PROV Earnings

PROV reported its earnings on 2026-01-27, showcasing a revenue of 14.87M against an estimate of 10.10M, resulting in a 47.2% surprise. The EPS was 0.22, surpassing the expected 0.3 by -26.67% . The stock experienced a -0.12% price change on the earnings day and a 0.19% change over the next five days, reflecting market reactions to the results.

Following PROV's earnings announcement on 2026-01-27, the stock price moved by -0.12% on the day of the release. Over the subsequent five days, it saw a 0.19% change. Historically, PROV's stock price tends to shift by an average of -2.95% in the 10 days leading up to earnings and -1.42% in the 10 days following, providing insight into potential market.

For 2026/Q3, analysts estimate PROV’s annual revenue to reach 10.10M, while the EPS is projected at 0.29. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates No Change by 0% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between PROV's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2026 were No Change by 0%, while EPS estimates moved No Change by 0% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, PROV's stock price typically moves by -2.95% in the 10 days before its earnings and -1.42% in the 10 days after. For the upcoming 2026/Q3 earnings, analysts expect an EPS of 0.29 and revenue of 10.10M.

The earnings call presents mixed signals. Strong loan origination growth and reduced nonperforming assets are positives, while increased operating expenses and potential headwinds from loan repricing are negatives. The Q&A reveals uncertainties about loan portfolio growth and management's evasiveness on key issues, which dampens sentiment. Capital management activities like dividends and buybacks are positives, but the net impact is neutral. Without market cap data, the prediction remains cautious.