FINW News & Events

Reports Q4 revenue $46.85M, consensus $42.32M. Reports Q4 tangible book value per share $14.15. "FinWise delivered a strong 2025, growing net income 26% versus 2024 and posting a steady fourth quarter, all of which underscores how our multi-year investments are gradually translating into tangible, sustainable results," said Kent Landvatter, chairman and CEO of FinWise Bancorp. "We delivered balanced revenue growth and disciplined expense management, leading to solid profitability and continued expansion of tangible book value per share. Fourth quarter loan originations totaled $1.6 billion, ahead of our initial guidance of $1.4 billion. This brings full-year 2025 originations to $6.1 billion, representing healthy 22% year-over-year growth. Balances in our credit enhanced product reached $118 million at year-end 2025, also ahead of expectations. With a scalable model that is now demonstrating sustained momentum, we remain confident in our ability to continue delivering long-term value for our shareholders."

Reports Q3 tangible book value per share $13.84. "Our strong third quarter results reflect the positive impact of the strategic investments we made over the past two years," said Kent Landvatter, chairman and CEO of FinWise Bancorp. "We reported net income of $4.9 million, a 19% increase from the prior quarter and a 42% increase year-over-year. This performance was driven by robust loan originations, a significant increase in credit-enhanced balances, solid revenue growth and disciplined expense management. Total end-of-period assets also reached nearly $900 million for the first time in our Company's history. Following the end of the quarter, we announced two strategic program agreements, with DreamFi Inc. and Tallied Technologies, and we remain actively engaged in discussions with several potential strategic partners to further expand our strategic initiatives. Overall, we remain confident that our focus on disciplined growth and operational excellence will continue to drive long-term progress and sustainable value creation for our shareholders."

FinWise Bancorp, parent company of FinWise Bank, announced a strategic program agreement with DreamFi. "DreamFi's mission is to support the large demographic of underserved and underbanked communities by improving financial wellness through awareness, education, and practical tools. By combining mobile banking and payments infrastructure provided by the Bank, and financial literacy tools provided by DreamFi, the DreamFi program will help users take control of their financial futures," the company said.