QFIN Should I Buy
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0.000(0.000%)
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QFIN is not a good buy right now for an impatient investor. The stock is in a clear downtrend (bearish moving-average stack) and lacks near-term catalysts, while hedge funds have been selling aggressively. Although it’s getting technically oversold and could bounce, the current setup looks more like a risky mean-reversion attempt than a high-confidence buy.
Trend/structure: Bearish (SMA_200 > SMA_20 > SMA_5), indicating persistent downside pressure. Momentum: MACD histogram at -0.0256 (below zero) but negatively contracting, suggesting bearish momentum is easing (possible stabilization), not yet a confirmed reversal. RSI: RSI_6 at 24.07 is effectively oversold (despite the provided label), which can support a short-term bounce, but oversold can persist in strong downtrends. Levels: Current price ~15.76 sits just below S1 (15.827) and above S2 (15.486). A bounce setup exists if 15.49–15.83 holds; upside needs a reclaim of the pivot 16.378, then resistance at 16.929. Intellectia Proprietary Trading Signals
increases odds of a short-term bounce if support (15.49–15.
holds.
leans bullish in positioning.
and IV is extremely high (95.6 percentile), signaling caution and uncertainty.
and sitting near supports; a break below S2 (15.
would worsen the near-term technical picture.
Latest quarter: 2025/Q3. Revenue grew to 5,249,303,000 (+20.12% YoY), showing top-line momentum. However, profitability weakened: net income fell to 1,435,973,000 (-20.35% YoY) and EPS declined to 5.4 (-11.33% YoY). Gross margin improved to 85.51% (+2.04% YoY), implying the earnings drop is likely driven by below-gross-margin items (e.g., operating costs, credit/provisioning, other expenses) rather than core margin compression. Overall: growth is solid, but earnings trend is a near-term negative.
No analyst rating/price target change data was provided, so a recent trend assessment isn’t available here. Based on the data at hand, the Wall Street-style bull case would focus on strong revenue growth and high gross margin; the bear case would emphasize declining net income/EPS and heavy hedge-fund selling pressure.
