Trend is bullish (SMA_5 > SMA_20 > SMA_200) with MACD histogram expanding above zero, supporting a buy-now decision for an impatient buyer.
Price at 46 is just below near-term resistance (R1 ~46.32); a clean push through that area improves odds of a quick continuation toward ~47.51 (R2) and potentially the $50 analyst target.
Fundamentals from 2025/Q4 show strong earnings momentum (EPS and net income sharply higher), reinforcing the technical uptrend.
Price/Trend: Bullish structure with stacked moving averages (SMA_5 > SMA_20 > SMA_200), indicating an established uptrend.
Momentum: MACD histogram at 0.358 and positively expanding = improving upside momentum.
RSI: RSI_6 ~70.39 (hot/extended near overbought), implying upside can continue but may be choppy near resistance.
Levels to watch: Pivot 44.384 (key near-term support); Resistance R1 46.317 then R2 47.511.
Pattern-based forward view (similar candlesticks): Slightly negative next-day expectation (-0.1%), but positive skew over the next week (+1.3%) and month (~+0.69%), aligning with a buy-for-continuation bias.
Liquidity/Activity: Options volume is effectively zero today (calls 0, puts 0), so sentiment inference is weak and the chain looks illiquid.
Volatility: 30D IV ~54.11 vs historical vol ~24.62 (elevated implied vol), with IV percentile ~56.4 (mid-range vs its own history).
Technical Summary
Sell
4
Buy
9
Positive Catalysts
after “solid” Q4 results.
Neutral/Negative Catalysts
with short-term RSI ~70 can lead to short pauses/pullbacks.
Financial Performance
Latest quarter: 2025/Q4.
Revenue: $53.395M, down -3.05% YoY (top-line contraction).
Profitability: Net income $8.189M, up +78.25% YoY (strong bottom-line acceleration).
EPS: $0.62, up +87.88% YoY (very strong per-share earnings growth).
Margin: Gross margin 92.71%, up +1.18% YoY (continued margin strength).
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent action (2026-01-22): Raymond James raised price target to $50 from $45 and maintained Outperform after “solid” Q4 results.
Bull case (Wall St pros): Net interest margin expansion and a larger earning asset base driving better-than-expected net interest income; accelerating capital return; efficiency gains from lower headcount.
Bear case (Wall St cons): Revenue decline (-3% YoY) suggests growth is not broad-based; without re-acceleration in revenue, upside may rely heavily on margin/interest dynamics.
Net read: Analyst tone is positive and trending upward via the PT increase, supportive of buying around current levels.
Wall Street analysts forecast CASS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CASS is 45 USD with a low forecast of 45 USD and a high forecast of 45 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast CASS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CASS is 45 USD with a low forecast of 45 USD and a high forecast of 45 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 46.790
Low
45
Averages
45
High
45
Current: 46.790
Low
45
Averages
45
High
45
Raymond James
Outperform
maintain
$45 -> $50
AI Analysis
2026-01-22
Reason
Raymond James
Price Target
$45 -> $50
AI Analysis
2026-01-22
maintain
Outperform
Reason
Raymond James raised the firm's price target on Cass Information Systems to $50 from $45 and keeps an Outperform rating on the shares following "solid" Q4 results. Results were driven by continued net interest margin expansion, which, together with a larger earning asset base, pushed net interest income above expectations, the firm told investors in a research note. Raymond James added that capital return accelerated in Q4, while headcount declined 2% quarter-over-quarter.
Raymond James
Outperform -> NULL
downgrade
$47 -> $45
2025-10-24
Reason
Raymond James
Price Target
$47 -> $45
2025-10-24
downgrade
Outperform -> NULL
Reason
Raymond James lowered the firm's price target on Cass Information Systems to $45 from $47 and keeps an Outperform rating on the shares following Q3 results that topped both the firm's EPS and PPNR forecast. The quarter can be characterized as a widening net interest margin and stronger than expected balance sheet growth fueling net interest income higher than forecast.
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