ServisFirst Bancshares Reports Q4 2025 EPS of $1.58, Up 33% Year-Over-Year
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 20 2026
0mins
Should l Buy SFBS?
Source: Newsfilter
- Significant Earnings Growth: ServisFirst Bancshares reported Q4 2025 EPS of $1.58, a 33% increase year-over-year, reflecting strong performance in loan growth and interest income, thereby boosting market confidence.
- Net Interest Income Increase: The bank achieved net interest income of $146.5 million in Q4, up 19% from the same period in 2024, driven by an increase in net interest margin to 3.38%, showcasing the company's adaptability in changing interest rate environments and solidifying its earnings base.
- Loan and Deposit Growth: Total loans grew by 3.0% in Q4 to $13.70 billion, while deposits increased by 5.0% year-over-year to $14.22 billion, indicating successful strategies in market expansion and customer acquisition, enhancing the stability of its balance sheet.
- Improved Capital Ratios: The common equity tier 1 capital ratio rose from 11.49% to 11.65%, demonstrating effective risk management and capital allocation, providing stronger capital support for future business expansion.
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Analyst Views on SFBS
Wall Street analysts forecast SFBS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for SFBS is 84.50 USD with a low forecast of 80.00 USD and a high forecast of 89.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 85.270
Low
80.00
Averages
84.50
High
89.00
Current: 85.270
Low
80.00
Averages
84.50
High
89.00
About SFBS
ServisFirst Bancshares, Inc. is a bank holding company. Through its subsidiary, ServisFirst Bank (the Bank), provides business and personal financial services from locations in Atlanta, Birmingham, Charleston, Dothan, Huntsville, Mobile, Montgomery, North Carolina, Northwest Florida, Tennessee, Virgina Beach, and West Central Florida. The Bank’s principal business is to accept deposits from the public and to make loans and other investments. Through the bank, the Company originate commercial, consumer and other loans and accepts deposits, provides electronic banking services, such as online and mobile banking, including remote deposit capture, delivers treasury and cash management services and provides correspondent banking services to other financial institutions. The Bank offers a range of loans to retail customers in the communities. Its consumer loans include home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
ServisFirst Bancshares Reports Strong Q4 Results, Stock Surges 14.58%
- Deposit Growth: ServisFirst Bancshares saw a 5% year-over-year increase in deposits to $675.6 million, demonstrating its strong ability to attract customer deposits, thereby enhancing its funding base and market competitiveness.
- Strong Loan Growth: The bank's loans rose by 12% year-over-year to $384.9 million, reflecting its active performance in the credit market, which further drove revenue growth and profitability.
- Net Interest Margin Improvement: ServisFirst's net interest margin increased by 42 basis points to 3.38%, benefiting from declining benchmark interest rates, which bolstered its profitability and laid a foundation for future financial performance.
- Increased Shareholder Returns: The bank's return on average common stockholders' equity rose from 16.3% to 18.9%, and it raised its dividend by 13% to $0.38 per share, showcasing its strong financial performance and commitment to shareholders.
See More
ServisFirst Bancshares Surges 13.1%, Leading Banking Sector Gains
- Strong Banking Sector Performance: Banking and savings stocks collectively rose by approximately 3.1%, indicating a renewed market confidence in the financial sector, which may attract more investor interest in this area.
- ServisFirst Bancshares Leads Gains: ServisFirst Bancshares saw its stock price increase by about 13.1%, making it one of the best performers of the day, reflecting strong market performance and positive investor sentiment.
- Dime Community Bancshares Follows Suit: Dime Community Bancshares' stock rose by approximately 12.4%, indicating significant market recognition for the company in the competitive banking industry, potentially driving its future growth prospects.
- Industry Trend Analysis: With the strong rebound in banking stocks, investors may reassess investment opportunities in the financial sector, especially against the backdrop of economic recovery, where banking profitability is expected to further improve.
See More
ServisFirst Bancshares (SFBS) Shares Surge Over 13%
- Significant Price Increase: ServisFirst Bancshares shares rose over 13% in recent Wednesday trading, indicating strong market confidence in the company's future performance, which may attract more investor interest.
- Positive Market Reaction: This price surge reflects investor expectations of improved fundamentals, potentially enhancing the company's market position within the financial services sector.
- Increased Trading Volume: Alongside the price rise, trading volume for ServisFirst Bancshares has also significantly increased, indicating a growing interest in the stock and potentially leading to higher liquidity.
- Improved Investor Sentiment: The stock price increase may enhance overall investor sentiment towards the financial sector, especially in the context of economic recovery, further driving performance in related stocks.
See More
Progress Software Corp Reports Q4 EPS Beat, Shares Surge 20.5%
- Earnings Beat: Progress Software reported an adjusted Q4 EPS of $1.51, exceeding the market expectation of $1.31, indicating strong profitability growth that is likely to boost investor confidence.
- Revenue Performance: The company's quarterly revenue was $252.67 million, slightly below the consensus estimate of $252.86 million; however, the overall financial performance remains robust, potentially attracting more institutional investor interest.
- Significant Stock Surge: Following the positive earnings report, Progress Software's shares surged 20.5% to $46.50 on Wednesday, reflecting market optimism regarding the company's future growth potential.
- Optimistic Guidance: The company issued first-quarter and FY26 guidance above market estimates, demonstrating management's confidence in future performance, which may further drive stock price increases and enhance market recognition of its long-term investment value.
See More
ServisFirst Bancshares (SFBS) Reports 32% Q4 Earnings Growth and 12% Annual Loan Increase
- Strong Loan Growth: ServisFirst Bancshares reported a 12% annual loan growth for Q4 2025, aligning with projections and indicating robust market demand and effective credit management, which is expected to further drive future performance.
- Profitability Improvement: The bank achieved earnings per diluted share of $1.58 in Q4, a 32% increase from Q3 2025, with net income of $86.4 million for the quarter, reflecting effective strategies in cost control and revenue growth.
- Net Interest Margin Expansion: The net interest margin rose from 2.92% in Q1 to 3.38% in Q4, primarily due to disciplined loan pricing and reduced deposit rates, which are expected to continue supporting profitability going forward.
- Texas Team Expansion: The newly established Texas banking team is anticipated to drive significant growth in 2026, with management expressing high expectations for the team's budgeted growth, indicating a strategic focus on new market expansion.
See More
ServisFirst Bancshares Reports Q4 2025 EPS of $1.58, Up 33% Year-Over-Year
- Significant Earnings Growth: ServisFirst Bancshares reported Q4 2025 EPS of $1.58, a 33% increase year-over-year, reflecting strong performance in loan growth and interest income, thereby boosting market confidence.
- Net Interest Income Increase: The bank achieved net interest income of $146.5 million in Q4, up 19% from the same period in 2024, driven by an increase in net interest margin to 3.38%, showcasing the company's adaptability in changing interest rate environments and solidifying its earnings base.
- Loan and Deposit Growth: Total loans grew by 3.0% in Q4 to $13.70 billion, while deposits increased by 5.0% year-over-year to $14.22 billion, indicating successful strategies in market expansion and customer acquisition, enhancing the stability of its balance sheet.
- Improved Capital Ratios: The common equity tier 1 capital ratio rose from 11.49% to 11.65%, demonstrating effective risk management and capital allocation, providing stronger capital support for future business expansion.
See More
ServisFirst Bancshares Reports Strong Q4 Results, Stock Surges 14.58%
- Deposit Growth: ServisFirst Bancshares saw a 5% year-over-year increase in deposits to $675.6 million, demonstrating its strong ability to attract customer deposits, thereby enhancing its funding base and market competitiveness.
- Strong Loan Growth: The bank's loans rose by 12% year-over-year to $384.9 million, reflecting its active performance in the credit market, which further drove revenue growth and profitability.
- Net Interest Margin Improvement: ServisFirst's net interest margin increased by 42 basis points to 3.38%, benefiting from declining benchmark interest rates, which bolstered its profitability and laid a foundation for future financial performance.
- Increased Shareholder Returns: The bank's return on average common stockholders' equity rose from 16.3% to 18.9%, and it raised its dividend by 13% to $0.38 per share, showcasing its strong financial performance and commitment to shareholders.
See More
ServisFirst Bancshares Surges 13.1%, Leading Banking Sector Gains
- Strong Banking Sector Performance: Banking and savings stocks collectively rose by approximately 3.1%, indicating a renewed market confidence in the financial sector, which may attract more investor interest in this area.
- ServisFirst Bancshares Leads Gains: ServisFirst Bancshares saw its stock price increase by about 13.1%, making it one of the best performers of the day, reflecting strong market performance and positive investor sentiment.
- Dime Community Bancshares Follows Suit: Dime Community Bancshares' stock rose by approximately 12.4%, indicating significant market recognition for the company in the competitive banking industry, potentially driving its future growth prospects.
- Industry Trend Analysis: With the strong rebound in banking stocks, investors may reassess investment opportunities in the financial sector, especially against the backdrop of economic recovery, where banking profitability is expected to further improve.
See More
ServisFirst Bancshares (SFBS) Shares Surge Over 13%
- Significant Price Increase: ServisFirst Bancshares shares rose over 13% in recent Wednesday trading, indicating strong market confidence in the company's future performance, which may attract more investor interest.
- Positive Market Reaction: This price surge reflects investor expectations of improved fundamentals, potentially enhancing the company's market position within the financial services sector.
- Increased Trading Volume: Alongside the price rise, trading volume for ServisFirst Bancshares has also significantly increased, indicating a growing interest in the stock and potentially leading to higher liquidity.
- Improved Investor Sentiment: The stock price increase may enhance overall investor sentiment towards the financial sector, especially in the context of economic recovery, further driving performance in related stocks.
See More
Progress Software Corp Reports Q4 EPS Beat, Shares Surge 20.5%
- Earnings Beat: Progress Software reported an adjusted Q4 EPS of $1.51, exceeding the market expectation of $1.31, indicating strong profitability growth that is likely to boost investor confidence.
- Revenue Performance: The company's quarterly revenue was $252.67 million, slightly below the consensus estimate of $252.86 million; however, the overall financial performance remains robust, potentially attracting more institutional investor interest.
- Significant Stock Surge: Following the positive earnings report, Progress Software's shares surged 20.5% to $46.50 on Wednesday, reflecting market optimism regarding the company's future growth potential.
- Optimistic Guidance: The company issued first-quarter and FY26 guidance above market estimates, demonstrating management's confidence in future performance, which may further drive stock price increases and enhance market recognition of its long-term investment value.
See More
ServisFirst Bancshares (SFBS) Reports 32% Q4 Earnings Growth and 12% Annual Loan Increase
- Strong Loan Growth: ServisFirst Bancshares reported a 12% annual loan growth for Q4 2025, aligning with projections and indicating robust market demand and effective credit management, which is expected to further drive future performance.
- Profitability Improvement: The bank achieved earnings per diluted share of $1.58 in Q4, a 32% increase from Q3 2025, with net income of $86.4 million for the quarter, reflecting effective strategies in cost control and revenue growth.
- Net Interest Margin Expansion: The net interest margin rose from 2.92% in Q1 to 3.38% in Q4, primarily due to disciplined loan pricing and reduced deposit rates, which are expected to continue supporting profitability going forward.
- Texas Team Expansion: The newly established Texas banking team is anticipated to drive significant growth in 2026, with management expressing high expectations for the team's budgeted growth, indicating a strategic focus on new market expansion.
See More
ServisFirst Bancshares Reports Q4 2025 EPS of $1.58, Up 33% Year-Over-Year
- Significant Earnings Growth: ServisFirst Bancshares reported Q4 2025 EPS of $1.58, a 33% increase year-over-year, reflecting strong performance in loan growth and interest income, thereby boosting market confidence.
- Net Interest Income Increase: The bank achieved net interest income of $146.5 million in Q4, up 19% from the same period in 2024, driven by an increase in net interest margin to 3.38%, showcasing the company's adaptability in changing interest rate environments and solidifying its earnings base.
- Loan and Deposit Growth: Total loans grew by 3.0% in Q4 to $13.70 billion, while deposits increased by 5.0% year-over-year to $14.22 billion, indicating successful strategies in market expansion and customer acquisition, enhancing the stability of its balance sheet.
- Improved Capital Ratios: The common equity tier 1 capital ratio rose from 11.49% to 11.65%, demonstrating effective risk management and capital allocation, providing stronger capital support for future business expansion.
See More
