UP Fintech Holding (NasdaqGS:TIGR): Assessing Valuation Following New Analyst Coverage and Optimistic Growth Projections

Written by Emily J. Thompson, Senior Investment Analyst

Source: Yahoo Finance

Updated: Oct 26 2025

0mins

TIGR+5.44%

Should l Buy TIGR?

Source: Yahoo Finance

Investor Sentiment: Investor sentiment for UP Fintech Holding has improved following optimistic coverage from UBS and Jefferies, highlighting the company's growth in the Hong Kong and Singapore markets.
Stock Performance: UP Fintech has seen a significant share price increase of 53.9% year-to-date and a total shareholder return of 66.1% over the past year, indicating strong investor confidence.
Valuation Debate: Analysts have set a fair value of $14.12 for UP Fintech, suggesting the stock is currently undervalued compared to its last close at $10.28, raising questions about future market movements.
Risks and Opportunities: While UP Fintech is positioned for growth with strong revenue and profitability, potential risks include regulatory scrutiny and rising client acquisition costs that could impact its momentum.

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Analyst Views on TIGR

Wall Street analysts forecast TIGR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TIGR is 11.78 USD with a low forecast of 4.73 USD and a high forecast of 17.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Analyst Rating

2 Buy

0 Hold

1 Sell

Moderate Buy

Current: 7.720

Low

4.73

Averages

11.78

High

17.50

Current: 7.720

Low

4.73

Averages

11.78

High

17.50

Goldman Sachs

Sell

maintain

2025-12-05

Reason

Goldman Sachs

Price Target

AI Analysis

2025-12-05

maintain

Sell

Reason

Goldman Sachs raised the firm's price target on UP Fintech to $4.73 from $4.15 and keeps a Sell rating on the shares. The company reported a revenue and net profit beat in Q3, largely attributed to higher-than-expected assets under management per paying client, the analyst tells investors. The firm has a cautious stance on the company's earnings outlook for the following reasons: client acquisition continued to slow; recent downturn in the Hong Kong market and increased volatility in the U.S. market; trading velocity fell; and the anticipation of more Fed rate cuts coming.

UBS

initiated

$13.10

2025-10-23

Reason

UBS

Price Target

$13.10

2025-10-23

initiated

Reason

UBS initiated coverage of UP Fintech with a Buy rating and $13.10 price target. The firm views UP Fintech as the leading online broker and believes it is positioned to benefit from strong wealth market growth in Hong Kong and Singapore. The company looks well positioned to win share from traditional institutions, the analyst tells investors in a research note.

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About TIGR

UP Fintech Holding Ltd is mainly engaged in the operation of an integrated financial technology platform providing cross-market, multi-product investment experience for investors around the world. The Company offers comprehensive brokerage services through its integrated single-account structure, which empowers users in trade execution, margin financing and securities lending across different global markets. The Company also provides value-added services, such as investor education, community engagement and IR/PR platform, all within a few taps or clicks through application (APP) on smartphone, tablet and personal computer (PC) terminals. The Company also offers ESOP management services to soon-to-be listed and listed companies. The Company primarily operates its business in the New Zealand, Singapore and the United States.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

UPFintech Reports Q3 Revenue of $175.2M, Up 73.3% YoY

Dec 04 2025PRnewswire

Record Revenue: UPFintech achieved total revenue of $175.2 million in Q3, marking a 73.3% year-over-year increase and a 26.3% quarter-over-quarter rise, underscoring the company's strong performance amid market recovery and solidifying its leadership in the digital brokerage sector.
Surge in Net Income: Non-GAAP net income reached $57.0 million, up 28.2% quarter-over-quarter and 2.8 times year-over-year, setting a new record that reflects a significant enhancement in the company's profitability and boosts investor confidence.
Strong Client Growth: The company added 31,500 funded accounts, bringing the total to 1.22 million, an 18.5% year-over-year increase, indicating the success of its client acquisition strategy and further expanding its market share.
Rising Trading Volume: Q3 trading volume hit $209.4 billion, up 28.5% year-over-year, demonstrating robust market activity that is expected to provide ongoing support for the company's future revenue growth.

UP Fintech Reports Q3 Revenue of $175.2M, Up 73.3% YoY

Dec 04 2025Globenewswire

Significant Revenue Growth: UP Fintech's total revenue for Q3 reached $175.2 million, reflecting a robust 73.3% year-over-year increase and a 26.3% quarter-over-quarter rise, underscoring the company's strong performance in the global investor market and solidifying its market position.
Substantial Net Income Increase: The net income attributable to ordinary shareholders was $53.8 million, up 29.9% quarter-over-quarter and nearly three times that of the same quarter last year, indicating a significant enhancement in profitability that supports its sustainable growth strategy.
Strong Customer Growth: The company added 31,500 new customers in Q3, with Singapore and Hong Kong contributing approximately 40% each, allowing UP Fintech to achieve its 2025 customer target ahead of schedule and further increasing its market share.
Asset Scale Expansion: By the end of Q3, the total number of customers with deposits reached 1,224,200, an 18.5% increase year-over-year, while total account balances rose to $61 billion, up 49.7%, demonstrating the company's success in attracting and retaining client assets.

UPFintech Reports Q3 Revenue of $175.2M, Up 73.3% YoY

Dec 04 2025Newsfilter

Record Revenue: UPFintech achieved total revenue of $175.2 million in Q3, marking a 73.3% year-over-year increase and a 26.3% quarter-over-quarter rise, demonstrating strong growth momentum amid improving market conditions and solidifying its leadership in the digital brokerage market.
Significant Profit Surge: Non-GAAP net income soared to $57.0 million, up 28.2% quarter-over-quarter and 2.8 times year-over-year, reflecting the success of the company's client acquisition and product diversification strategies, which bolster investor confidence.
Notable Client Growth: The company added 31,500 funded accounts in Q3, bringing total clients to 1.22 million, an 18.5% year-over-year increase, indicating effective strategies in attracting high-quality clients and enhancing market share.
Rising Trading Volume: Q3 trading volume reached $209.4 billion, up 28.5% year-over-year, showcasing increased user engagement and laying a solid foundation for future revenue growth.

UP Fintech Reports Non-GAAP EPADS of $0.31 and Achieves Record Revenue of $175.2 Million

Dec 04 2025SeekingAlpha

Financial Performance: UP Fintech reported a Q3 Non-GAAP EPADS of $0.31 and revenue of $175.2 million, reflecting a 73.3% year-over-year increase. GAAP EPADS stood at $0.27, with net income attributable to shareholders reaching a record high of $57.0 million.
Growth in Commissions and Client Base: Commissions rose to $72.9 million, a 76.9% increase from the previous year, driven by higher trading volumes. Funded accounts grew by 31,500, totaling 1.22 million, an 18.5% increase year-over-year.
Market Activity and Client Assets: Trading volume in Q3 increased by 28.5% year-over-year to $209.4 billion, while total client assets reached a new peak of $61.0 billion, up 17.3% sequentially and 49.7% year-over-year.
Tiger Vault Growth: The "Tiger Vault" service in Hong Kong experienced significant growth, with assets under custody (AUC) increasing by 339% year-over-year.

Key Stocks Reporting Earnings This Week: Costco, MongoDB, Ulta, and Others

Dec 01 2025Benzinga

Upcoming Earnings Reports: Retail investors are anticipating a week of earnings reports from various companies, including MongoDB, CrowdStrike, and Salesforce, among others.
Analyst Expectations: Analysts have raised price targets for CrowdStrike ahead of its earnings report, with expectations of earnings of 94 cents per share and revenue of $1.21 billion.
Retail Sector Focus: Major retailers like Macy's and Dollar Tree are set to report earnings, with significant attention on their performance as the holiday season approaches.
Market Movements: The stock of Victoria's Secret is highlighted for its potential volatility, as over 20% of its shares are currently sold short, indicating investor caution.