Not a good buy right now: price is extended toward near-term resistance with momentum slowing (MACD positive but contracting; RSI near the high end).
No Intellectia edge today (no AI Stock Picker / SwingMax signals), so there’s no strong timing advantage for an impatient entry.
Options positioning is bullish (very low put/call OI ratio), but implied volatility is elevated into earnings, making risk/reward less attractive right now.
With earnings (QDEC 2025) on 2026-02-09 after hours and high IV, the cleaner buy setup is likely after the event; today is a HOLD.
Technical Analysis
Trend: Bullish structure (SMA_5 > SMA_20 > SMA_200) indicates an established uptrend.
Momentum: MACD histogram +0.148 (above zero) but positively contracting → upside momentum is still present but weakening.
RSI: RSI_6 = 68.4 → close to overbought territory; upside may be harder near resistance without a catalyst.
Levels: Pivot 51.97. Immediate resistance R1 53.33 (then R2 54.17). Support S1 50.61 (then S2 49.77). At 52.5, the stock is closer to resistance than support.
Pattern-based forward odds: model suggests a higher probability of weakness over the next week (-4.41%) vs modest next-day upside (+0.82%).
Sentiment (positioning): Open interest put/call ratio = 0.14 (puts 30 vs calls 213) → strongly call-skewed/bullish positioning.
Flow (today): Very small total volume (6 contracts), but volume is ~60% of the 30-day average; today’s open interest 243 is ~103% of average → modest pickup, still not heavy conviction.
Volatility: 30D IV = 52.74 vs historical vol 16.82 → options are pricing a large move (event risk likely tied to earnings).
IV percentile 82.47 → elevated relative to its own history; buying calls here is typically paying up for volatility.
Technical Summary
Sell
3
Buy
9
Positive Catalysts
Upcoming earnings: QDEC 2025 earnings on 2026-02-09 after hours could act as a near-term catalyst.
Underlying trend remains bullish (stacked moving averages), which can support continuation if earnings/guide surprises positively.
Overall: fundamentals in the latest quarter show improving earnings power (a plus), but the timing risk is dominated by the upcoming earnings event and elevated IV.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
No analyst rating/price target change data was provided, so recent trend in Wall Street upgrades/downgrades cannot be confirmed from this dataset.
Wall Street-style pros (based on provided fundamentals/price action): accelerating EPS growth in 2025/Q3; established uptrend (bullish moving averages).
Wall Street-style cons (based on provided positioning/timing): elevated event-driven IV into near-term earnings; technicals show slowing momentum near resistance; pattern-based odds point to higher 1-week downside risk.
Influential/congress trading: no recent congress trading data available; hedge funds and insiders show neutral trading trends (no strong confirmatory signal).
Wall Street analysts forecast NTB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NTB is 53.5 USD with a low forecast of 52 USD and a high forecast of 55 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
Wall Street analysts forecast NTB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NTB is 53.5 USD with a low forecast of 52 USD and a high forecast of 55 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 52.860
Low
52
Averages
53.5
High
55
Current: 52.860
Low
52
Averages
53.5
High
55
Keefe Bruyette
Tim Switzer
Market Perform
maintain
$50 -> $52
AI Analysis
2025-10-30
Reason
Keefe Bruyette
Tim Switzer
Price Target
$50 -> $52
AI Analysis
2025-10-30
maintain
Market Perform
Reason
Keefe Bruyette analyst Tim Switzer raised the firm's price target on N.T. Butterfield to $52 from $50 and keeps a Market Perform rating on the shares.
Wells Fargo
Overweight -> Equal Weight
downgrade
$54 -> $50
2025-09-29
Reason
Wells Fargo
Price Target
$54 -> $50
2025-09-29
downgrade
Overweight -> Equal Weight
Reason
Wells Fargo downgraded N.T. Butterfield to Equal Weight from Overweight with a price target of $50, down from $54.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for NTB
