loanDepot (LDI) Posts Q3 Loss but Exceeds Revenue Projections
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 07 2025
0mins
Should l Buy LDI?
Source: NASDAQ.COM
Quarterly Performance: loanDepot reported a quarterly loss of $0.01 per share, outperforming the Zacks Consensus Estimate of a loss of $0.04, and showing a significant earnings surprise of +75.00%.
Revenue Insights: The company generated revenues of $323.32 million, exceeding expectations by 13.61%, and has only surpassed consensus revenue estimates once in the last four quarters.
Stock Outlook: loanDepot shares have increased by 36.8% year-to-date, outperforming the S&P 500, but the stock currently holds a Zacks Rank #3 (Hold), indicating expected performance in line with the market.
Industry Context: The Financial - Mortgage & Related Services industry ranks in the top 41% of Zacks industries, suggesting that the overall industry outlook could significantly influence loanDepot's stock performance moving forward.
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Analyst Views on LDI
Wall Street analysts forecast LDI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LDI is 2.38 USD with a low forecast of 1.75 USD and a high forecast of 3.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
0 Buy
1 Hold
2 Sell
Moderate Sell
Current: 2.050
Low
1.75
Averages
2.38
High
3.00
Current: 2.050
Low
1.75
Averages
2.38
High
3.00
About LDI
loanDepot, Inc. provides a customer-centric, technology-empowered residential mortgage platform. It is engaged in the origination of conventional and government mortgage loans, servicing conventional and government mortgage loans, and providing ancillary services. It engages in originating, financing, selling, and servicing residential mortgage loans and provides title, escrow, and settlement services for mortgage loan transactions. Its proprietary technology platform, mello, serves as a lead generation tool for these loan officers, particularly focusing on purchase originations. It has a loan product suite, including conventional agency-conforming loans, conventional prime jumbo loans, Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loans, and home equity lines of credit. Its ancillary business includes settlement services, real estate services and insurance services. mello Home Services, LLC is its wholly owned captive real estate referral business.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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