Buy now: fundamentals and Street sentiment are strongly positive, and price is holding above key pivot/support.
Near-term upside targets: 81.54 (R1) then 83.99 (R2) if momentum stabilizes.
Risk control level (from current structure): a clean break below ~77.59 pivot increases odds of a pullback toward 73.64 (S1).
Intellectia signals are absent today, so the buy call is driven by trend structure + earnings strength + analyst upgrades rather than a tactical model trigger.
Positioning: Put/Call open interest ratio 1.15 (puts > calls) = mildly defensive/hedged sentiment.
Flow: Extremely low options volume today (total volume 3; calls 0, puts 3), so today’s tape isn’t very informative.
Volatility: 30D IV ~42.0 vs HV ~41.7 (roughly in-line). IV percentile 37 and IV rank 9 imply options are relatively cheap vs the past year (less fear priced in).
Technical Summary
Sell
3
Buy
7
Positive Catalysts
results and momentum into 2026 cited by multiple analysts.
Neutral/Negative Catalysts
Short-term momentum is weakening (MACD negative and expanding), which can cap upside until it turns.
Options open-interest skew is mildly bearish/defensive (PCR 1.15).
No notable hedge fund/insider accumulation trend recently (both neutral), reducing “confirmation” from smart-money activity.
No fresh event-driven catalysts from news in the past week to force an immediate breakout.
Net income: $70.088M, +201.25% YoY (very strong profitability expansion).
EPS: $1.98, +178.87% YoY (earnings power sharply higher).
Takeaway: growth trend is decisively positive and aligns with analysts’ “momentum into 2026” thesis.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent trend: clear wave of upward price-target revisions after Q4 results.
2026-01-26: B. Riley raised PT to $104 (Buy) citing standout year and continued momentum.
2026-01-26: Maxim raised PT to $100 (Buy) on loan/deposit growth and stable NIM.
2026-01-26: DA Davidson raised PT to $95 (Buy) on solid quarter and positive 2026 outlook.
2026-01-26: Keefe Bruyette raised PT to $88 (Market Perform) = more valuation/risk-reward balanced stance.
2025-12-08: Morgan Stanley initiated Equal Weight, PT $90 (positive story, but sees balanced risk/reward).
Wall Street pros vs cons: Pros = earnings power + growth momentum + multiple PT raises; Cons = some firms still see risk/reward as balanced rather than asymmetric at current levels.
Politicians/congress: No recent congress trading data available.
Wall Street analysts forecast CUBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CUBI is 84.23 USD with a low forecast of 68 USD and a high forecast of 95 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Analyst Rating
Wall Street analysts forecast CUBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CUBI is 84.23 USD with a low forecast of 68 USD and a high forecast of 95 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
3 Hold
0 Sell
Moderate Buy
Current: 76.700
Low
68
Averages
84.23
High
95
Current: 76.700
Low
68
Averages
84.23
High
95
Stephens
Matt Breese
Equal Weight -> Underweight
downgrade
$68 -> $71
AI Analysis
2026-02-06
New
Reason
Stephens
Matt Breese
Price Target
$68 -> $71
AI Analysis
2026-02-06
New
downgrade
Equal Weight -> Underweight
Reason
Stephens analyst Matt Breese downgraded Customers Bancorp to Underweight from Equal Weight with a price target of $71, up from $68. The firm remains cautious on the shares post the Q4 report. The analyst sees a below-average profitability outlook for Customers given the bank's reliance on brokered deposits and risk from crypto deposits.
B. Riley
NULL -> Buy
maintain
$90 -> $104
2026-01-26
Reason
B. Riley
Price Target
$90 -> $104
2026-01-26
maintain
NULL -> Buy
Reason
B. Riley raised the firm's price target on Customers Bancorp to $104 from $90 and keeps a Buy rating on the shares. Strong Q4 EPS capped a standout year of growth, with core EPS up 36% year over year and meaningful outperformance versus peers driven by earnings power, the analyst tells investors in a research note. Despite the stock's recent pullback after a sharp 52-week run, the drawdown is viewed as an attractive entry point given continued momentum into 2026, the firm says.
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