Not a good buy right now: trend is still bearish (SMA_200 > SMA_20 > SMA_5) and momentum remains negative (MACD below zero).
Today’s +5.15% pop looks more like a bounce into nearby resistance (Pivot ~71.45, R1 ~74.46) than a confirmed reversal.
With earnings imminent (2026-02-10 pre-market) and options implying elevated event risk, the risk/reward is unfavorable for an impatient buyer.
Hedge funds have been selling aggressively (selling amount +161% QoQ), reinforcing a cautious stance.
Technical Analysis
Trend: Bearish structure with moving averages stacked down (SMA_200 > SMA_20 > SMA_5), suggesting rallies can fade.
Momentum: MACD histogram -0.331 (still negative) though contracting—selling pressure may be easing, but not reversed.
RSI(6): 45.08 (neutral) — no oversold edge to justify chasing.
Key levels: Pivot 71.446 is essentially current price; support at 68.43 then 66.57. Resistance at 74.46 then 76.33. A failure to hold ~71 risks a quick move back toward 68–66.
Positioning (OI): Open interest put/call ratio ~1.0 (balanced), not confirming a strongly bullish setup.
Volatility: IV 30D 47.48 vs historical vol 32.1 and IV percentile 94.82 — options are pricing a large move (earnings catalyst), raising the penalty for being directionally wrong.
Activity: Today’s option volume ~107 vs 30D average (reported ~90.68) suggests modestly elevated interest, consistent with pre-earnings positioning.
Technical Summary
Sell
6
Buy
9
Positive Catalysts
Near-term catalyst: Q4 and full-year 2025 earnings on 2026-02-10 (pre-market) could spark a rebound if results/guidance surprise positively.
Gross margin improved in 2025/Q3 (+3.64% YoY), showing some operational resilience.
The stock’s recent +5.15% move could attract momentum buyers if it can reclaim and hold above ~74.5 (R1).
Neutral/Negative Catalysts
Event risk: Earnings in days + very high IV indicates the market expects a sizable move; downside gap risk is meaningful.
Fundamentals (latest reported 2025/Q3): net income -19.47% YoY and EPS -14.64% YoY, despite revenue growth.
Institutional signal: Hedge funds are selling (selling amount +161.36% over the last quarter).
Industry/company headwinds cited by analysts: “stagnating” revenue growth, structural headwinds, and integration challenges (CoreCard); plus competitive/tax pressures in cash-based remittances mentioned by Monness Crespi.
Financial Performance
Latest quarter provided: 2025/Q3.
Revenue: $1.1457B, +4.22% YoY (modest growth).
Profitability: Net income $122M, -19.47% YoY; EPS 2.74, -14.64% YoY (earnings compression).
Margin: Gross margin 40.76%, +3.64% YoY (a relative bright spot, but not yet translating into higher EPS).
Overall: Top-line up but bottom-line down—growth quality is currently weakening.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent trend: Ratings have deteriorated with multiple downgrades and price target cuts.
Wolfe Research (2026-01-08): Downgraded to Underperform, PT $80, citing “stagnating” revenue growth and structural headwinds.
Monness Crespi (2026-01-05): Downgraded to Neutral from Buy; cited lack of near-term catalysts and integration challenges (CoreCard), plus competitive/tax pressures in remittances.
Stephens (2026-01-16): Kept Overweight but cut PT to $100 from $110; expects broader fintech sentiment to improve after a challenging 2025.
Wall Street pros/cons: Bulls point to potential 2026 sentiment improvement and higher PTs (Stephens). Bears highlight structural headwinds, slowing/stagnating growth, and execution/integration risks—more aligned with the recent downgrades.
Wall Street analysts forecast EEFT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EEFT is 96.8 USD with a low forecast of 80 USD and a high forecast of 110 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Analyst Rating
Wall Street analysts forecast EEFT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EEFT is 96.8 USD with a low forecast of 80 USD and a high forecast of 110 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
2 Hold
1 Sell
Moderate Buy
Current: 71.840
Low
80
Averages
96.8
High
110
Current: 71.840
Low
80
Averages
96.8
High
110
Stephens
Charles Nabhan
Overweight
downgrade
$110 -> $100
AI Analysis
2026-01-16
Reason
Stephens
Charles Nabhan
Price Target
$110 -> $100
AI Analysis
2026-01-16
downgrade
Overweight
Reason
Stephens analyst Charles Nabhan lowered the firm's price target on Euronet to $100 from $110 and keeps an Overweight rating on the shares as part of the firm's 2026 outlook note for the Financial Technology group. After a challenging 2025, the firm expects sentiment towards the Payment and IT Services space to improve in the coming year, the analyst tells investors.
Wolfe Research
Peer Perform -> Underperform
downgrade
$80
2026-01-08
Reason
Wolfe Research
Price Target
$80
2026-01-08
downgrade
Peer Perform -> Underperform
Reason
Wolfe Research downgraded Euronet to Underperform from Peer Perform with an $80 price target. The firm adjusted ratings in the payments and consumer finance group as part of its 2026 outlook. Wolfe cites Euronet's "stagnating" revenue growth and structural industry headwinds for the downgrade.
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