Not a good buy right now for an impatient entry: price is pushing into/through near-term resistance (R1 ~34.05) with an overbought short-term RSI, raising near-term pullback risk.
While momentum is positive (expanding MACD histogram), the provided pattern-based forward odds skew negative over the next week/month, which conflicts with chasing strength pre-market.
Options positioning looks bullish (low put/call OI ratio), but options volume is extremely thin, so sentiment confirmation is weak.
Trend/Momentum: MACD histogram at 0.11 and expanding above zero suggests upside momentum is currently intact.
Overbought condition: RSI(6) ~76.69 indicates short-term overbought conditions (despite the label provided), which often precedes consolidation or a dip.
Moving averages: Converging MAs suggest the trend is not strongly established; breakouts can fail more easily in this setup.
Levels to watch: Pivot 32.76 as the key near-term “line in the sand.” Immediate resistance zone: R1 34.05 (already being tested) then R2 34.84. Losing 32.76 increases odds of a move toward S1 31.48.
Quant/pattern read-through (provided): 60% chance of -0.37% next day, -2.13% next week, and -18.71% next month—tilts risk/reward against buying immediately.
Options Data
Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Sentiment skew: Open interest put/call ratio of 0.26 is bullish (more calls than puts outstanding).
Activity/confirmation: Total options volume is only 1 contract today (puts 0), so the signal quality from volume is weak.
Volatility: 30D IV ~62.85 vs historical vol ~27.44, with IV percentile ~77.69—options are pricing elevated uncertainty; this often coincides with larger price swings and can mark crowded positioning.
Positioning depth: Total OI is small (calls 77 vs puts 20), suggesting limited institutional options footprint.
Technical Summary
Sell
4
Buy
11
Positive Catalysts
Strong latest quarter growth (2025/Q4): revenue +13.54% YoY, net income +17.64% YoY, EPS +18.60% YoY.
Options open interest skew favors calls (bullish positioning).
MACD momentum is positive and expanding.
Neutral/Negative Catalysts
~76.
while price is pressing near resistance (R1 ~34.05), increasing odds of a near-term fade.
Takeaway: Clear YoY growth across the top line and earnings, supportive of the longer-term story, but the current entry timing looks stretched technically.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
No analyst rating trend or price target change data was provided, so recent Wall Street upgrades/downgrades and target revisions cannot be assessed from this dataset.
Practical read: With no visible analyst catalyst and no fresh news flow, the trade is currently being driven more by technicals and positioning than by a new Street narrative.
Influential/politician trading: No recent congress trading data available in the last 90 days.
Wall Street analysts forecast FFIN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFIN is 36 USD with a low forecast of 36 USD and a high forecast of 36 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast FFIN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFIN is 36 USD with a low forecast of 36 USD and a high forecast of 36 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
1 Hold
0 Sell
Hold
Current: 34.220
Low
36
Averages
36
High
36
Current: 34.220
Low
36
Averages
36
High
36
Keefe Bruyette
Market Perform
downgrade
$38 -> $36
AI Analysis
2025-10-24
Reason
Keefe Bruyette
Price Target
$38 -> $36
AI Analysis
2025-10-24
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on First Financial to $36 from $38 and keeps a Market Perform rating on the shares. The firm says higher charge-offs and provisions drove a Q3 miss and could weigh on shares.
Cantor Fitzgerald
Dave Rochester
Neutral
initiated
$39
2025-09-09
Reason
Cantor Fitzgerald
Dave Rochester
Price Target
$39
2025-09-09
initiated
Neutral
Reason
Cantor Fitzgerald analyst Dave Rochester initiated coverage of First Financial with a Neutral rating and $39 price target. The firm rolled out coverage on 16 U.S. banks with a constructive view. Cantor's top pick is Citizens Financial.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for FFIN
