QCR Holdings Reports Strong Q4 Earnings Beat
- Earnings Beat: QCR Holdings reported a non-GAAP EPS of $2.21 for Q4, exceeding expectations by $0.22, which underscores the company's robust profitability and boosts investor confidence.
- Significant Revenue Growth: The company achieved revenue of $107.02 million in Q4, marking a 16.5% year-over-year increase, surpassing expectations by $0.15 million, reflecting strong business expansion and market demand, thereby solidifying its market position.
- Strong Financial Health: With both revenue and EPS growth, QCR Holdings demonstrates a solid upward trend in financial performance, likely attracting more investor interest in its future growth potential.
- Positive Market Reaction: The strong earnings report has led to a positive market response, which is expected to drive the stock price higher, enhancing the company's competitiveness in the financial services sector.
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- Earnings Growth: QCR Holdings reported fourth-quarter earnings of $35.66 million, translating to $2.12 per share, which marks a significant increase from last year's $30.23 million and $1.77 per share, indicating improved profitability.
- Adjusted Earnings: Excluding certain items, the company reported adjusted earnings of $37.30 million or $2.21 per share, showcasing strong performance in its core operations.
- Revenue Increase: The company's revenue rose by 4.8% year-over-year to $127.49 million from $121.64 million last year, reflecting ongoing improvement in market demand.
- Market Positioning: The growth in earnings and revenue not only boosts investor confidence but also strengthens QCR Holdings' position in the competitive financial services market.
- Earnings Beat: QCR Holdings reported a non-GAAP EPS of $2.21 for Q4, exceeding expectations by $0.22, which underscores the company's robust profitability and boosts investor confidence.
- Significant Revenue Growth: The company achieved revenue of $107.02 million in Q4, marking a 16.5% year-over-year increase, surpassing expectations by $0.15 million, reflecting strong business expansion and market demand, thereby solidifying its market position.
- Strong Financial Health: With both revenue and EPS growth, QCR Holdings demonstrates a solid upward trend in financial performance, likely attracting more investor interest in its future growth potential.
- Positive Market Reaction: The strong earnings report has led to a positive market response, which is expected to drive the stock price higher, enhancing the company's competitiveness in the financial services sector.

Upcoming Ex-Dividend Dates: On 12/23/25, Restaurant Brands International Inc (QSR), LTC Properties, Inc. (LTC), and QCR Holdings Inc (QCRH) will trade ex-dividend, with respective dividends of $0.62, $0.19, and $0.06 scheduled for payment in early January and late December 2025.
Expected Price Adjustments: Following the ex-dividend date, shares of QSR, LTC, and QCRH are expected to open lower by approximately 0.89%, 0.55%, and 0.07%, respectively, based on their recent stock prices.
Dividend Yield Estimates: The estimated annualized yields for the upcoming dividends are 3.55% for Restaurant Brands International Inc, 6.63% for LTC Properties, Inc., and 0.28% for QCR Holdings Inc, indicating varying levels of return for investors.
Market Performance: As of the latest trading session, shares of Restaurant Brands International Inc and LTC Properties, Inc. are down about 0.4%, while QCR Holdings Inc shares have increased by approximately 0.3%.
Zacks Rank #1 Stocks: Five stocks have been added to the Zacks Rank #1 (Strong Buy) List, including Capital One Financial Corporation, QCR Holdings, TriNet Group, MongoDB, and Omnicell, all of which have seen significant increases in their earnings estimates over the past 60 days.
Earnings Estimate Increases: The earnings estimates for these companies have increased by varying percentages, with MongoDB showing the highest increase at 27%, followed by TriNet Group at 8.7%, QCR Holdings at 8.2%, Omnicell at 13.3%, and Capital One at 14.3%.
Zacks Top 10 Stocks for 2026: Zacks is preparing to release its top 10 stock picks for 2026, with a historical performance of +2,530.8% from 2012 to November 2025, significantly outperforming the S&P 500.
Free Stock Analysis Reports: The article offers free stock analysis reports for the highlighted companies, encouraging readers to download the latest recommendations from Zacks Investment Research.
Top Stock Picks: Three stocks with strong value characteristics and a Zacks Rank #1 are highlighted: Capital One Financial Corporation (COF), Phibro Animal Health Corporation (PAHC), and QCR Holdings, Inc. (QCRH).
Earnings Estimates: Each company has seen positive adjustments in their earnings estimates over the last 60 days, with Capital One's increasing by 14.3%, Phibro's by 9.1%, and QCR's by 8.2%.
Valuation Metrics: Capital One has a P/E ratio of 12.06, Phibro's is 14.53, and QCR's is 11.74, all significantly lower than their respective industry averages, indicating strong value.
Future Recommendations: Zacks Investment Research is preparing to release its top 10 stock picks for 2026 on January 5, following a history of significant gains from previous recommendations.
Dividend Announcement: QCR Holdings, Inc. declared a cash dividend of $0.06 per share, payable on January 7, 2026, to stockholders of record on December 23, 2025.
Company Overview: QCR Holdings, Inc. is a multi-bank holding company based in Moline, Illinois, serving various communities through its subsidiary banks, offering commercial and consumer banking services.
Bank Operations: The company operates several banks, including Quad City Bank & Trust, Cedar Rapids Bank & Trust, Community State Bank, and Guaranty Bank, with a total of 36 locations across Iowa, Missouri, and Illinois.
Financial Status: As of September 30, 2025, QCR Holdings reported $9.6 billion in assets, $7.2 billion in loans, and $7.4 billion in deposits.










