Metropolitan Bank Holding Corp. Announces Third Quarter 2024 Earnings Release and Conference Call Date
Upcoming Financial Results Announcement: Metropolitan Bank Holding Corp. will release its third quarter 2024 financial results on October 17, 2024, followed by a conference call on October 18, 2024, at 9:00 a.m. ET to discuss the results.
Recognition and Ratings: Metropolitan Commercial Bank has been recognized as one of Newsweek’s Best Regional Banks for 2024 and ranked among the top ten successful loan producers by the Independent Community Bankers of America, with a BBB+ investment grade deposit rating affirmed by Kroll.
Trade with 70% Backtested Accuracy
Analyst Views on MCB
About MCB
About the author


- Loan Portfolio Growth: In 2025, Metropolitan Bank's loan portfolio expanded by approximately $775 million, representing nearly 13% growth, indicating strong performance in the lending market that enhances overall revenue and market share.
- Net Interest Income Increase: The bank reported net interest income of $85.3 million for Q4, reflecting over 10% growth from the previous quarter and nearly 20% year-over-year, showcasing sustained potential for income growth and strengthening profitability.
- Significant Deposit Growth: Deposits grew by approximately $1.4 billion in 2025, or about 23%, providing ample funding support for future loan growth and further solidifying the bank's financial stability.
- Positive Future Outlook: Management anticipates loan growth of about $800 million, or approximately 12%, in 2026, alongside plans to open two new branches in Florida, demonstrating confidence in market expansion and strategic positioning.
- Earnings Highlights: Metropolitan Bank reported a Q4 GAAP EPS of $2.77, exceeding expectations by $0.70, which underscores the company's robust profitability and strengthens its position in the financial market.
- Revenue Growth: The bank achieved revenues of $88.41 million, a 24.5% year-over-year increase, surpassing estimates by $5.26 million, reflecting effective expansion in its customer base and market share.
- Future Outlook: In its 2026 outlook, Metropolitan Bank highlighted potential for margin expansion and plans to accelerate deposit growth through new verticals, indicating strong confidence in future business development.
- Market Reaction: Despite the strong performance, analysts noted that as the stock becomes fully valued, market momentum may wane, prompting investors to monitor future growth potential and market dynamics.

- Earnings Release Schedule: Metropolitan Bank Holding Corp. is set to announce its Q4 and full year 2025 financial results after market close on January 20, 2026, which is expected to provide investors with crucial insights into financial performance and business operations.
- Conference Call Details: The company will hold a conference call on January 21, 2026, at 9:00 a.m. ET to discuss the financial results, allowing investors to dial in at 800-245-3047 (US) or 203-518-9765 (INTL) to receive timely updates.
- Live Webcast Access: The event will also be broadcast live over the Internet, requiring investors to visit the company’s website at least 15 minutes prior to the start time for registration, reflecting the company's commitment to transparency and investor relations.
- Replay Availability: For those unable to attend the live presentation, a replay of the webcast will be available later that day, ensuring all stakeholders can access key information and enhancing communication between the company and its investors.

- Earnings Release Schedule: Metropolitan Bank Holding Corp. plans to release its Q4 and full year 2025 financial results after market close on January 20, 2026, demonstrating the company's commitment to transparency and investor communication.
- Conference Call Details: The company will hold a conference call at 9:00 a.m. ET on January 21, 2026, to discuss the financial results, which is expected to attract significant attention from investors and analysts, thereby enhancing market confidence.
- Webcast Availability: The conference call will be broadcast live over the Internet, allowing investors to register 15 minutes prior to the start time, ensuring timely information dissemination and improving interaction between the company and its investors.
- Industry Recognition: Metropolitan Commercial Bank was named one of Newsweek's Best Regional Banks in 2024 and 2025, reflecting its strong performance and reputation in a competitive market.
AVUV Implied Target Price: The Avantis U.S. Small Cap Value ETF (AVUV) has an implied analyst target price of $113.58 per unit, indicating a potential upside of 16.71% from its recent trading price of $97.32.
Notable Holdings with Upside: Key underlying holdings of AVUV, such as Navigator Holdings Ltd. (NVGS), Metropolitan Bank Holding Corp (MCB), and Firstsun Capital Bancorp (FSUN), show significant upside potential, with target prices exceeding their current trading prices by 29% to 37%.
Analyst Target Justification: The article raises questions about whether analysts' target prices are justified or overly optimistic, suggesting that high targets could lead to future downgrades if they do not align with recent developments.
Investor Research Importance: Investors are encouraged to conduct further research to assess the validity of analyst targets and their implications for future stock performance.





