Buy now (pre-market ~36.91): the post-earnings fundamental momentum + bullish trend setup outweighs the lack of proprietary signals.
Near-term upside target zone aligns with refreshed Street targets ($39 to $44); technical resistance sits at ~37.67 first, then ~38.97.
Sentiment is constructive (earnings beat themes + dividend raise), while positioning data (very low put/call OI) also skews bullish.
Expect the best risk/reward to come from a push through 37.67; but given you’re impatient and want action now, the current price is still a reasonable entry ahead of that breakout.
Technical Analysis
Trend: Bullish structure with moving averages stacked positively (SMA_5 > SMA_20 > SMA_200), indicating an established uptrend.
Momentum: MACD histogram +0.129 and expanding above zero = strengthening bullish momentum.
RSI: RSI(6) ~69.5 (upper-neutral/near overbought); suggests upside is possible but short-term pullbacks are more likely than at lower RSI levels.
Key levels: Pivot 35.57 (important near-term support). Resistance R1 37.67 then R2 38.97; support S1 33.47.
Pattern-based bias: Similar-pattern stats point to small next-day upside (+0.39%) but mild weakness over 1 week/month (-2.7%), implying possible near-term chop even within a broader uptrend.
Business quality note from news: growth was aided by reduced credit loss provisions and higher net interest income.
Capital return signal: dividend raised to $0.26, reinforcing confidence in cash generation.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent changes (last 2 days):
2026-02-03: DA Davidson reiterated Buy and raised PT to $44 from $39, citing solid quarter and improved 2026 loan growth outlook (mid-single digits).
2026-02-04: Keefe Bruyette maintained Market Perform but raised PT to $39 from $33.
Street pros/cons view:
Pros: Improving earnings power (provision tailwind + NII lift), better loan growth outlook, and consistent dividend policy.
Cons: Not unanimous conviction (one key firm stays Market Perform), implying upside is seen but not viewed as a must-own by all coverage.
Influential/political trading check: No recent congress trading data available in the last 90 days.
Wall Street analysts forecast BSRR stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BSRR is 34.17 USD with a low forecast of 33 USD and a high forecast of 36 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Analyst Rating
Wall Street analysts forecast BSRR stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BSRR is 34.17 USD with a low forecast of 33 USD and a high forecast of 36 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
3 Hold
0 Sell
Hold
Current: 37.920
Low
33
Averages
34.17
High
36
Current: 37.920
Low
33
Averages
34.17
High
36
Keefe Bruyette
Woody Lay
Market Perform
maintain
$33 -> $39
AI Analysis
2026-02-04
New
Reason
Keefe Bruyette
Woody Lay
Price Target
$33 -> $39
AI Analysis
2026-02-04
New
maintain
Market Perform
Reason
Keefe Bruyette analyst Woody Lay raised the firm's price target on Sierra Bancorp to $39 from $33 and keeps a Market Perform rating on the shares.
DA Davidson
Buy
maintain
$39 -> $44
2026-02-03
Reason
DA Davidson
Price Target
$39 -> $44
2026-02-03
maintain
Buy
Reason
DA Davidson raised the firm's price target on Sierra Bancorp to $44 from $39 and keeps a Buy rating on the shares. The company had a solid overall quarter with EPS upside driven by a lower than expected, negative loan loss provision, the analyst tells investors in a research note. Sierra's loan growth outlook for 2026 is also improved from the last two years in the mid-single digit range, the firm added.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for BSRR