Buy EFSC now: the primary trend is bullish (SMA_5 > SMA_20 > SMA_200) with a strengthening MACD, and fundamentals/analyst targets support further upside.
Near-term is a bit extended (RSI_6 75.8) and price is pressing resistance (60.6), but given the user’s impatience and the prevailing uptrend, EFSC still qualifies as a good buy right now.
Sentiment check: options positioning is call-leaning (put/call OI 0.42) and analysts just raised targets after an earnings beat, reinforcing bullish bias.
Technical Analysis
Trend: Bullish structure with moving averages stacked positively (SMA_5 > SMA_20 > SMA_200), indicating an established uptrend.
Momentum: MACD histogram +0.353 and expanding → upside momentum is strengthening.
Overbought/extension: RSI_6 = 75.798 → strong/extended momentum (crowded short-term), but not yet a reversal signal by itself.
Levels: Pivot 57.389; Support S1 55.395 (S2 54.163). Resistance R1 59.383 (already exceeded) and R2 60.615 (next key ceiling).
Pattern-based odds: similar-pattern model implies ~-2.22% next week but +14.28% next month, consistent with potential short-term chop inside a broader uptrend.
Options Data
Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Positioning: Put/Call Open Interest ratio at 0.42 is bullish (more call interest than put interest).
Activity: Extremely low options volume (todays_volume 1; call volume 0, put volume 1) → sentiment signal is directionally bullish but not very reliable due to thin liquidity.
Volatility: IV percentile 23.9 and IV rank 7.33 (low vs its own history), suggesting options are relatively “cheap” versus recent ranges; 30D IV (34.99) has been below 5D/10D averages, implying volatility has been cooling.
Technical Summary
Sell
4
Buy
10
Positive Catalysts
Recent quarter was an earnings beat context per analysts; net interest margin improvement and balance sheet lift via acquisition were highlighted positively.
Technical setup remains constructive with improving momentum (MACD expansion) and bullish MA stack.
Analyst actions were supportive: at least one Buy-rated firm (DA Davidson) raised price target to 68.
Neutral/Negative Catalysts
while price approaches R2 (~60.615), increasing the chance of near-term consolidation.
Net income: 53.857M, +12.44% YoY (profitability improving).
EPS: 1.45, +14.17% YoY (solid earnings growth).
Overall: growth trends are positive and consistent with the bullish analyst tone around NIM and balance sheet improvement.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent trend: price targets were raised by both firms following Q4 results.
DA Davidson (Buy): PT raised to $68 from $66; thesis centered on earnings beat, progress on a major problem loan, rising NIM, and acquisition-driven balance sheet lift.
Piper Sandler (Neutral): PT raised to $64 from $62; acknowledges favorable revenue trends (net interest income + core fees) but highlights added credit noise (higher NCOs).
Wall Street pros vs cons: Pros—earnings/NIM trajectory and integration/acquisition lift; Cons—credit quality concerns are the key pushback.
Positioning/ownership checks: Hedge funds and insiders are neutral (no significant recent trend). Congress trading: no recent data available. Politicians/influential figures: no data provided indicating recent buying/selling.
Wall Street analysts forecast EFSC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EFSC is 64 USD with a low forecast of 62 USD and a high forecast of 66 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
Wall Street analysts forecast EFSC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EFSC is 64 USD with a low forecast of 62 USD and a high forecast of 66 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 59.080
Low
62
Averages
64
High
66
Current: 59.080
Low
62
Averages
64
High
66
DA Davidson
Buy
maintain
$66 -> $68
AI Analysis
2026-01-28
Reason
DA Davidson
Price Target
$66 -> $68
AI Analysis
2026-01-28
maintain
Buy
Reason
DA Davidson raised the firm's price target on Enterprise Financial to $68 from $66 and keeps a Buy rating on the shares after its Q4 earnings beat. Progress was made on the bank's largest problem loan relationship, net interest margins rose higher, and balance sheet totals lifted via acquisition, the analyst tells investors in a research note.
Piper Sandler
Neutral
maintain
$62 -> $64
2026-01-28
Reason
Piper Sandler
Price Target
$62 -> $64
2026-01-28
maintain
Neutral
Reason
Piper Sandler raised the firm's price target on Enterprise Financial to $64 from $62 and keeps a Neutral rating on the shares. This was a mixed quarter, in the firm's view, given additional credit noise with higher NCOs, while revenue trends were favorable with stronger net interest income and core fees driving 13% PPNR upside.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for EFSC
