Manhattan Bridge Capital reports Q1 EPS 12c vs 13c last year
Q1 Revenue Decline: The company reported Q1 revenue of $2.274 million, down from $2.573 million the previous year.
Market Outlook Concerns: CEO Assaf Ran expressed optimism at the start of 2025 but noted growing concerns about the real estate market recovery due to interest rate delays and economic uncertainty, while emphasizing the company's strong position due to low leverage and solid borrower relationships.
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- Stock Surge: Rocket Companies' stock rose 9.65% to $23.29 at Friday's close, reflecting market optimism regarding President Trump's proposed $200 billion mortgage-bond purchase plan, which could alleviate pressures from high home prices.
- Volume Spike: Trading volume reached 69.9 million shares, about 111% above the three-month average of 33.4 million shares, indicating strong investor interest in the company's future prospects, potentially driving more capital inflow.
- Market Reaction: Following Trump's policy proposal, Rocket Companies hit a new 52-week high, suggesting heightened expectations for lower mortgage rates that could stimulate mortgage originations and drive business growth.
- Analyst Ratings: Barclays and Jefferies set price targets of $22 and $25 respectively; while these ratings do not directly influence investor decisions, they provide context for stock price movements and reflect market confidence in Rocket Companies.

- Stock Surge: Rocket Companies' stock rose 9.65% to $23.29 on Friday, reflecting market optimism regarding President Trump's proposed $200 billion mortgage-bond purchase plan, which could alleviate the tight housing market.
- Volume Spike: Trading volume reached 69.9 million shares, about 111% above the three-month average of 33.4 million shares, indicating strong investor interest in the company's future prospects, potentially driving more capital inflow.
- Industry Response: Peers like PennyMac Financial Services and Manhattan Bridge Capital saw increases of 6.41% and 0.66%, respectively, suggesting that optimism surrounding potential policy support for housing credit is spreading, which may boost overall industry recovery.
- Analyst Ratings: Barclays and Jefferies set price targets of $22 and $25, respectively; while these data points may not be actionable for individual investors, they provide context for stock price movements, indicating sustained market attention on Rocket Companies.

Stock Repurchase Plan: Manhattan Bridge Capital, Inc. has authorized a plan to repurchase up to 100,000 common shares over the next twelve months, citing a significant decline in stock price as an opportunity.
Management's Confidence: CEO Assaf Ran expressed confidence in the company's future prospects, highlighting low leverage and strong management commitment as reasons for the buyback decision.
Business Overview: The company specializes in providing short-term secured loans to real estate investors in the New York metropolitan area and Florida, focusing on property acquisition and improvement.
Forward-Looking Statements: The press release includes forward-looking statements that may involve risks and uncertainties, cautioning investors about potential discrepancies between projected and actual results.
Oversold Stocks Opportunity: The financial sector has several oversold stocks, identified by a Relative Strength Index (RSI) below 30, indicating potential buying opportunities for undervalued companies.
Trupanion Inc Performance: Trupanion reported better-than-expected quarterly earnings but saw its stock fall 12% over the past month, with an RSI of 29.6 and a closing price of $37.74.
LendingTree Inc Update: LendingTree exceeded third-quarter estimates and raised its FY2025 sales guidance, yet its stock dropped 14% recently, with an RSI of 29.2 and a closing price of $49.12.
Manhattan Bridge Capital Insights: Manhattan Bridge Capital reported disappointing quarterly earnings, with a stock decline of 11% and an RSI of 28.9, closing at $4.65, amid challenges in the real estate market.
Financial Performance: Manhattan Bridge Capital, Inc. reported a net income of approximately $1.2 million for Q3 2025, a decrease of 14.1% from the previous year, primarily due to lower revenue from interest income and origination fees.
Revenue Decline: Total revenues for Q3 2025 were about $2.04 million, down 12% from $2.31 million in Q3 2024, attributed to reduced interest income from a decrease in loans receivable and a slowdown in new loan originations.
Year-to-Date Results: For the nine months ending September 30, 2025, net income was approximately $3.99 million, a 6.9% decrease compared to the same period in 2024, with total revenues falling to about $6.67 million, down 9.1%.
Market Conditions: The CEO noted that while paid-off loans exceeded averages, the slow real estate market has extended redevelopment times, contributing to the decline in revenue and income.
Dividend Announcement: Manhattan Bridge Capital, Inc. has declared a cash dividend of $0.115 per share, approved by the board on July 28, 2025.
Payment Details: The dividend will be paid to shareholders of record on October 8, 2025, with the payment date set for October 15, 2025.






