Not a good buy right now for an impatient entry: price is extended (RSI ~71.6) and sitting just below near-term resistance (R1 ~14.36), which often leads to choppy pullbacks.
Fundamentals/news flow are positive (earnings rebound, deposit growth, dividend, buyback reauth), but near-term price/technical setup suggests limited immediate upside versus downside to support.
If you must act immediately: this is better treated as a hold/accumulate only on weakness toward ~13.80 (pivot) or ~13.23 (S1), rather than chasing strength.
Trend: Bullish structure with SMA_5 > SMA_20 > SMA_200, indicating an established uptrend.
Momentum: MACD histogram positive and expanding (0.0156), confirming bullish momentum.
Overbought risk: RSI_6 71.6 (stretched/overbought zone), increasing probability of a short-term pullback.
Key levels: Pivot 13.795 (first buy-the-dip area), Support 13.228 (S1), Resistance 14.362 (R1) then 14.713 (R2).
Pattern-based forward odds: model suggests flat next day but slightly negative bias over 1 week to 1 month (downside drift risk).
Options Data
Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Positioning/Sentiment: Extremely call-skewed open interest (Put/Call OI ~0.01) with almost no puts—bullish/crowded sentiment.
Activity: Very low absolute volume (total volume 9 calls, 0 puts), so sentiment signal is skewed but not strongly validated by depth.
Volatility: IV 30D 63.9% vs historical vol 37.7% (options priced rich), while IV rank ~9.3 / percentile ~23.5 suggests IV is not high versus its own history—mixed.
Takeaway: Options market is bullish-leaning, but thin liquidity/low volume reduces confidence; not a strong standalone buy trigger.
Technical Summary
Sell
2
Buy
9
Positive Catalysts
Q4 2025 results highlighted a strong recovery in profitability versus prior-year loss (per news) and EPS beat narrative.
Deposit growth and strong mortgage performance cited; management targeting ~1% ROA in 2026.
Shareholder returns supported by $0.10 quarterly dividend (forward yield ~2.95%) and stock repurchase program reauthorization.
Multiple recent positive headlines clustered (earnings + capital return), which can support near-term sentiment.
Neutral/Negative Catalysts
increases pullback probability for an immediate entry.
Financial Performance
Latest quarter: 2025/Q4.
Revenue: 12,267,000, -39.59% YoY (top-line contraction in the snapshot).
Profitability: Net income 29,540,000 and EPS 1.20 are shown as large YoY declines in the snapshot, but news flow describes a strong rebound versus a prior-year loss—suggesting non-recurring items or base-period distortion.
Shareholder returns: dividend maintained/declared and buyback reauthorized (supports total return even if growth is uneven).
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
No analyst rating trend or price target change data was provided in the dataset.
Wall Street-style pro view (based on available info): earnings rebound narrative + deposit growth + capital return (dividend/buyback) supports a constructive stance.
Wall Street-style con view: revenue contraction in the quarter snapshot and unclear quality/consistency of earnings reduces conviction; technicals suggest the stock is not at an attractive immediate entry.
Wall Street analysts forecast FRST stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FRST is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Analyst Rating
0
Wall Street analysts forecast FRST stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FRST is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Buy
Hold
Sell
0
Current: 14.150
Low
0
Averages
0
High
0
0
Current: 14.150
Low
0
Averages
0
High
0
Maxim
NULL -> Buy
initiated
$1
AI Analysis
2025-05-12
Reason
Maxim
Price Target
$1
AI Analysis
2025-05-12
initiated
NULL -> Buy
Reason
Maxim initiated coverage of Primis Financial with a Buy rating and $1 price target.
