Not a good buy right now for an impatient buyer: trend structure is still bearish (SMA_200 > SMA_20 > SMA_5) and near-term pattern stats skew negative (next week/month).
Price is sitting right on the pivot (~11.06). With no proprietary buy signals today, risk/reward is not attractive unless it breaks and holds above ~11.28 (R1) quickly.
If you already own it, this is more of a HOLD while watching support at 10.84 (S1); a clean break below that level would weaken the setup.
Trend: Bearish moving-average stack (SMA_200 > SMA_20 > SMA_5) signals the larger trend is still down.
Momentum: MACD histogram is positive and expanding (0.0334), suggesting a budding rebound, but it’s early and not yet supported by the moving averages.
RSI(6) = 47.96: neutral; no oversold bounce signal.
Key levels:
Pivot: 11.062 (price is essentially sitting on it)
Resistance: 11.284 (R1), then 11.42 (R2)
Support: 10.84 (S1), then 10.704 (S2)
Pattern-based forward read (similar candlesticks): expected drift is negative over the next week (-3.08%) and month (-3.81%), which argues against chasing an immediate entry.
Options Data
Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Positioning/Sentiment: Very call-heavy open interest (put/call OI ratio 0.1) and call-heavy daily volume (put/call volume ratio 0.08) = bullish skew.
Activity: Total volume is low (27 contracts), so the bullish skew is not backed by heavy participation.
Volatility: 30D IV 36.37 vs historical vol 25.92 (options priced richer than realized).
IV regime: IV percentile 23.2 and IV rank 9.14 = relatively low vs its own history (not an “expensive IV” environment historically).
Near-term change: Today’s volume ~69% of 30D average and open interest ~103% of 30D average suggests modest participation, not a major sentiment surge.
Technical Summary
Sell
8
Buy
5
Positive Catalysts
Fundamentals are improving: 2025/Q3 showed solid YoY growth in revenue, net income, and EPS.
Options market skew is bullish (call-dominant OI and volume).
Upcoming earnings: QDEC 2025 earnings on 2026-03-02 (After Hours) could act as a catalyst if results/guide surprise to the upside.
Gross margin: reported as 0 (likely a data/reporting artifact for this dataset), so margin trend can’t be validated here.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
No analyst rating changes or price target updates were provided in the dataset, so a recent Wall Street trend read isn’t available.
Practical “pros vs cons” from available data:
Pros: improving earnings/revenue trajectory (2025/Q3) and bullish options skew.
Cons: weak technical trend (bearish MA stack) and no near-term catalysts; pattern stats lean negative.
Influential/political flows: No recent congress trading data available; hedge funds and insiders are neutral with no notable recent trend.
Wall Street analysts forecast ACIC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACIC is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Analyst Rating
0
Wall Street analysts forecast ACIC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACIC is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Buy
Hold
Sell
0
Current: 11.250
Low
0
Averages
0
High
0
0
Current: 11.250
Low
0
Averages
0
High
0
Raymond James
C. Gregory Peters
Outperform
to
Outperform
downgrade
$16 -> $15
AI Analysis
2025-05-12
Reason
Raymond James
C. Gregory Peters
Price Target
$16 -> $15
AI Analysis
2025-05-12
downgrade
Outperform
to
Outperform
Reason
Raymond James analyst C. Gregory Peters lowered the firm's price target on American Coastal to $15 from $16 and keeps an Outperform rating on the shares. The firm expects American Coastal to generate more than 20% of operating ROBEs with underlying combined ratio results in line with management's 65% target through 2027, partially offset by earnings volatility from potential hurricane-related losses.
