RBC Capital Affirms Sector Perform Rating for MidCap Financial, Keeps $13 Price Target Intact

Written by Emily J. Thompson, Senior Investment Analyst

Source: Benzinga

Updated: Aug 25 2025

0mins

MFIC+0.44%

Should l Buy MFIC?

Source: Benzinga

Real-time Intelligence: Benzinga Pro offers the fastest news alerts for traders to stay updated on market movements.
Exclusive Content: The platform provides exclusive stories and insights generated by Benzinga reporters.
Community Engagement: Over 10,000 serious traders are part of the Benzinga Pro community, sharing strategies and intelligence.
Market Winning Tool: Traders utilize Benzinga Pro's resources to enhance their trading success in the stock market.

Trade with 70% Backtested Accuracy

Stop guessing "Should I Buy MFIC?" and start using high-conviction signals backed by rigorous historical data.

MFIC

$11.31+Infinity%1D

Analyst Views on MFIC

Wall Street analysts forecast MFIC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MFIC is 12.13 USD with a low forecast of 11.00 USD and a high forecast of 13.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

7 Analyst Rating

1 Buy

5 Hold

1 Sell

Hold

Current: 11.260

Low

11.00

Averages

12.13

High

13.00

Current: 11.260

Low

11.00

Averages

12.13

High

13.00

Wells Fargo

Finian O'Shea

Overweight -> Equal Weight

downgrade

$13 -> $11

2026-01-07

Reason

Wells Fargo

Finian O'Shea

Price Target

$13 -> $11

AI Analysis

2026-01-07

downgrade

Overweight -> Equal Weight

Reason

As previously reported, Wells Fargo analyst Finian O'Shea downgraded MidCap Financial to Equal Weight from Overweight with a price target of $11, down from $13. While portfolio rotation continues to plan, and Merx appears to be moving more quickly, MidCap's core corporate lending portfolio is seeing more credit headwinds, the firm argues.

BofA

Derek Hewett

Underperform

downgrade

$13 -> $12

2025-11-21

Reason

BofA

Derek Hewett

Price Target

$13 -> $12

2025-11-21

downgrade

Underperform

Reason

BofA analyst Derek Hewett lowered the firm's price target on MidCap Financial to $12 from $13 and keeps an Underperform rating on the shares. The firm is adjusting estimates and price targets among its business development company coverage following quarterly earnings reports from the group.

Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for MFIC

Unlock Now

About MFIC

MidCap Financial Investment Corporation is a closed-end, externally managed, diversified management investment company. The Company’s investment objective is to generate current income and, to a lesser extent, long-term capital appreciation. The Company primarily invests in directly originated and privately negotiated first lien senior secured loans to privately held the United States middle-market companies, which the Company generally defines as companies with less than $75 million in earnings before interest, taxes, depreciation and amortization, as may be adjusted for market disruptions, mergers and acquisitions-related charges and synergies, and other items. To a lesser extent, the Company may also invest in other types of securities including, first lien unitranche, second lien senior secured, unsecured, subordinated, and mezzanine loans, and equities in both private and public middle market companies. Its investment adviser is Apollo Investment Management, L.P.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

MidCap Financial Investment Corporation to Report Q4 2025 Results on February 26, 2026

Jan 14 2026Globenewswire

Earnings Release Schedule: MidCap Financial Investment Corporation will report its Q4 2025 results after the Nasdaq market closes on February 26, 2026, which is expected to provide investors with insights into the company's financial performance and operational metrics, aiding market assessments of its financial health.
Conference Call Invitation: The company will host a conference call on February 27, 2026, at 8:30 a.m. Eastern Time, inviting all interested parties to dial in, which is anticipated to discuss earnings details and address investor inquiries, thereby enhancing transparency and investor relations.
Webcast Availability: The conference call will be available via a public webcast, with access links provided on the company's website in the shareholders section, ensuring broader participation and information dissemination, which enhances the company's public image.
Investment Strategy Overview: MidCap Financial Investment Corporation focuses on investing in directly originated and privately negotiated first lien senior secured loans to U.S. middle-market companies, aiming to generate current income and long-term capital appreciation, reflecting its strategic positioning in the market.

Morgan Stanley Direct Lending Fund Rated 3.33 as Small-Cap Financial Stocks Struggle

Jan 12 2026seekingalpha

Rating Overview: Morgan Stanley Direct Lending Fund (MSDL) holds a Quant Rating of 3.33, indicating a relatively stable hold rating amidst pressure on small-cap financial stocks, reflecting market caution in this sector.
Close Contenders: Trinity Capital Inc. (TRIN) and Oaktree Specialty Lending Corporation (OCSL) follow with ratings of 3.16 and 3.10, respectively, both rated hold, suggesting a conservative outlook from investors that may impact their financing capabilities.
Overall Performance: MidWestOne Financial Group (MOFG) and MidCap Financial Investment Corporation (MFIC) also received hold ratings of 3.03 and 3.01, indicating a general weakness in earnings revisions among small-cap financial stocks, potentially prompting investors to reassess their portfolios.
Market Risks: The overall low ratings for small-cap financial stocks, with Community Trust Bancorp (CTBI) and Federal Agricultural Mortgage Corporation (AGM) rated sell at 2.46 and 2.25, respectively, reflect concerns about these companies' profitability and growth prospects, which may lead to capital outflows.

Compass Point Adjusts MidCap Financial Rating to Neutral and Reduces Price Target to $12.25

Nov 10 2025Benzinga

Real-time Intelligence: Benzinga Pro offers the fastest news alerts for traders, helping them stay informed and make timely decisions in the stock market.
Exclusive Content: The platform provides exclusive stories and insights generated by Benzinga reporters, enhancing the trading experience for its users.
Community Engagement: Over 10,000 serious traders are part of the Benzinga Pro community, fostering a collaborative environment for sharing market intelligence.
Market Success: Traders utilize Benzinga Pro's resources to gain a competitive edge and improve their chances of winning in the markets daily.

MFIC Details Dividend Plan and Aims for $9.4M NII Impact Reduction in Response to Rate Cuts

Nov 07 2025SeekingAlpha

Management Insights: CEO Tanner Powell reported a net investment income (NII) per share of $0.38 for Q3 2025, with a slight decline in net asset value (NAV) per share to $14.66, attributed to increased non-accruals. The company is actively working to reduce exposure to non-accrual assets and anticipates further payments from Merx.
Financial Performance: Total investment income rose to $82.6 million, with a GAAP net income per share of $0.29. The portfolio's fair value is $3.18 billion, and net leverage stands at 1.35x, while management expects one-time expenses related to credit facility amendments to total approximately $3.3 million in the upcoming quarter.
Outlook and Strategy: Management remains cautious about the dividend, maintaining it at $0.38 per share while monitoring the impact of declining base rates. They are implementing initiatives to mitigate the effects of lower rates and enhance earnings power.
Analyst Sentiment: Analysts expressed concerns regarding credit quality and the sustainability of dividends amid rising non-accruals, while management conveyed confidence in their strategic approach to portfolio management and risk mitigation in a changing market environment.

JP Morgan Keeps Neutral Rating on MidCap Financial, Reduces Price Target to $12

Oct 01 2025Benzinga

Real-time Intelligence: Benzinga Pro offers the fastest news alerts to help traders stay informed and make winning trades in the stock market.
Exclusive Community: Joining Benzinga Pro connects users with over 10,000 serious traders and provides access to exclusive stories and insights from Benzinga reporters.