Washington Trust Bancorp to Announce Q4 Earnings on January 28
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 27 2026
0mins
Should l Buy WASH?
Source: seekingalpha
- Earnings Announcement: Washington Trust Bancorp (WASH) is set to release its Q4 2023 earnings report on January 28 after market close, with a consensus EPS estimate of $0.75, reflecting a robust year-over-year growth of 121.7%, indicating strong profit potential.
- Revenue Expectations: Analysts forecast that WASH will achieve $56.38 million in revenue for Q4, demonstrating the company's stable performance in the current economic environment and potentially laying the groundwork for future growth.
- Historical Performance Review: Over the past two years, WASH has beaten EPS and revenue estimates 75% of the time, indicating consistency in financial performance and market confidence, which may further enhance investor expectations for future results.
- Estimate Revision Trends: In the last three months, WASH's EPS estimates have seen two upward revisions with no downward adjustments, reflecting analysts' optimistic outlook on the company's future profitability, which could positively impact its stock price.
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Analyst Views on WASH
Wall Street analysts forecast WASH stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for WASH is 31.67 USD with a low forecast of 28.00 USD and a high forecast of 36.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 36.360
Low
28.00
Averages
31.67
High
36.00
Current: 36.360
Low
28.00
Averages
31.67
High
36.00
About WASH
Washington Trust Bancorp, Inc. is a holding company of The Washington Trust Company (the Bank). The Bank is a state-chartered bank and financial services company. The Company operates through two segments: Commercial Banking and Wealth Management Services. The Commercial Banking segment includes commercial, residential and consumer lending activities; mortgage banking activities, deposit generation, cash management activities, banking activities, including customer support and the operation of automated teller machines (ATMs), telephone banking, Internet banking and mobile banking services; as well as investment portfolio and wholesale funding activities. The Wealth Management Services segment includes investment management, holistic financial planning services, personal trust and estate services, including services as trustee, personal representative and custodian; settlement of decedents’ estates, and institutional trust services, including custody and fiduciary services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Washington Trust Bancorp Reports Q4 2025 Earnings Growth
- Significant Earnings Growth: Washington Trust Bancorp reported a net income of $16 million for Q4 2025, translating to $0.83 per share, a notable increase from $10.8 million and $0.56 per share in the previous quarter, indicating sustained improvement in profitability.
- Increase in Net Interest Income: The bank's net interest income reached $40.7 million in Q4, up 5% from Q3 and 24% year-over-year, with the net interest margin rising to 2.56%, reflecting a better funding mix and effective deposit management strategies.
- Optimistic Loan Growth Outlook: The CFO projected a total loan growth of 5% for 2026, with commercial real estate (CRE) growth expected at 4% to 5%, and indicated that the C&I team's growth rate would be even faster, highlighting the company's expansion potential in the market.
- Strategic Investments and Expansion: The bank plans to open a new branch in Pawtucket, Rhode Island, in 2026, and enhance its wealth management and commercial banking capabilities through the acquisition of Lighthouse Financial Management and the appointment of new Chief Commercial Banking Officer Jim Brown.
See More
Washington Trust Bancorp to Announce Q4 Earnings on January 28
- Earnings Announcement: Washington Trust Bancorp (WASH) is set to release its Q4 2023 earnings report on January 28 after market close, with a consensus EPS estimate of $0.75, reflecting a robust year-over-year growth of 121.7%, indicating strong profit potential.
- Revenue Expectations: Analysts forecast that WASH will achieve $56.38 million in revenue for Q4, demonstrating the company's stable performance in the current economic environment and potentially laying the groundwork for future growth.
- Historical Performance Review: Over the past two years, WASH has beaten EPS and revenue estimates 75% of the time, indicating consistency in financial performance and market confidence, which may further enhance investor expectations for future results.
- Estimate Revision Trends: In the last three months, WASH's EPS estimates have seen two upward revisions with no downward adjustments, reflecting analysts' optimistic outlook on the company's future profitability, which could positively impact its stock price.
See More
Washington Trust Expands Institutional Banking Team to Drive Growth
- Team Expansion: Washington Trust has added a dedicated institutional banking team led by Gerald S. Algere, who has 35 years of experience, to meet the unique needs of independent schools, private colleges, and healthcare providers in the Northeast, thereby enhancing the company's competitive position in the institutional banking market.
- Executive Appointments: The new team includes three seasoned professionals from the commercial banking industry, which strengthens Washington Trust's ability to deliver comprehensive financial solutions for institutional clients and is expected to accelerate the company's market growth.
- Strategic Positioning: Chairman and CEO Ned Handy emphasized that the addition of this team underscores the company's strategy to be a trusted partner, aiming to provide integrated services that help clients achieve their financial goals and enhance customer experience.
- Historical Context: Founded in 1800, Washington Trust is recognized as the oldest community bank in the U.S. and has evolved into a premier financial services company in New England, reaching a milestone of 225 years in operation in 2025, reflecting its long-term commitment to clients and communities.
See More
Washington Trust Expands Institutional Banking Team to Drive Growth
- Team Expansion: Washington Trust has added a dedicated institutional banking team to address the unique needs of independent schools, private colleges, and healthcare providers in the Northeast, which is expected to significantly enhance its competitiveness in the institutional banking market.
- Leadership Enhancement: The new team is led by Jerry Algere, who has 35 years of experience building multibillion-dollar client banking teams in the Boston area, and is anticipated to accelerate the company's growth through his strong client relationships and innovative financing solutions.
- Service Integration Improvement: Washington Trust's Chairman and CEO Ned Handy stated that the addition of this team will strengthen the company's ability to provide integrated services across all lines of business, ensuring customers receive a seamless banking experience whether they need personal banking, business services, or large-scale institutional financing.
- Historic Bank: Founded in 1800, Washington Trust is recognized as the oldest community bank in the U.S., reaching a milestone of 225 years in operation in 2025, highlighting its commitment to improving the financial lives of people and organizations in New England.
See More
Washington Trust Bancorp to Release Q4 2025 Earnings on January 28
- Earnings Release Schedule: Washington Trust Bancorp is set to release its Q4 2025 earnings after market close on January 28, 2026, providing insights into its financial performance and operational status.
- Conference Call Timing: The company will host a conference call on January 29, 2026, at 8:30 a.m. ET, where executives will discuss the earnings report details and answer investor questions.
- Asset Size: As of September 30, 2025, Washington Trust Bancorp reported total assets of $6.7 billion, reflecting its strong market position and solid financial foundation in the New England region.
- Historical Significance: Founded in 1800, Washington Trust is recognized as the oldest community bank in the U.S., celebrating 225 years of operation, which underscores its long-term commitment to improving the financial lives of its customers.
See More
Washington Trust Bancorp to Release Q4 2025 Earnings on January 28, 2026
- Earnings Release Schedule: Washington Trust Bancorp will release its Q4 2025 earnings after market close on January 28, 2026, providing investors with insights into its latest financial performance and business developments.
- Conference Call Timing: The company will host a conference call on January 29, 2026, at 8:30 a.m. ET, where executives will discuss the earnings report and answer investor questions, enhancing transparency and communication.
- Asset Size: As of September 30, 2025, Washington Trust Bancorp reported total assets of $6.7 billion, positioning itself as a significant player in the New England financial services market as the oldest community bank in the U.S.
- Historical Milestone: The year 2025 marks the 225th anniversary of Washington Trust, highlighting its long-standing commitment to improving the financial lives of individuals and businesses in New England, further solidifying its market leadership.
See More
Washington Trust Bancorp Reports Q4 2025 Earnings Growth
- Significant Earnings Growth: Washington Trust Bancorp reported a net income of $16 million for Q4 2025, translating to $0.83 per share, a notable increase from $10.8 million and $0.56 per share in the previous quarter, indicating sustained improvement in profitability.
- Increase in Net Interest Income: The bank's net interest income reached $40.7 million in Q4, up 5% from Q3 and 24% year-over-year, with the net interest margin rising to 2.56%, reflecting a better funding mix and effective deposit management strategies.
- Optimistic Loan Growth Outlook: The CFO projected a total loan growth of 5% for 2026, with commercial real estate (CRE) growth expected at 4% to 5%, and indicated that the C&I team's growth rate would be even faster, highlighting the company's expansion potential in the market.
- Strategic Investments and Expansion: The bank plans to open a new branch in Pawtucket, Rhode Island, in 2026, and enhance its wealth management and commercial banking capabilities through the acquisition of Lighthouse Financial Management and the appointment of new Chief Commercial Banking Officer Jim Brown.
See More
Washington Trust Bancorp to Announce Q4 Earnings on January 28
- Earnings Announcement: Washington Trust Bancorp (WASH) is set to release its Q4 2023 earnings report on January 28 after market close, with a consensus EPS estimate of $0.75, reflecting a robust year-over-year growth of 121.7%, indicating strong profit potential.
- Revenue Expectations: Analysts forecast that WASH will achieve $56.38 million in revenue for Q4, demonstrating the company's stable performance in the current economic environment and potentially laying the groundwork for future growth.
- Historical Performance Review: Over the past two years, WASH has beaten EPS and revenue estimates 75% of the time, indicating consistency in financial performance and market confidence, which may further enhance investor expectations for future results.
- Estimate Revision Trends: In the last three months, WASH's EPS estimates have seen two upward revisions with no downward adjustments, reflecting analysts' optimistic outlook on the company's future profitability, which could positively impact its stock price.
See More
Washington Trust Expands Institutional Banking Team to Drive Growth
- Team Expansion: Washington Trust has added a dedicated institutional banking team led by Gerald S. Algere, who has 35 years of experience, to meet the unique needs of independent schools, private colleges, and healthcare providers in the Northeast, thereby enhancing the company's competitive position in the institutional banking market.
- Executive Appointments: The new team includes three seasoned professionals from the commercial banking industry, which strengthens Washington Trust's ability to deliver comprehensive financial solutions for institutional clients and is expected to accelerate the company's market growth.
- Strategic Positioning: Chairman and CEO Ned Handy emphasized that the addition of this team underscores the company's strategy to be a trusted partner, aiming to provide integrated services that help clients achieve their financial goals and enhance customer experience.
- Historical Context: Founded in 1800, Washington Trust is recognized as the oldest community bank in the U.S. and has evolved into a premier financial services company in New England, reaching a milestone of 225 years in operation in 2025, reflecting its long-term commitment to clients and communities.
See More
Washington Trust Expands Institutional Banking Team to Drive Growth
- Team Expansion: Washington Trust has added a dedicated institutional banking team to address the unique needs of independent schools, private colleges, and healthcare providers in the Northeast, which is expected to significantly enhance its competitiveness in the institutional banking market.
- Leadership Enhancement: The new team is led by Jerry Algere, who has 35 years of experience building multibillion-dollar client banking teams in the Boston area, and is anticipated to accelerate the company's growth through his strong client relationships and innovative financing solutions.
- Service Integration Improvement: Washington Trust's Chairman and CEO Ned Handy stated that the addition of this team will strengthen the company's ability to provide integrated services across all lines of business, ensuring customers receive a seamless banking experience whether they need personal banking, business services, or large-scale institutional financing.
- Historic Bank: Founded in 1800, Washington Trust is recognized as the oldest community bank in the U.S., reaching a milestone of 225 years in operation in 2025, highlighting its commitment to improving the financial lives of people and organizations in New England.
See More
Washington Trust Bancorp to Release Q4 2025 Earnings on January 28
- Earnings Release Schedule: Washington Trust Bancorp is set to release its Q4 2025 earnings after market close on January 28, 2026, providing insights into its financial performance and operational status.
- Conference Call Timing: The company will host a conference call on January 29, 2026, at 8:30 a.m. ET, where executives will discuss the earnings report details and answer investor questions.
- Asset Size: As of September 30, 2025, Washington Trust Bancorp reported total assets of $6.7 billion, reflecting its strong market position and solid financial foundation in the New England region.
- Historical Significance: Founded in 1800, Washington Trust is recognized as the oldest community bank in the U.S., celebrating 225 years of operation, which underscores its long-term commitment to improving the financial lives of its customers.
See More
Washington Trust Bancorp to Release Q4 2025 Earnings on January 28, 2026
- Earnings Release Schedule: Washington Trust Bancorp will release its Q4 2025 earnings after market close on January 28, 2026, providing investors with insights into its latest financial performance and business developments.
- Conference Call Timing: The company will host a conference call on January 29, 2026, at 8:30 a.m. ET, where executives will discuss the earnings report and answer investor questions, enhancing transparency and communication.
- Asset Size: As of September 30, 2025, Washington Trust Bancorp reported total assets of $6.7 billion, positioning itself as a significant player in the New England financial services market as the oldest community bank in the U.S.
- Historical Milestone: The year 2025 marks the 225th anniversary of Washington Trust, highlighting its long-standing commitment to improving the financial lives of individuals and businesses in New England, further solidifying its market leadership.
See More
