Kotak Mahindra Bank Falls Short of Quarterly Profit Expectations Amid Increased Provisions
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Oct 25 2025
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Should l Buy ?
Source: Reuters
Lower-than-expected profit: Kotak Mahindra Bank reported a standalone net profit of 32.53 billion rupees for Q2, falling short of analysts' expectations of 34.49 billion rupees, primarily due to a 43% increase in provisions for potential bad loans.
Loan growth and asset quality: The bank experienced a 4% rise in net interest income and a 15% increase in deposits, with corporate loans growing at 17%. Its gross non-performing asset ratio improved to 1.39% from 1.48% in the previous quarter.
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About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
