Not a good buy right now for an impatient buyer: price is pushing into near-term resistance with momentum cooling, while the 1-week and 1-month pattern-based probabilities skew negative.
Options activity is extremely thin (0 volume), and there are no fresh news catalysts—so there’s no clear trigger to justify chasing strength here.
Net/net: avoid initiating a new position today; this is a hold/skip setup rather than a “buy now” setup.
Technical Analysis
Trend: Bullish structure with SMA_5 > SMA_20 > SMA_200, implying an established uptrend.
Momentum: MACD histogram +0.243 (above 0) but positively contracting, suggesting upside momentum is still positive but fading.
RSI: RSI_6 = 69.33 (upper-neutral / close to overbought), consistent with a stock that may be due for a pause or pullback.
Key levels: Pivot 46.413; Resistance R1 47.963 then R2 48.919; Support S1 44.864 then S2 43.908.
Near-term pattern odds (similar candlestick analogs): next day +1.81% (50% chance), but next week -7.55% and next month -11.78% tilt the risk/reward against buying at this level.
Options Data
Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Sentiment (OI): Put/Call OI ratio = 0.57 (more calls than puts) = mildly bullish/constructive positioning.
Activity: Today’s option volume = 0 (no meaningful participation), so the OI signal is not strongly confirmed by fresh flow.
Volatility: 30D IV 55.94 vs historical vol 38.51 (IV > HV) suggests options are pricing elevated risk; IV percentile 58.17 is mid-high.
Liquidity/scale: Total OI is tiny (calls 14, puts 8), limiting how much can be inferred from the options market.
Technical Summary
Sell
4
Buy
10
Positive Catalysts
leans modestly bullish.
Neutral/Negative Catalysts
with limited immediate upside before supply zones.
Financial Performance
Latest provided quarter: 2025/Q3.
Reported YoY performance is sharply negative: Revenue 59.30M (-162.36% YoY), Net Income 17.02M (-117.78% YoY), EPS 0.82 (-113.55% YoY).
These magnitudes are unusually extreme (may reflect one-offs or data classification issues), but as given they indicate deteriorating growth trends rather than acceleration.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
No analyst rating changes or price target updates were provided in the dataset, so a current Wall Street “pros vs cons” consensus cannot be validated here.
With no analyst trend data, the practical read is: no visible supportive Street catalyst to offset weakening momentum and poor reported YoY growth in the latest quarter.
Wall Street analysts forecast MOFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MOFG is 50 USD with a low forecast of 50 USD and a high forecast of 50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
Wall Street analysts forecast MOFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MOFG is 50 USD with a low forecast of 50 USD and a high forecast of 50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 47.550
Low
50
Averages
50
High
50
Current: 47.550
Low
50
Averages
50
High
50
Stephens
Overweight -> Equal Weight
downgrade
AI Analysis
2025-10-28
Reason
Stephens
Price Target
AI Analysis
2025-10-28
downgrade
Overweight -> Equal Weight
Reason
Stephens downgraded MidWestOne to Equal Weight from Overweight after Nicolet Bankshares last week announced plans to acquire MidWestOne in an all-stock deal.
Keefe Bruyette
NULL -> Outperform
upgrade
$37 -> $50
2025-10-27
Reason
Keefe Bruyette
Price Target
$37 -> $50
2025-10-27
upgrade
NULL -> Outperform
Reason
Keefe Bruyette raised the firm's price target on MidWestOne to $50 from $37 and keeps an Outperform rating on the shares.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for MOFG
