21% price change on the earnings day and a -1.93% change over the next five days, reflecting market reactions to the results.

Following SASR's FY2024Q4 earnings announcement on 2025-01-28, the stock price moved by -0.21% on the day of the release. Over the subsequent five days, it saw a -1.93% change. Historically, SASR's stock price tends to shift by an average of -1.06% in the 10 days leading up to earnings and -1.16% in the 10 days following, providing insight into potential market.

For 2025/Q1, analysts estimate SASR’s annual revenue to reach 108.02M, while the EPS is projected at 0.52. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates No Change by 0% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between SASR's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved No Change by 0% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, SASR's stock price typically moves by -1.06% in the 10 days before its earnings and -1.16% in the 10 days after. For the upcoming 2025/Q1 earnings, analysts expect an EPS of 0.52 and revenue of 108.02M.

The earnings call revealed mixed signals. Financial performance showed modest growth with increased net income and deposits, but there were notable concerns such as increased nonperforming loans and lack of a shareholder return plan. The Q&A section highlighted uncertainties about deposit costs and repricing opportunities. While optimistic guidance was given, it was not strongly supported by clear evidence of significant growth catalysts. The market cap suggests moderate sensitivity to these factors, leading to a neutral prediction for stock price movement.