Buy now: fundamentals and recent earnings momentum are positive, and the stock is trading right on the key pivot/support zone (~32.99) after a strong +2.81% regular-session move.
Near-term technical setup favors a push toward R1 34.58 and R2 35.56 if the current bounce holds.
Trend/momentum: MACD histogram is positive (0.0763) and expanding, indicating improving bullish momentum.
RSI: RSI(6) ~51 (neutral) — not overbought, leaving room for continuation if buyers step in.
Moving averages: Bearish stack (SMA_200 > SMA_20 > SMA_5) suggests the longer trend is still downward/repairing; current strength looks like a rebound within a broader downtrend.
Key levels: Pivot 32.99 (price ~33.03 is sitting on it). Supports: 31.40 then 30.43. Resistances: 34.58 then 35.56.
Pattern-based forecast: Similar-pattern stats imply modest upside bias over time (+0.68% 1-week, +2.65% 1-month) with a flat next-day expectation.
Positive Catalysts
Q4 earnings strength: profit and revenue increased meaningfully, supporting a fundamental re-rating.
Analyst still positive: Buy rating maintained with a high price target relative to current price.
Fraud issue described as resolved (per analyst note), removing a recent overhang on fee growth.
MACD turning up supports a continuation of the current rebound if price holds above the pivot.
Neutral/Negative Catalysts
suggests rallies can face overhead supply.
Financial Performance
Latest quarter (2025/Q4) (from news):
Net profit $7.39M (up from $5.24M last year).
Adjusted earnings $7.59M / $0.52 per share.
Revenue $22.73M, +15.9%.
Prior snapshot (2025/Q3) (provided): Revenue $18.181M, Net income $4.308M, EPS $0.30 (YoY growth rates listed as 0.00% in the data provided).
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Most recent (2026-01-29, JonesResearch): Buy maintained, price target lowered to $50 from $55 after Q4 results.
Wall Street pro view (pros/cons):
Pros: optimistic on multi-business growth outlook; strong Q4 profit and revenue trajectory.
Cons: estimate revisions lower due to slower fee growth from prior fraud-related disruptions (though noted as resolved).
Influential/flows check: No significant hedge fund or insider trend flagged; no recent congress trading data available.
Wall Street analysts forecast GBFH stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for GBFH is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Analyst Rating
0
Wall Street analysts forecast GBFH stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for GBFH is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Buy
Hold
Sell
0
Current: 34.600
Low
0
Averages
0
High
0
0
Current: 34.600
Low
0
Averages
0
High
0
JonesResearch
Matthew Erdner
Buy
downgrade
$55 -> $50
AI Analysis
2026-01-29
Reason
JonesResearch
Matthew Erdner
Price Target
$55 -> $50
AI Analysis
2026-01-29
downgrade
Buy
Reason
JonesResearch analyst Matthew Erdner lowered the firm's price target on GBank Financial to $50 from $55 and keeps a Buy rating on the shares after the company reported Q4 results. While the firm remain optimistic on the growth prospects across GBank's businesses, it revised its estimates down to account for slower credit card and interchange fee growth due to "recent fraud hiccups," which have since been resolved, the analyst tells investors.
JonesResearch
NULL -> Buy
initiated
$55
2025-09-29
Reason
JonesResearch
Price Target
$55
2025-09-29
initiated
NULL -> Buy
Reason
JonesResearch initiated coverage of GBank Financial with a Buy rating and $55 price target. The company has a commercial bank and an \"innovative\" payments business, and both are seeing \"unprecedented levels\" of growth, the analyst tells investors in a research note. The firm believes GBank's payments business will continue \"rapid growth\" as credit cards continue to scale, driving an increase in fees.
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