Should I Buy RVYL? RVYL 2026 Analysis

Should You Buy Ryvyl Inc (RVYL) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Sell

Latest Price

6.890

1 Day change

29.76%

52 Week Range

81.550

Analysis Updated At

2026/01/30

Should I buy Analysis is updated weekly. For real time "Should I Buy" analysis, please sign up to get free answers.

RVYL is not a good buy right now. The recent upside appears largely event-driven (Nasdaq compliance + merger headlines) while fundamentals remain weak and insider selling has surged. With no Intellectia buy signals today and price sitting below the key pivot (6.391), the risk/reward is not attractive for an impatient buyer looking to enter immediately.

Technical Analysis

Trend/price context: Current price 6.17 (flat regular session), pre-market -2.66%, and the stock is trading below the pivot level (6.391), which is a near-term bearish/neutral positioning.

Indicators:

MACD: Histogram positive (0.347) but contracting, suggesting bullish momentum is fading rather than strengthening.
RSI(6): 56.44 (neutral), no clear oversold bounce signal.
Moving averages: Converging MAs, consistent with consolidation after a sharp move rather than a clean uptrend continuation.

Levels:

Resistance: 6.391 (pivot), then 7.853 (R1).
Support: 4.929 (S1).

Pattern-based odds provided: modest expected drift (about +1.06% next day / +2.34% next week), which does not justify chasing after a headline-driven spike.

Intellectia Proprietary Trading Signals

AI Stock Picker: no signal on given stock today.
SwingMax: No signal on given stock recently.

Positive Catalysts

- Merger update with Roundtable/RTB Digital: expectations to close in Q3 2026 (clear event catalyst that has already driven sharp upside).
- Regained Nasdaq compliance (removes an overhang and supports near-term sentiment).

Neutral/Negative Catalysts

- Insiders are Selling: selling amount increased 1190.19% over the last month (strong negative sentiment/overhang).
- Momentum appears to be cooling (MACD histogram contracting) and price is below the pivot, increasing odds of chop or pullback.
- Merger timeline is extended (Q3 2026), leaving room for delays/uncertainty after the initial headline pop.

Financial Performance

Latest quarter provided: 2025/Q3.

Revenue: 2.786M, down 1.62% YoY (flat-to-down growth).
Net income: -1.953M, down 62.25% YoY (losses worsening).
EPS: -0.07, down 90.79% YoY (deteriorating profitability).
Gross margin: 50, up 203.21% YoY (a bright spot, but not yet translating into improved bottom-line results). Overall: improving margin is positive, but the business is still shrinking slightly and losses are deepening—weak support for buying after a spike.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating/price target change data was provided, so there is no identifiable recent Wall Street trend to confirm the rally. Pros view (inferred from news): corporate actions (compliance + merger) can re-rate sentiment. Cons view: fundamentals remain weak and insider selling is heavy, which typically outweighs headline enthusiasm for near-term entries. Politician/congress activity: No recent congress trading data available.

Analyst Rating

Wall Street analysts forecast RVYL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RVYL is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold

Sell

Current: 5.310

Low

Averages

High

Current: 5.310

Low

Averages

High

HC Wainwright & Co.

Kevin Dede

Hold

Reiterates

n/a

AI Analysis

2025-04-03

Reason

HC Wainwright & Co.

Kevin Dede

Price Target

n/a

AI Analysis

2025-04-03

Reiterates

Hold

Reason

HC Wainwright & Co.

Kevin Dede

Hold

Reiterates

n/a

2025-02-26

Reason

HC Wainwright & Co.

Kevin Dede

Price Target

n/a

2025-02-26

Reiterates

Hold

Reason

RVYL Should I Buy

RVYL Should I Buy

Should You Buy Ryvyl Inc (RVYL) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

People Also Watch