Mid Penn Bancorp Reports 30.8% Revenue Growth in Q4 Earnings
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 22 2026
0mins
Should l Buy MPB?
Source: NASDAQ.COM
- Significant Earnings Growth: Mid Penn Bancorp's Q4 earnings reached $19.45 million, translating to $0.83 per share, a notable increase from last year's $13.23 million and $0.72 per share, reflecting enhanced profitability.
- Substantial Revenue Increase: The company's revenue surged by 30.8% year-over-year to $62.03 million, up from $47.43 million last year, indicating strong business expansion and market demand.
- Stable Adjusted Earnings: Excluding special items, Mid Penn Bancorp reported adjusted earnings of $19.22 million, with an EPS of $0.83, demonstrating stability in its core operations.
- Positive Market Performance: This earnings report highlights Mid Penn Bancorp's continued growth capability in a competitive financial market, boosting investor confidence in its future prospects.
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Analyst Views on MPB
Wall Street analysts forecast MPB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MPB is 34.00 USD with a low forecast of 34.00 USD and a high forecast of 34.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 34.540
Low
34.00
Averages
34.00
High
34.00
Current: 34.540
Low
34.00
Averages
34.00
High
34.00
About MPB
Mid Penn Bancorp, Inc. is a financial holding company. The Company conducts operations through Mid Penn Bank (the Bank) and its nonbank subsidiaries, engages in a full-service commercial banking and trust business, making available to the community a wide range of financial services, including, mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities and local government loans, and various types of time and demand deposits including, checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and Individual Retirement Accounts (IRA). In addition, the Bank provides a full range of trust and wealth management services through its Trust Department. The financial services are provided to individuals, partnerships, non-profit organizations, and corporations through its retail banking offices.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Acquisition Approval: Mid Penn Bancorp announced it has received all necessary regulatory approvals to complete its acquisition of 1st Colonial Bancorp, valued at approximately $101 million, indicating the company's proactive approach in M&A activities.
- Shareholder Approval Pending: While regulatory approval has been secured, the transaction still requires approval from 1st Colonial shareholders and other customary closing conditions, with completion expected in Q1 2026, reflecting the complexity of the deal and reliance on shareholder support.
- Market Expansion Strategy: This acquisition will expand Mid Penn Bank's footprint in the greater Philadelphia metropolitan area, southeastern Pennsylvania, and southern New Jersey, enhancing its competitiveness in these rapidly growing regions.
- Projected Asset Growth: Following the merger, the combined company is expected to have approximately $7.5 billion in assets as of March 31, 2026, indicating that Mid Penn Bancorp is achieving economies of scale and increasing market share through strategic acquisitions.
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- Transaction Value: Mid Penn Bancorp's acquisition of 1st Colonial Bancorp is valued at approximately $101 million, having received all necessary regulatory approvals, marking a significant step in expanding market share.
- Merger Timeline: The transaction is expected to close in the first quarter of 2026, pending shareholder approval from 1st Colonial and other customary closing conditions, which will accelerate Mid Penn's market penetration in the greater Philadelphia area.
- Asset Growth: Post-merger, Mid Penn is projected to have approximately $7.5 billion in assets, significantly enhancing its market position in southeastern Pennsylvania and southern New Jersey, thereby increasing its competitiveness.
- Integration Strategy: Mid Penn's CEO stated that with regulatory approval, the focus will shift to seamless integration to ensure customer and shareholder interests, thereby laying the groundwork for future business growth.
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- Transaction Value: Mid Penn Bancorp announced its acquisition of 1st Colonial Bancorp, valued at approximately $101 million, to be executed through a cash and stock transaction, with completion expected in Q1 2026, thereby enhancing Mid Penn's market position in the Philadelphia area.
- Asset Growth: Post-merger, Mid Penn is projected to have approximately $7.5 billion in assets, significantly boosting its competitiveness in the eastern markets, particularly in Pennsylvania and southern New Jersey.
- Regulatory Approval: The transaction has received all necessary regulatory approvals, marking a critical milestone in the merger process, with Mid Penn's CEO emphasizing a focus on seamless integration to support customer and shareholder interests.
- Shareholder Voting: A special meeting for 1st Colonial shareholders is scheduled for February 11, 2026, to vote on the approval of the transaction, which will impact the final completion timeline of the merger.
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- Regulatory Approvals: Mid Penn Bancorp, Inc. and 1st Colonial Bancorp, Inc. have received necessary regulatory approvals for their merger.
- Merger Significance: The merger is expected to enhance the financial capabilities and market presence of both institutions.
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- Ex-Dividend Date Approaching: Mid Penn Bancorp will go ex-dividend on February 6, requiring investors to settle trades before this date to receive a dividend of $0.27 per share, which could impact investor income expectations.
- Dividend Payment Overview: The company distributed a total of $0.88 in dividends last year, resulting in a current yield of 2.7%, indicating stability in dividend maintenance, but the earnings coverage needs to be monitored closely.
- Stagnant Earnings Growth: Over the past five years, Mid Penn Bancorp's earnings have remained flat, and while the company reinvests more than half of its profits back into the business, the lack of earnings growth may affect future dividend sustainability.
- Equity Dilution Risk: The company issued more than 5% of its market cap in new shares over the past year, which could pressure its future dividend prospects, prompting investors to carefully assess potential risks.
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- Earnings Highlights: Mid Penn Bancorp reported a Q4 GAAP EPS of $0.83 and revenue of $62 million, reflecting the company's robust performance amid economic uncertainty, which boosts investor confidence.
- Executive Appointment: The appointment of Dana Stewart as COO aims to enhance operational efficiency through her extensive industry experience, thereby driving future business growth and market competitiveness.
- Quant Rating: Seeking Alpha's quant rating on Mid Penn Bancorp indicates market recognition of its financial health, potentially attracting more investor interest and driving stock price appreciation.
- Historical Financial Data: The provision of historical financial data offers transparency to investors, aiding in the assessment of the company's long-term performance and future potential, thereby enhancing market confidence in its sustainable growth.
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