Should I Buy NECB? NECB 2026 Analysis

Should You Buy Northeast Community Bancorp Inc (NECB) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

24.750

1 Day change

-0.24%

52 Week Range

25.380

Analysis Updated At

2026/02/05

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Not a good buy right now for an impatient entry: price is pressing into near-term resistance (R1 ~24.84) with an overbought-leaning RSI, which favors a short-term pause/pullback.
Medium-term backdrop is constructive (bullish moving-average stack; pattern study points to ~+4.54% over the next month), but the immediate risk/reward at 24.62 is not ideal.
If you must act immediately, this is more of a small “starter” position than an aggressive buy; the cleaner add zone is closer to the pivot (~23.78).

Technical Analysis

Trend: Bullish structure with SMA_5 > SMA_20 > SMA_200, indicating an established uptrend.
Momentum: MACD histogram is positive (0.137) but positively contracting, suggesting upside momentum is slowing.
RSI: RSI_6 at 70.467 (upper/near-overbought), increasing odds of a short-term cooldown.
Key levels: Pivot 23.78 (first area where dip-buying becomes attractive), Resistance R1 24.844 then R2 25.501.
Near-term stats from pattern analogs: ~60% chance of a mild drift lower next day (-0.3%) and next week (-0.55%), but positive next month (+4.54%).

Intellectia Proprietary Trading Signals

AI Stock Picker: no signal on given stock today.
SwingMax: No signal on given stock recently.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Positioning/Sentiment: Very low put-call open interest (0.15) suggests bullish/low-hedge positioning.
Activity: Extremely light volume (7 calls, 0 puts) makes the daily read less reliable; one-sided flow skews bullish but is thin.
Volatility: IV30 ~38.86 vs historical vol ~22.37 implies options are priced rich (market implying larger moves than recent realized).

Technical Summary

Sell

Buy

Positive Catalysts

- Quiet tape/no negative headlines in the last week (no event-driven overhang).
- Modest fundamental momentum: latest quarter showed YoY growth in revenue, net income, and EPS.
- Bullish trend structure (stacked moving averages) supports continued medium-term upside if support holds.

Neutral/Negative Catalysts

- Short-term technical stretch: RSI near overbought and price near R1 resistance increases pullback risk.
- Momentum is decelerating (MACD histogram contracting), often preceding consolidation.
- Limited signals/flow confirmation today: no Intellectia entry signals and options volume is very low.
- No notable hedge fund/insider accumulation trends reported recently (both Neutral).

Financial Performance

Latest reported quarter: 2025/Q4.
Revenue: 25.41M, +1.23% YoY (slow top-line growth).
Net income: 10.81M, +5.82% YoY (profit growth outpacing revenue).
EPS: 0.79, +5.33% YoY (steady per-share improvement).
Overall: healthy incremental growth, but not the type of acceleration that typically demands chasing breakouts at resistance.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating or price target change data was provided, suggesting limited/quiet Street coverage and no recent consensus catalyst.
Wall Street pros (inferred): improving profitability/EPS and constructive price trend.
Wall Street cons (inferred): lack of fresh catalyst/updates and slower revenue growth; limited visibility from analyst actions.

1 Analyst Rating

Wall Street analysts forecast NECB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for NECB is 24 USD with a low forecast of 24 USD and a high forecast of 24 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

1 Hold

0 Sell