Should I Buy BCML? BCML 2026 Analysis

Should You Buy BayCom Corp (BCML) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

30.540

1 Day change

-0.81%

52 Week Range

33.150

Analysis Updated At

2026/02/04

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Buy now (pre-market ~$30) for a momentum/continuation setup: trend is bullish (stacked MAs + positive MACD) and analyst target implies upside.
Upside levels to watch: $30.50 (R1) then $31.13 (R2); if it clears $31.13, the chart supports a push toward the low-$30s.
Downside line in the sand for this setup: ~$29.50 pivot (loss of pivot increases odds of a pullback toward ~$28.49 S1).
Intellectia Proprietary Trading Signals
- AI Stock Picker: no signal on given stock today.
- SwingMax: No signal on given stock recently.
Sentiment check: options open-interest skew is heavily put-dominant (often hedging/fear), but volume is effectively zero—so the options “message” is weak/illiquid rather than a strong real-time bet.
No recent news catalysts and no notable insider/hedge-fund/congress activity signal; the trade case is primarily technical + steady fundamentals + supportive analyst view.

Technical Analysis

Trend: Bullish (SMA_5 > SMA_20 > SMA_200), indicating sustained upward structure.
Momentum: MACD histogram +0.0909 and expanding → positive momentum strengthening.
RSI (6): 65.24 → near upper-neutral/approaching overbought; supports strength but suggests less “cheap” entry.
Key levels:
- Pivot: 29.497 (important near-term support/decision level)
- Resistance: 30.505 (R1), then 31.128 (R2)
- Support: 28.488 (S1), then 27.865 (S2)
Pattern-based forward bias (model stat): indicates a positive skew over week/month horizons (reported probabilities favor gains), supporting a buy-now bias for an impatient profile.

Options Data

Bearish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Positioning: Put open interest (57) vs call open interest (4) → OI put/call = 14.25, strongly defensive/hedged skew.
Activity: 0 options volume today (and low recent averages), meaning sentiment from options is not very actionable right now.
Volatility: 30D IV 82.77 vs historical vol 27.78 and IV percentile 82.4 → implied vol is elevated, suggesting the market is pricing larger moves than realized (often happens in illiquid names or around uncertainty).

Technical Summary

Sell

Buy

Positive Catalysts

- Analyst support: DA Davidson reiterates Buy and raised PT to $34 (up from $32), citing core revenue growth and NIM expansion.
- Technical tailwind: bullish MA stack + expanding positive MACD supports continuation.
- Fundamental momentum (latest quarter): Q4 2025 showed solid YoY growth in revenue, net income, and EPS.

Neutral/Negative Catalysts

- No news flow in the past week → fewer near-term event-driven upside catalysts.
- Options skew: very high put/call open interest can reflect cautious positioning (bearish/hedging).
- RSI near upper range: less room for immediate upside without a brief consolidation.
- No signal support from proprietary models today (no AI Stock Picker / no SwingMax), so conviction is more “trend-following” than “signal-backed.”

Financial Performance

Latest quarter: 2025/Q4
- Revenue: $24.58M, +7.08% YoY
- Net Income: $6.858M, +12.06% YoY
- EPS: $0.63, +14.55% YoY
Takeaway: earnings quality looks constructive (profits and EPS growing faster than revenue), consistent with the analyst’s comment on improving core profitability drivers.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Recent change (2026-01-27): DA Davidson raised price target to $34 from $32 and maintained Buy.
Wall Street pro view (pros): improving core revenue trend and net interest margin expansion support better forward earnings.
Wall Street con view (cons): EPS was noted as impacted by a negative sequential swing from preferred equity investments (a reminder results can be influenced by non-core items).
Net: analyst stance is constructively bullish with ~13% upside vs ~$30 pre-market.

1 Analyst Rating

Wall Street analysts forecast BCML stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BCML is 32 USD with a low forecast of 32 USD and a high forecast of 32 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

0 Hold

0 Sell

Moderate Buy

Current: 30.790

Low

Averages

High

Current: 30.790

Low

Averages

High

DA Davidson

Buy

maintain

$32 -> $34

AI Analysis

2026-01-27

Reason

DA Davidson

Price Target

$32 -> $34

AI Analysis

2026-01-27

maintain

Buy

Reason

DA Davidson raised the firm's price target on BayCom to $34 from $32 and keeps a Buy rating on the shares. The company reported a solid pre-provision net revenue result, though EPS was impacted by a negative sequential swing from preferred equity investments, the analyst tells investors in a research note. The company's core revenue growth rate and net interest margin expansion are supportive of the firm's higher forward EPS outlook, DA Davidson added.

DA Davidson

Buy

upgrade

$30 -> $32

2025-07-21

Reason

DA Davidson

Price Target

$30 -> $32

2025-07-21

upgrade

Buy

Reason

DA Davidson raised the firm's price target on BayCom to $32 from $30 and keeps a Buy rating on the shares. BayCom reported upside EPS and the firm anticipates a steady pace of loan growth over the second half of the year, with a positive net interest margin, aided by an expected sub-debt redemption in late Q3, the analyst tells investors in a research note.

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BCML Should I Buy

BCML Should I Buy

Should You Buy BayCom Corp (BCML) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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