Net income: $54.422M, +9.77% YoY (profit growth tracking revenue).
EPS: $1.03, +9.57% YoY (solid per-share growth).
Overall: Fundamentals are improving, but they do not outweigh the current overextended technical/positioning setup for an impatient “buy now.”
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent rating action (2025-12-03): Piper Sandler assumed coverage at Neutral with a $62 price target.
Trend summary: Only one recent datapoint provided; tone is cautious/market-perform rather than bullish.
Wall Street pros: Neutral stance suggests stability/quality but not compelling upside from here.
Wall Street cons: $62 target under current ~$64.4 implies limited upside and potential mean reversion risk.
Wall Street analysts forecast CBU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CBU is 67 USD with a low forecast of 62 USD and a high forecast of 73 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
Wall Street analysts forecast CBU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CBU is 67 USD with a low forecast of 62 USD and a high forecast of 73 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 65.390
Low
62
Averages
67
High
73
Current: 65.390
Low
62
Averages
67
High
73
Piper Sandler
Manuel Navas
Neutral
initiated
$62
AI Analysis
2025-12-03
Reason
Piper Sandler
Manuel Navas
Price Target
$62
AI Analysis
2025-12-03
initiated
Neutral
Reason
Piper Sandler analyst Manuel Navas assumed coverage of Community Bank System with a Neutral rating and $62 price target. Piper assumed coverage of six regional banks based in the Mid-Atlantic portion of its Northeast coverage region.
Keefe Bruyette
David Konrad
Market Perform
downgrade
$67 -> $66
2025-10-23
Reason
Keefe Bruyette
David Konrad
Price Target
$67 -> $66
2025-10-23
downgrade
Market Perform
Reason
Keefe Bruyette analyst David Konrad lowered the firm's price target on Community Bank System to $66 from $67 and keeps a Market Perform rating on the shares. The bank missed net interest income expectations in Q3, the analyst tells investors in a research note.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for CBU
