Not a good buy right now for an impatient buyer: price is pushing into resistance/overbought territory while fundamentals (latest quarter) show sharp YoY deterioration.
Upside looks limited near-term: shares are already around/above the latest raised $16.80 price target, and the next resistance is close (~$17.28).
If you already own it, this is more of a HOLD than an add; I would not chase a fresh entry at current levels.
Technical Analysis
Trend: Bullish structure (SMA_5 > SMA_20 > SMA_200) indicates an established uptrend.
Momentum: MACD histogram +0.17 and expanding suggests bullish momentum is still building.
Levels: Pivot ~16.07 is the key near-term support; resistance sits at R1 ~16.82 (already exceeded post-market) and R2 ~17.28 (next upside hurdle). A fade back toward 16.07–15.32 is plausible if momentum cools.
Pattern-based outlook provided: Similar-pattern stats imply slightly negative drift over 1 week (-1.21%) and 1 month (-2.62%), which conflicts with the strong short-term technicals and supports “don’t chase.”
Options Data
Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Positioning/Sentiment: Open interest put/call ratio at 0.23 is call-heavy (bullish skew), but total open interest is small (calls 92 vs puts 21), limiting signal strength.
Flow: Option volume is extremely light (total volume 4; put volume 0), so today’s activity isn’t very informative.
Volatility: 30D IV ~90.6% with IV percentile ~82.4 is very elevated, suggesting the options market is pricing large moves; for stock buyers, that often coincides with higher near-term whipsaw risk rather than a clean entry.
Net take: Options skew is bullish, but thin liquidity + very high IV reduces confidence for a “buy now” decision.
Keefe Bruyette raised the price target to $16.80 (from $14.50), which is supportive of sentiment.
Call-skewed options open interest (low put/call) suggests traders are positioned more for upside than downside (though volume is thin).
Neutral/Negative Catalysts
increase the odds of a near-term pullback.
Financial Performance
Latest quarter: 2025/Q4.
Revenue: 57,553,000 (reported as down -353.14% YoY), indicating a major YoY deterioration in the provided data.
Net income: 4,026,000 (down -108.18% YoY).
EPS: 0.12 (down -107.45% YoY).
Bottom line: Based on the snapshot, growth trends are negative and do not support aggressively buying at an overbought technical level.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
[2026-01-29] Keefe Bruyette: Price target raised to $16.80 from $14.50; rating maintained at Market Perform.
Trend: The notable change is a higher target (more constructive), but the maintained Market Perform signals a neutral stance.
Wall Street-style pros: Target raise suggests improving confidence vs prior levels; supports holding in an uptrend.
Cons: “Market Perform” + current price already near/above the target implies limited upside and a preference not to add aggressively here.
Wall Street analysts forecast FFIC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFIC is 14.25 USD with a low forecast of 14 USD and a high forecast of 14.5 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
Wall Street analysts forecast FFIC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFIC is 14.25 USD with a low forecast of 14 USD and a high forecast of 14.5 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
3 Hold
0 Sell
Hold
Current: 16.690
Low
14
Averages
14.25
High
14.5
Current: 16.690
Low
14
Averages
14.25
High
14.5
Keefe Bruyette
Market Perform
to
NULL
upgrade
AI Analysis
2026-01-29
Reason
Keefe Bruyette
Price Target
AI Analysis
2026-01-29
upgrade
Market Perform
to
NULL
Reason
Keefe Bruyette raised the firm's price target on Flushing Financial to $16.80 from $14.50 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
maintain
$14
2025-10-31
Reason
Keefe Bruyette
Price Target
$14
2025-10-31
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Flushing Financial to $14.50 from $14 and keeps a Market Perform rating on the shares.
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