Should I Buy NBBK? NBBK 2026 Analysis

Should You Buy NB Bancorp Inc (NBBK) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

22.370

1 Day change

0.86%

52 Week Range

22.700

Analysis Updated At

2026/02/05

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Not a good buy right now for an impatient buyer: price is extended (RSI high) and sitting just below near-term resistance, with momentum starting to cool.
Trend is still bullish (stacked moving averages), so this is more of a hold/avoid-chasing than a bearish breakdown call.
Intellectia Proprietary Trading Signals
- AI Stock Picker: No signal on given stock today.
- SwingMax: No signal on given stock today.
With no fresh news catalysts and earnings power down YoY, the risk/reward today looks skewed toward a near-term pause/pullback rather than an immediate upside follow-through.

Technical Analysis

Trend: Bullish structure with SMA_5 > SMA_20 > SMA_200, indicating an established uptrend.
Momentum: MACD histogram positive (0.194) but contracting, suggesting upside momentum is weakening (often precedes consolidation).
RSI: RSI_6 ~ 76.45 (effectively overbought), implying the stock is stretched short-term and prone to mean reversion.
Levels:
- Pivot support: 21.436 (first area where dip-buying would typically show up)
- Resistance: R1 22.416 (near current price 22.19), then R2 23.021
- If it loses pivot, next support: S1 20.456
Pattern-based forecast provided: modestly negative drift odds (next day/week/month), reinforcing “don’t chase here.”

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Positioning/Sentiment: Put/Call OI ratio 0.3 is bullish (calls outweigh puts), and volume put/call 0.0 shows today’s activity skewed entirely to calls (though volume is small).
Volatility: 30D IV ~46 vs HV ~23.44 = options imply much larger moves than realized recently; IV percentile 73.2 suggests options are relatively expensive.
Liquidity/flow note: Total option volume is low (60 contracts), so the bullish read is more “lightly expressed optimism” than a high-conviction flow signal.

Technical Summary

Sell

Buy

Positive Catalysts

- Analyst support: Piper Sandler maintained Overweight and raised price target to $23 following the Provident Bancorp acquisition (larger combined footprint ~ $7B+ institution).
- Technical backdrop remains bullish (stacked moving averages).
- Options open interest skew favors calls (bullish positioning).

Neutral/Negative Catalysts

- No news in the last week = lack of near-term catalysts to push a breakout.
- Short-term technical stretch: RSI elevated and price approaching resistance (22.416 / 23.021).
- Options imply high volatility (IV elevated), which can coincide with uncertainty.
- Statistical/pattern outlook provided suggests slightly negative drift over 1 day to 1 month.
- Influential trading: No recent congress trading data available; hedge funds/insiders reported as neutral (no supportive buying signal).

Financial Performance

Latest quarter: 2025/Q4
Revenue: $62.712M, +35.49% YoY (strong top-line growth).
Profitability: Net income $7.707M, -50.63% YoY and EPS $0.19, -52.50% YoY (earnings power materially weaker YoY despite higher revenue).
Read-through: The market may be rewarding scale/strategic progress (acquisition), but the sharp YoY EPS decline reduces the case for aggressively buying at a short-term extended level.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Recent change: Piper Sandler (2025-11-20) raised price target to $23 from $22 and reiterated Overweight after completion of the Provident Bancorp acquisition.
Wall Street pro view (pros): Bigger combined institution, potential scale benefits, supportive rating and modest PT increase.
Wall Street con view (cons): PT is only slightly above current price (~$22.19), implying limited immediate upside; earnings/EPS trend in the latest quarter is negative YoY, which can cap multiple expansion.

2 Analyst Rating

Wall Street analysts forecast NBBK stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for NBBK is 22 USD with a low forecast of 21 USD and a high forecast of 23 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

1 Hold

0 Sell

Moderate Buy

Current: 22.180

Low

Averages

High

Current: 22.180

Low

Averages

High

Piper Sandler

Overweight

maintain

$22 -> $23

AI Analysis

2025-11-20

Reason

Piper Sandler

Price Target

$22 -> $23

AI Analysis

2025-11-20

maintain

Overweight

Reason

Piper Sandler raised the firm's price target on NB Bancorp to $23 from $22 and keeps an Overweight rating on the shares. The firm notes that earlier this week, NB Bancorp completed the acquisition of Provident Bancorp creating a $7B-plus institution in Eastern Massachusetts and Southern New Hampshire. Following the completion of the deal, Piper is updating its estimates.

Keefe Bruyette

Market Perform

initiated

$21

2025-11-02

Reason

Keefe Bruyette

Price Target

$21

2025-11-02

initiated

Market Perform

Reason

Keefe Bruyette initiated coverage of NB Bancorp with a Market Perform rating and $21 price target. The firm's estimates are above consensus due to accretion from the pending Provident Bancorp acquisition. It sees 16% potential share upside over the next 12 months.

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NBBK Should I Buy

NBBK Should I Buy

Should You Buy NB Bancorp Inc (NBBK) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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