RBC Launches GoSmart Investment Platform for Canadians
- Innovative Investment Platform: RBC Direct Investing has launched GoSmart, a mobile solution designed to empower new self-directed investors by allowing them to open accounts in minutes and enjoy commission-free trading immediately, significantly lowering the barriers to entry for investing.
- Flexible Investment Options: GoSmart enables users to choose from four commission-free ETFs for recurring investments and offers 50 commission-free trades, catering to diverse investor needs and enhancing customer investment experiences and satisfaction.
- Marketing Campaign Launch: GoSmart was officially unveiled during the 2026 Super Bowl, supported by a multi-channel marketing campaign aimed at attracting new investors, thereby increasing brand visibility and expanding market influence.
- Customer Engagement Opportunity: RBC will host a Reddit AMA on February 11, where CEO Dimitri Busevs will interact directly with investors to answer questions about wealth building and market navigation, fostering customer trust and engagement.
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- Innovative Investment Platform: RBC Direct Investing has launched GoSmart, a mobile solution designed to empower new self-directed investors by allowing them to open accounts in minutes and enjoy commission-free trading immediately, significantly lowering the barriers to entry for investing.
- Flexible Investment Options: GoSmart enables users to choose from four commission-free ETFs for recurring investments and offers 50 commission-free trades, catering to diverse investor needs and enhancing customer investment experiences and satisfaction.
- Marketing Campaign Launch: GoSmart was officially unveiled during the 2026 Super Bowl, supported by a multi-channel marketing campaign aimed at attracting new investors, thereby increasing brand visibility and expanding market influence.
- Customer Engagement Opportunity: RBC will host a Reddit AMA on February 11, where CEO Dimitri Busevs will interact directly with investors to answer questions about wealth building and market navigation, fostering customer trust and engagement.
High-Risk Stocks Outlook: There is a growing sentiment that high-risk stocks, particularly in the tech sector, may fall out of favor by 2026, prompting investors to be selective in their choices moving forward.
FTAI's Strong Performance: FTAI Aviation has seen significant stock growth due to strong demand for new aircraft and partnerships that enhance its market position, with a notable increase in stock value over the past year.
Kraton’s Revenue Gains: Kraton's defense and security solutions have shown solid year-over-year revenue growth, although investors are cautious due to a lack of corresponding growth in earnings per share.
Biotech Sector Caution: The biotech sector remains attractive, but investors must be wary of the risk-reward balance, with companies like Monte Rosa Therapeutics gaining favor due to their innovative approaches in drug discovery.
- Debt Lawsuit Impact: On January 14, bondholders filed a class action lawsuit against Oracle in Manhattan, alleging that the company failed to disclose its need for significantly more debt to fund its AI data center expansion, leading to a drop in the price of its $18 billion bonds and increasing investor concerns about its rising debt levels.
- Analyst Downgrades: Oracle's stock faced a series of price target cuts from Wall Street analysts, with UBS lowering its target from $325 to $280, RBC from $250 to $195, and Morgan Stanley making the largest cut from $320 to $213, reflecting a significant decline in market confidence regarding Oracle's growth prospects.
- Macro Environment Pressure: The company is also contending with broader headwinds in the tech sector, particularly following Microsoft's earnings report, which revealed a substantial increase in capital expenditures, causing investor unease about AI infrastructure spending, despite Oracle's involvement in this area.
- Increased Future Risks: Analysts warn that Oracle's ambitious AI expansion could push its total debt beyond $400 billion by the end of fiscal 2028, raising concerns among investors about the company's future risks, leading to recommendations to avoid the stock to mitigate potential losses.
- Offer Overview: TRC Capital Investment Corporation has made an unsolicited mini-tender offer to purchase up to 500,000 RBC common shares at CAD $224.00 per share, representing approximately 0.036% of outstanding shares, which is 4.5% lower than RBC's closing price of CAD $234.56 on January 13, 2026.
- Company Stance: RBC has firmly rejected TRC Capital's offer, advising shareholders to decline the proposal and clarifying that it is not affiliated with TRC Capital in any manner.
- Regulatory Warning: Both the Canadian Securities Administrators and the U.S. Securities and Exchange Commission have expressed concerns regarding mini-tender offers, urging investors to exercise caution to avoid making uninformed decisions based on below-market prices.
- Market Impact: RBC's rejection may undermine investor confidence in mini-tender offers and underscores the company's commitment to protecting shareholder interests.
- Strong Entrepreneurial Intent: Nearly half of Canadians express a desire to start a business in 2026, indicating robust entrepreneurial intent, yet significant barriers to action remain.
- Preparation Anxiety: While 87% of aspiring entrepreneurs consider quitting their jobs to start a business, 31% feel unsure about where to begin, highlighting a lack of clarity regarding the complexities of entrepreneurship.
- Key Barriers Identified: 45% of respondents cite financial readiness as a primary barrier to starting a business, while 41% fear failure, reflecting widespread concerns about the risks involved.
- Compliance Confusion: 32% of respondents identify compliance issues as a major concern, underscoring the need for supportive tools to simplify documentation and filing processes.

- Debt Pre-Marketing Activity: Royal Bank of Canada and Deutsche Bank are pre-marketing approximately $1.8 billion in debt, aiming to pave the way for future financing needs, which reflects their confidence in the capital markets despite uncertain conditions.
- Market Reaction: The scale of this debt offering and the reputation of the participating banks may influence investor confidence, particularly in the current economic climate, as the banks seek to attract more investor attention through this initiative.
- Financing Strategy: By pre-marketing this debt, both banks not only secure funding costs in advance but also maintain flexibility for future financing, thereby enhancing their competitive position in the market.
- Industry Impact: This debt pre-marketing activity may prompt other financial institutions to follow suit, further boosting market liquidity while potentially affecting pricing mechanisms in the debt market.










