Should I Buy CZWI? CZWI 2026 Analysis

Should You Buy Citizens Community Bancorp Inc (CZWI) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

19.000

1 Day change

-0.58%

52 Week Range

19.110

Analysis Updated At

2026/02/04

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Intellectia Proprietary Trading Signals
- AI Stock Picker: no signal on given stock today.
- SwingMax: No signal on given stock recently.
Not a good buy right now for an impatient buyer: price is pushing into nearby resistance (R1 ~18.81) without supportive proprietary buy signals.
Trend is bullish, but near-term edge looks weak (pattern-based outlook leans slightly negative over the next week), while hedge funds are aggressively selling.
Better risk/reward would typically be on a pullback toward ~~18.24 (pivot) or ~17.67 (S1); at the current price (~~18.77), upside is closer/limited versus downside supports.

Technical Analysis

Trend/MAs: Bullish structure (SMA_5 > SMA_20 > SMA_200) supports an ongoing uptrend.
MACD: Histogram positive (0.0194) and expanding → bullish momentum still present.
RSI (6): 64.58 (neutral-to-high) → not overbought, but getting closer to “crowded” levels; upside may be less clean.
Key levels:
- Pivot: 18.24 (near-term “line in the sand”)
- Resistance: R1 18.809 (current price ~18.765 is just below), then R2 19.161
- Support: S1 17.671, S2 17.319
Short-horizon statistical read (similar patterns): next day ~flat, next week slightly negative (-1.94%), next month ~flat → not a strong timing setup for immediate buying.

Positive Catalysts

- Strong latest quarter growth (2025/Q4): revenue +19.70% YoY, net income +58.07% YoY, EPS +62.96% YoY.
- Technical trend remains bullish (moving averages aligned up; MACD expanding above zero).
- No negative news flow reported in the last week (no fresh headline risk flagged).

Neutral/Negative Catalysts

- Hedge funds are selling and selling accelerated sharply (reported +11809.09% QoQ in selling amount) → negative positioning/sentiment signal.
- Price is near first resistance (R1 ~18.81), which can cap upside in the immediate term.
- Broader tape is risk-off today (S&P 500 -0.51%), which can pressure smaller financials.
- No proprietary “strong buy” triggers today (no AI Stock Picker or SwingMax entry).

Financial Performance

Latest quarter: 2025/Q4
- Revenue: 14,015,000 (+19.70% YoY)
- Net Income: 4,271,000 (+58.07% YoY)
- EPS: 0.44 (+62.96% YoY)
Growth trend in profitability is notably stronger than revenue growth (operating leverage improving).

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No recent analyst rating changes or price target updates were provided in the data.
Wall Street pros view (based on provided info): strong YoY earnings/EPS momentum supports the bull case.
Wall Street cons view (based on provided info): institutional/hedge positioning is turning negative and near-term setup is extended into resistance, weakening the immediate buy case.

Analyst Rating

Wall Street analysts forecast CZWI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CZWI is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold

Sell

Current: 19.110

Low

Averages

High